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Zante

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About Zante

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    HPC Poster
  1. If India suddenly decides to adopt it or parts of Africa wherein mobile/android devices are starting to become the norm, it could happen. It's a massive displacement of wealth. The Chinese make up the largest user-base at around 60% and, traditionally, they like to save their assets. If the west gets scared enough, it could create a domino effect as people rush to adopt/invest.
  2. It's working, I'm currently trading at $1.8k to 1btc and the value keeps rising.
  3. Interesting thread. I'm thinking of doing something similar to my place. I'm thinking the easiest way to deal with it might be to blur the lines a little. Rather than make it completely open plan, put up a removable room divider. It could be something like giant sliding doors (easy & cheap to have put up and lots of nice choices these days), a half wall with a folding door on the upper part which spans the entire length when closed etc... Would be good to hear from someone who knows what they're talking about. What qualifies as dividing wall?
  4. I've suggest remortgaging via a broker to get the best deals. You sound like you have enough equity and the bank is likely to overvalue the property anyway.
  5. Some ideas for those of you who are looking for a safe place to put your money in the itnerim. ;] https://www.google.co.uk/search?q=hidden+safe&hl=en&safe=off&source=lnms&tbm=isch&sa=X&ei=f8NGUZH5JuOr0AW37oCQDw&ved=0CAcQ_AUoAQ&biw=1745&bih=863
  6. I've actually been giving this some serious thought for a short while now. I turn 30 this year, I've purchased a one bedroom flat and my commute to work is a one minute walk. I'm on £20/h but there's a lot I don't like about the current atmosphere in the UK. I'll be heading over to Melbourne for my holidays this year with a view to perhaps starting a new life there some time later.
  7. Was there two years ago as part of an international project. Place is really run down and despite it all, I met a few students who had managed to teach themselves to speak perfect English by immersing themselves in western media culture. Still in contact today.
  8. There's something therapeutic about reading such a simple and logical message in today's climate. I'm just going to keep reading it over and over, it's like watching fish in an aquarium.
  9. If anything, it goes to show that those credentials are worthless. If he can captivate an audience like that and discuss a subject intelligently then that should be enough to be taken seriously. It's a pity he sabotaged himself by building his reputation on such a foundation (of lies).
  10. This I'm very happy to see this sentiment expressed on HPC. It's not about having a big house with lots of empty space to fill these days. Use the space you have to the greatest effect. A smaller area provides the affordance of making it look very nice for far less money. Put down polished marble tiles in the smaller bathroom, giant mirror etc and you do yourself proud. Costs less to heat with the main outgoings being the mortgage and service charge if it's an apartment (top floor or nothing)!
  11. My 2 year fixed rate ends in May, I have a 25 year mortgage and am currently paying £659 per month which I've been doing for two years. I will have the following fixed-rate opportunities: Pay £576 per month with 23 years remaining on the mortgage. Pay £660 per month and knock of 3 years, leaving 20 years on the mortgage. It'd be nice to have an extra £100 per month but I realise that in the long run I would be paying more in interest. If I go with the second option, I am reducing the interest owed and knocking down the time left. Plus, in the case of option 2, if interest rates do go up, I am better prepared, having paid off more towards the amount owed. Clearly, the first option has short term benefits, the other has long term ones. Given your life experience, what would you do?
  12. Ukraine needs to break free of any influence Russia has on it. We need look no further than the man-made famine of holodomor in 1932, during which time millions of Ukrainians starved to death. Russia continues to commit crimes against humanity to this very day.
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