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fadeaway

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About fadeaway

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    HPC Regular
  1. fadeaway

    Vacuum Cleaner Stored At Mum’S House

    Depends where you go and how closely you look I suppose. Young people don't know what a house is worth, so these FTB houses can be made smaller because they don't know any better. I've seen 160k 3-beds with 1,100sqft with decent gardens & driveways and £240k 4-beds with 800sqft and tiny gardens within several miles of each other here in Norfolk.
  2. Depends what happens to interest rates.. or inflation/wage inflation.
  3. aquaman - I'll echo what others have said here. You have a fantastic degree in a fantastic subject. If nobody is smart enough to want you in this country, other countries are begging for more engineers.
  4. Nope, the inheritance was just enough to cover my partner's student loan, which at that time was 9k (before tuition fees rose). The magical 60k you're pondering came from hard saving, a prudent lifestyle and investments based on this and other forums such as gold/silver. Don't forget we graduated at age 21 and are now 24 & 23. That's 5 man-years of earning a good amount, and saving around 10k a year (less if you invest it well via compounding interest). Which I admit is a lot, but doable if you're lucky enough to have a good salary and a good prudent head on your shoulders. Not trying to be smug. Yep I've been lucky, but yes a lot of my friends are workshy and reckless with their cash. I'm always the last to have gadgets, but you bet I'll be the first to retire.
  5. Age 24 and 23. ~50k pre-tax income combined plus ~10% pension contribution. Both graduates. We live in a house 'worth' 180k and owe roughly 125k on the mortgage, 3.94% fixed for 5. We overpay by £500 a month on the mortgage and contribute 8% to our own pensions. I don't live in London. 1 of us has a 20k student debt, the other paid it off with a grandparent's inheritance. 1 of us had rent paid for us while we were at uni, the other did not. No bank of mom & dad, only a few thousand £ gift towards the deposit and a fridge, I would say we are in the lucky minority. Most of our friends are workshy and reckless with their spending, with 0 pension or savings.
  6. fadeaway

    Ftse Down Over 2%

    ADVFN. If you're serious about shorting or even investing (lol) buy the level2 premium, or at least get the trial.
  7. fadeaway

    5Year Fixed Falling Again

    hmm not at nationwide.. they just reduced 2yr and 3yr to 2.99% and 3.19%, but 5yr still at 4.04%.
  8. fadeaway

    RIOTS THREAD MERGED

    We're saved.
  9. fadeaway

    RIOTS THREAD MERGED

    Looks like the rioting has hit cambridgeshire, just saw some geezer parking on double yellows.
  10. fadeaway

    RIOTS THREAD MERGED

    Put permanent color dye in the water cannons - cover everyone outside in water/dye. Arrest them tomorrow.
  11. fadeaway

    RIOTS THREAD MERGED

    Absolutely agreed. I feel for them, but I wish they would think about the best way to get their point across rather than mindless violence. We all know the dangerous spiral poverty has on people's lives, attitude and intelligence - but they are not entirely without fault. We as fairly clever people find it difficult to comprehend such mindless violence and the inability to reason, however that's pretty much how they are.
  12. fadeaway

    RIOTS THREAD MERGED

    I agree with the initialisation of the riots being a setup. The startups and cars arriving to pick rioters up before dropping them off in new locations is far too organised.
  13. fadeaway

    RIOTS THREAD MERGED

    I would argue - that is the fault of the prime minister et al through lack of education, lack of jobs, poverty, corruption etc. They may now know or care who the prime minister is, how to speak properly or even perform basic mathematics... they may not be angry at the right people yet, but I would wager they and history will figure it out. I just hope the perpetrators get their comeuppance rather than yet more victims.
  14. fadeaway

    RIOTS THREAD MERGED

    I don't endorse mindless violence. I endorse a protest against our corrupt government. The methods they are using are wrong, but it's good that people are angry. Pity the anger is directed at the wrong people.
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