Report Housing Benefit Reduction in House prices and the economy Posted May 9, 2012 If you are in social housing and have a spare bedroom. You are unemployed and get full HB. If you rent out spare bedroom under rent-a-room scheme would you still get full HB?.. Not if the lodger is paying rent as that will count as income for benefit purposes. The Rent-a-Room scheme only exempts the rental income from Income Tax.