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Malkin

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About Malkin

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    HPC Poster
  1. This is a house that genuinely came up in my search area: http://www.rightmove.co.uk/property-for-sale/property-30217149.html OK - so what's the big deal? Go to streetview - turn left and look at the neighbouring industrial unit. Eek!
  2. Interesting statistics but I'd rather they spent some time sorting out their systems so that they can tell me what I actually owe in real time (or maybe even to the nearest month) instead of having to do a bunch of calculations. But perhaps that isn't in their interest.
  3. I don't remember the brief flirtation with the dollar?
  4. A bit difficult to say without knowing what sort of property you would ideally be after and some idea of what your interests are. You say "back to Sheffield area" so where did you live before and did you like it there? However how about Chapeltown (S35) as a barometer of prices and as a good location for keeping your options open. Chapeltown has good train links to Sheffield (15 minutes), Barnsley (15 minutes). 5 minutes from the M1, it is close to the countryside and it has a little centre with shops and pubs etc.
  5. A record attempt? I count SIX in a single room and ELEVEN in total, but some are sneaky and there may be more. How many can you find? Here is the house: http://www.rightmove.co.uk/property-for-sale/property-38434516.html and here is the 'best' picture, reminds me of the two ronnies "i know my place" sketch
  6. I'd be more worried about the kip of yer grid love, you absolute sourpuss. Birkhead seems an appropriate surname as well.
  7. I worked in Barnsley for 6 years and it is a good town. A lot of poor people, thats all, but in the main good honest folk. For 2 people on minimum wage they could get a house like the below: http://www.rightmove.co.uk/property-for-sale/property-24607410.html Area OK. Walk to town centre in 5 minutes. I'd live there myself.
  8. Richer Sounds. Too small, too specialist and too expensive.
  9. I saw this on the MSE forums: http://forums.moneysavingexpert.com/showthread.php?t=4374397 To cut a long story short our main problem is being unable to sell the house we own that we don't even live in! Been on the market 2 years, when I found out was going to have to move. In negative equity now by a long way. If we manage to get a sale at the current price it is being marketed we will have a shortfall of £40K. If it went to auction looking at £100K shortfall. Been just about keeping up with mortgage payments of £2250 per month with a few gaps, hence arrears of £7900. After some persistence managed to arrange token payments of £1 per month for all the unsecured debts - this has been for 12 months now. What should we do with the house? We will never live in it again and feel aggrieved about continuing to pay out for it when we're never going to live there again. Have rented it out for 12 of the last 24 months to keep things ticking over a bit. Cannot afford any mortgage payments now that we're not receiving any rental income as tenants moved out. Before then just about breaking even. Had a couple of viewings but no offers. Market in that area is dead. Considering voluntary repossession but not sure where that will leave us. Mortgage is in joint names - all other debts are only mine. If I had no debts and we weren't paying the mortgage we'd have £1300 per month surplus. If we got rid of the house at least we could comfortably sort out some sort of repayment plan. We're resigned to the fact that we'll be renting for some considerable length of time as credit rating now gone from excellent to something resembling Greece's credit rating. May also have the option of a family member taking out a loan of £25K to consider a F&F on the unsecured debts and I would pay them back every month, but obviously not an option while we're still making ridiculous mortgage payments. Mortgage company are doing everything they can to get their money from us and not showing any sympathy at all. Damn the crash in the housing market. If we'd sold straight away at asking price the equity would have paid off all the unsecured debts. Can't believe how badly things have turned in that area. Sorry for the long post.
  10. I expect a blow job every night. Life's full of disappointments.
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