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opt_out

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Everything posted by opt_out

  1. My Father died last year, and I was surprised when Mother's pension went up 50%. I've had a quick look and think she might be entitled to even more, 90% maybe for being born in 1937. Must get onto DWP soon.
  2. The future is Nuclear power and EVs. And we'd be enjoying that future already if the country wasn't run by Oxbridge PPE graduates doing the bankers bidding.
  3. Giving a novel and largely untested drug to kids in order to save the elderly was a very dubious moral position to start with, and then it turned out not to actually do that...
  4. I'm not happy that everything seems to be going to crap in the country, and everything is getting more expensive. But personally the year was OK as the rising prices come at a time when I'm transitioning from living within modest means to trying to spend everything before I die, which equates to forcing myself to do a lot more discretionary spending.
  5. That's not how it works. For every £1 a saver loans them, they lend out many multiples of that (x33 ? back in 2007?) The rules have since tightened a bit I think.
  6. October 2022 2.0% falls out this month, to be replaced with what? Easy to get up to 2% fall in the annual figure next month.
  7. £106k to repair a section of curved brick! And it looks shit. I wouldn't be keen on paying that bill either.
  8. It'll only make me sad, but can someone find out what the emergency nightly rate is that the council are paying for a run-down 1 bed?
  9. CRT TVs are now bought up by retro-gamers. Someone will come and collect your old Sony Trinitron and give you £50 for it, rather than you having to haul it to the tip.
  10. Brilliant thread title. Tautologically correct, so I don't know why anyone is arguing
  11. When I saw this thread I thought: hang on, I stopped drinking diet coke 25 years ago because my mate told me Aspartame was bad. I guess most additives have had their scare stories, and I only took note because I was drinking a lot of it at the time. Mostly water, and the occasional full sugar coke is how I roll now.
  12. Let's see then: Money Supply increased 50% since 2009. Inflation since 2009 = about 50% Maybe my economics lecturer was right, expansion of the money supply IS INFLATION. as opposed to expanding the money supply could lead to inflation (but we will pretend that won't happen). Disclaimer: I'm an engineer not an economist
  13. eBay lost to Amazon 10years ago at least. I still buy most of my stuff there, only because amazon is evil and I refuse to use them, even though they are better. As a seller you have no protection on eBay, so you had better be selling tat for a high markup. Everyone else is just 1 bad experience away from quitting the platform.
  14. Elon buying Twitter was the greatest thing ever. Only the lefty libtards / mainstream commenters / NPCs give a toss about it, and now it's not telling them exclusively what they like to hear.
  15. "his current post as unit head at the CPS Extradition Unit" So the headline could be: "Man who is useless at evicting people from his country, complains that Spanish are useless at evicting people from his house"
  16. edit: seems like I was wrong, and Landlords used to be able to decide not to do a return if they weren't making a profit. Seems like an odd idea to me, seeing as renting out any home means significant money.
  17. I need a DB pension of equal size to the state pension, £200k Gold and equities, and likely £200k inheritance. And that's what I've got. Age 55 next month. I will continue with my lifestyle business which brings in around £10k pa for as long as I still enjoy it. Plan to spend all my cash by 85. My model shows I need to up my discretionary spending from the current <£100/week to about £500/week.
  18. <Stewart Lee on UKIP> Great sketch, by my favourite comedian. Even though I disagree with his politics.
  19. I think we have something like 3 years worth of known reserves? Not panic using it now could be the wise play. But it's probably just a tax thing.
  20. spyguy beat me to it. A 2bed terrace in Swindon in 1998 was probably 50k, if that. So to have a £150k mortgage on it now must mean MEW to the moon.
  21. I'm planning to spend everything by the time I'm 75, leaving just a small pension stream. My brother, thinking along the same lines mentioned selling his house. I suppose equity release is the other option.
  22. No there aren't. Not many houses are worth less than £16k. And if it was the time element you were worried about, there are things called loans.
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