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Everything posted by white110

  1. Shout99. HMRC may be slow, but in the end they catch the monkey.
  2. When I read that Telegraph article my first thought was that "Steroids make you impotent not important".
  3. Nobody is going to convince me that there is a housing shortage in the UK. Everytime I do an internet search of any area, at least 30% of the properties have no furniture. I do not think that it a selling technique whereby the agent says "move all the furniture out while I take photos".
  4. Back in the 80's I worked in the Cardiff's Cold Stores, New Zealand butter was shipped to the UK in 25kg boxes, thousands of tons at a time and put into store. Everyday we would load a local lorry with 20ton and it would be taken to a local packaging factory, 50% salt added and wrapped in Anchor brand paper.
  5. Rentsmart Wales, registration of landlords and agents by October 16 (I think), training as fit to be a landlord or agent first. Property inspections to take place shortly after. Is your place maintained, fit for purpose, etc. I have not seen anything about penalties for any no compliance to housing standards or for not registering yet.
  6. Dark Pools - remember them or has that illegal operating method been legalised for DB. More like a whirlpool, dark and swirling, sucking all around it down.
  7. quote taken from here http://www.telegraph.co.uk/news/uknews/crime/11964655/Police-to-be-granted-powers-to-view-your-internet-history.html "Police are to get the power to view the web browsing history of everyone in the country. Home Secretary Theresa May will announce the plans when she introduces the Government's new surveillance bill in the House of Commons on Wednesday." I was searching for a new speedometer for a land rover defender earlier and the search results had a line at the bottom stating that all child p0rn results had been excluded. If AI thinks that PRC7373 is dubious, should I be worried or paranoid or just amused.
  8. I read this as being more a game of TOP TRUMPS. 'We' promise to build more than the other parties claim in their manifesto. The actual substance of the pledge is irrelevant, we will build more than the others.
  9. TWO EA's you say, both links now go to SA Properties, so WewillHomes is either an associate or a front with no shop.
  10. These two are posted today on rightmove, they look like the same house to me. 119.950 www.rightmove.co.uk/property-for-sale/property-43178408.html 199.950 www.rightmove.co.uk/property-for-sale/property-42037102.html Still would not pay the lower for that
  11. I said somewhere back in this thread to ask the agent "do you have any houses for sale". Provocative, maybe rude question, that would seem to be a stupid question to ask an seller of houses. If you can actually get an agent to engage you in conversation about this, you maybe able to find out which houses on the books you could have a chance with. Try to deal only with the organ grinder, not the monkey and you might actually get a decent informative conversation.
  12. I could pay more, but I am not going to...........is what I was trying to say. It was directed at the OP's comment about the agent trying to find a budget limit.
  13. I agree with this and reflecting on my previous posts, fully admit to being a cynical old buzzard, who has no respect for the estate agency trade having caught them out so many times being dishonest with me. Perhaps the seller is just taking their time looking at their options before responding to the agent. Also most agents close shop at 1pm on a saturday, not 5pm.
  14. I have been looking on the west side, all the way from Carmarthen up to Porthmadog. There is a section of the welsh speaking community, particularly in Ceredigion that are, how can I put it politely, biased. But and it is a big but, money talks and they will take it, whoever you are. I suspect, and it is no more than that as I do not have the full facts, who you are, what you are, has nothing to do with it, even if you had offered the full asking you would still be waiting for that telephone call. Money is all that counts, North, West, South makes no difference on that score.
  15. From my experiences of trying to buy, this is to be expected. Please stand back for a moment and take a deep breath. You have offered what you believe to be a fair price and the seller wants more. Well the seller obviously does not want to sell, otherwise the agent would have been more pro-active and rung you back trying to keep you in the process. What I would do at this point, is shrug my shoulders and look at other properties, in your situation, for rent as well. You have offered on a property that has an occupant, who wishes to purchase another, this takes time, probably more time than your buyer will give you. Monday morning, you might get a phone call, decide if you wish to offer more so you know how to react and the amount you are prepared to go. Do not forget for a moment that the agent is on a percentage and will wring every penny they can out of you. If you wish to mess with the agents head, then get a welsh speaking relative to ring and ask about that property, saying that they think 130k or less would be fair value. When I have used the welsh speaker, it has been in the agents office, I do the initial approach as I am obviously English and as such seen as having no local knowledge or connection, when they start taking the piss, my partner joins in the conversation in welsh. It is my way of retaining control of a negotiation and telling the agent that I will not be pressured or belittled because I believe in fair value, not in their inflated values or being unable to get enough credit to pay for it. An estate agent is a broker between two parties, the seller and the buyer, they are not Gods. A good broker will be fair to both parties, they need buyers as well as seller to be able to do a deal. Go and have another beer, then back to searching.
  16. I would reply with The offer I have made, is what I willing to pay, it is well with within my capacity to pay. Has the property had a valuation done for mortgage purposes. If so, would you care to share that information, any difference in valuation would indicate the amount of security the financial institute places on the asset. I have not asked you to justify your valuation, if that is what you are willing to pay, then you buy it, if you have or can raise the money. Perhaps not the last sentence.
  17. That is what I was alluding to with asking if the agent actually has anything for sale. Try taking a good welsh speaker with you and do not let on to the agent. After the agent has abused you a bit, let the welsh speaker have a go. You will probably not be surprised at the change in attitude. I have had a few fun moments. Do bears shit in woods, this one just growls at agents, perhaps best you do not take advice off me
  18. Lot 200 maybe a hill farm, it is good for horses only, but that is exactly what the immigrants from the south east dream of and will out bid any local aspirant, even if it has an agricultural/forestry restriction. To make that place work it will need grazing rights on common land. Powys according to the last land reg was down how much. Well in June there was a 3 acre dump, had electric (and wayleaves of £6.20), nothing else. The well was just silt. It also had no right of vehicle access, yes you could get to it, but no actual right. Guide 70, sold 170. Absolute lunacy, I took a look at it and knew straight away from the number of trails in the long grass that is was not worth going to that auction. Spoke to the agent as they were still listing it days after the auction, she was surprised at the result, I was not. Until we see these type not selling or at least struggling to sell, we will know that the tipping point is near.
  19. Allsops lot 200, viewing is 30mins on Friday 6th morning, by order of mortgagee. I am interested to see what it fetches and how the bidding shapes up. As for the south, there are 3 auctions at the end of the month 2. The last I went to had lost it exuberance. Other news Haverfordwest, is to get a Sainsburys and 700 plus houses. Must be big store to employ the 1200 plus jobs needed to pay the mortgages because there are no other jobs in the area.
  20. My tuppence 1. rent Do your research again will property bee, zoopla, etc 2. Find an empty property, then go to Land registry and see if the property has a charge and who holds it. Search through the recent auction sales (if any) for the same charge holder and get the solicitor details. Give them a call (or get your solicitor to) and see if they will deal. 3. Ask each agent first if they actually have any property for sale, then ask for details. You will get thrown out for this, same as I have been. 4. Ask agent for written confirmation of sellers response to your offer. If the property is occupied by owner, try to deal direct with them, again ask if it is actually for sale. 5. Look somewhere else. 6. try option 3 on occupied properties. As to this "the difference between maybe money and immediate money", it is the same as "potential". Forebearance and SMI has a lot to answer for. Agents survive on rental, they all are all crooked and have to maintain a local value or else their LTV would initiate an option call that they could not make.
  21. I have discussed the word 'potential' with quite a few agents, my premise being that it is the same as the covenants should planning be obtained on a green field site and why should I pay the seller for work that is required to make the property habitable or to a grade A standard. Usually I am accused of not being a serious buyer and shown the door. Some have agreed with me, but do state that someone will pay the asking price and the seller is advised to wait for the mug, because there is always one. As to the SSTC properties, most buyers are hopefuls that are yet to sell their own and believe that by making an offer that is accepted they have reserved the house that they want. Try discussing "being in a position to actually buy" with an agent or seller and setting a fixed completion date with offer, I usually get told that I am being unreasonable and the seller would never agree. Wales seems to have a high degree of forebearance and those that are repos the banks will hold on for the agents valuation regardless of what is actually owed on the property.
  22. 3 bedroom garage laugh, my eyes watered when I saw this, they even took the picture from streetview.
  23. The road sign at the junction, getting your veg soggy, might be the least of your concerns.
  24. "Full 12 months non residential use", caught my eye as I scanned the lists then saw Mumbles. Westcliff Mews, Mumbles I shook my head and then thought I might share, this page made me want to share. The value added must be the cushions, so well placed.
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