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About OuterSpaceHopper

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  1. http://www.bbc.co.uk/programmes/b04416sq 24.34 in Simon Hughes from the Lib Dems; "I think one of the things on the ground, that links immigration to the debate, and which UKIP play on, is the lack of affordable houseing for many children of many families, and because there is a legacy of failure of Labour and Tory govenments in not delivering that, we are reaping, actually a whirlwind on that policy" I think some MPs are starting to panic about their jobs come the general election and are paying lip service to what they have heard on the doorstep.
  2. Hi Folks, the plot thickens... I didn't really suspect foul play from the estate agent and so I managed to get hold of the Asset management company that disposes of property on behalf of the finance company.(different company from the bank) It took some cajoling, as they didn't want to talk directly to me, but eventually they stated that the bank had accepted the lower offer even though it depends on a mortgage that could fall through. They had actually told the other 'bidder' what value they would accept, this was £1500 below my offer. After my second bid, my cash offer is now 4K higher than the other mortgage dependent offer, and still they aren't biting. What are the chances that it is an inside job at the Asset Management company? I think I should copy my offer direct to the bank? Whatcha think?
  3. Thanks for all the honest feedback folks. I had a careful look round the estate, at different times of the day and night, spoke to the neighbours who were a mixture of tenants and Owner occupiers, and decided they were all fine. I decided the Wates construction wasn't really an issue for me on this plot of land, I'll just save the money I would have spent on rent until I have enough put aside to pay for the repairation, if any in the future. So, I put in an offer, lots of too and froing, bidding up between me and another party, and finally the estate agents say that the finance\asset disposal company have decided to go with a lower offer rather than my higher cash offer! Apparently the lower offer even depends on a mortgage and is not a done deal! I'm beginning to smell a rat and wonder if my offer was even passed on to the finance company. The estate agent even needed to see a copy of my bank statement to prove I have enough funds, so no problems there. I would have thought that the finance company have an obligation to get the highest price onbehalf of the person who has been repossessed? £3k is not to be sniffed at! Should I be suspicious? Is there anything I can do about it? Cheers for any more advice!
  4. Please help me with a dilema. I'm currently renting a house at £500 per month, which is very cheap for the town I live in. I've seen a house locally that I could almost buy outright for cash(plus a small loan from my folks). It is bigger and has a huge garden with lots of land to the sides.(Probably enough room for 4 'modern' rabbit hutches) the only problem is it is of non standard construction, a Wates house that has been improved by the council by surrounded with bricks in the 1990s. i.e the concreate members are still there underneath. I'm getting fed up with renting a tiny pokey house and the ususal landlord and letting agent issues. The house will cost approx 12 years worth of rent, not factoring in rent increases(which are due, 5 years with only a £50pm decrease so far). I'm seeing my savings decrease in value each year, and now even the NS&I ISA interest rate has dropped to less than nothing. What with New buy and all the other market fixing moronic policies, I can see this government, and the next, continue to prop up house prices to the detriment of savers and the economy as a whole. It could take another decade for the tide to turn, by which time I'll be in my fifties.(young people are too stupid, or too busy surviving to get political about the issue for the foreseeable future.) There are 900 similar houses on the esate, I knocked on a few owners door's and got good feedback about the area and the state of the houses, no known problems so far. there are a couple without brinks that were bought right to buy befor the council improved the remaining lots.) So I'm finding it hard to see a downside? Worse case senario, sometime in future The house might be condemned and I'll have to build a new one on the large plot of land. Can I expect to still hold the land(its freehold) or do you think there is a possibility that the council migth do a 'pathfinder' type thing and compulsararily purchase condemned plots and leave me high and dry? Or can I at least expecte to be left with a building plot and use my savings to that date to build my retirement home? any advise greatfully received, especially about likely senarios and experience with Wates housing. P.S. The house is a repossession from a Landlord by the finance company if that makes any difference.
  5. Thanks for all the replies folks. The date for the 'renewal' of my periodic tenancy in April came and went and I'm still in the house 2 months later. So the whole thing was a trick to try to extort renewal fees and rent increase from me. Pretty disguisting behaviour really, it basicallyb amounts to pay up or your out of the house. I did take it up with trading standards and Citizen's advice Beuro(seem to be the same thing in the end), who were quite keen to help and advise how to go about challenging the letting agent and landlord. The telephone guy at CAB told me that he previous cases of the housing associations and the council itself behaving in exactly the same way. I didn't pursue it because I'm not really concerned about it as an individual case, if they did try to illegally evict me I have the means to see them in court. However I am bothered that this is common practice for letting agents and should be outlawed, especially as those more vulnerable probably just pay up. So who else to contact? My MP? He is a total party line wip and an idiot and that. How about the offie of fair trading? Anyone had any success with this approach? Thanks again.
  6. It's a bad do tho? Seems like the kind of thing a more vulnerable person would just pay up on. Too whom can I complain? Thanks for your advice Rozza.
  7. It actually says; 'Your tenancy expires on XX-Apr_2013 but if yo so wich it may be possiblet o extend your tenancy, subject to the landlords prior approval.. blah blah and payment of a fee of £XX. ... If you do not wish to extend, or we do not hear from you within 14 days, we will assume that you will be vacating the property on the last day of the tenancy being XX-Apr-2013 shown on the agreement and on the section 21 notice and arrangements will be made for checking the inventory and handover of the property. Nothing in theis letter negates or waivers the Section 21 Noticw previously served.' The enclosed form state; 'Tenency termination date: 2013-04-XX Subject to the landlords consent I would like to remain at XX addressXX and understand that approval of the extension will bind me to the extension requested below, and that the terms of the tenancy agreement will apply in every respect... Date Payment instructions Signed ' I believe it is a scam, because I don't have a tenancy expiry date, nor does provision for one exist within the periodic tenancy law? So, requesting fees from me under threat of eviction is intimidation and harrasment. Any ideas where I can go for more information?
  8. By the way, I did receive a section 21 notice when I originally moved into the property.
  9. Hi Folks I've received a letter from my landlord's letting agent informing me that my tenancy expires a certain date 2 and a bit months hence. It goes on to demand a fee for renewing the contract with the landlord, should the landlord feel like renewing the tenancy. If they don't hear from me they will assume I am moving out on said date. The problem is, I have been in the house for 5 years, after an initial 6 months AST the contract switched to a periodic tenancy. at that time the Letting agent kept bothering me for a renewal fee, but I ignored them and have heard nothing from them since and barely anything from the Landlord, perhaps we have spoken 2 or 3 times. My question is; how can my tenancy expire when I have a periodic tenancy? Surely the LA has to give me notice if they want me to move out? Surely the can't assume I'm moving out unless one party ends the contract. It actaully feels like harrasment, for the LA to demand fees to stay in my home when no fees are actually due. So, should I respond to the letter? Am I at risk of having to leave my home on said date? or is the LA just trying it on for the fees? Should I pursue them for harrasment? Any advice greatfully received. Thanks
  10. how about one of these; http://www.locksonline.co.uk/acatalog/Templock_Key_Black_Temporary_Door_Lock.html#size That way you don't have to modify the door. Only looks tamperproof, rather than fortknox stype security, but thats probably all you are going to get with an internal door. Don't mention to the landlord about the tenancy deposite protection scheme, just start proceedings now to recover 3 times your deposite from the Landlord. It is an automatic award written into the deposite protection scheme rules so there is no risk. I'm not sure, perhaps other on here will know for definite, but at that point you must be within your rights to leave the property without serving the full 6months, as the landlord has acted unlawfully by not securing your desposit Best of luck
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