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Misanthrope

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About Misanthrope

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    HPC Regular
  1. Bung one of your charts out, gaw. All will be well. To be fair, when you chip in , you have something to offer. Schizophrenia is not a condition to be taken lightly, by the way. It's a living hell for those that suffer from it.
  2. Avoiding the double negatives, you've averaged 23 posts everyday for approx. 33 months. I'm concerned for you welfare.
  3. Interesting addition to that: Source: http://www.mortgagestrategy.co.uk/economy/property-lawyer-predicts-chaos-for-aprils-stamp-duty-rise/1027235.article
  4. Already here: http://www.housepricecrash.co.uk/forum/index.php?showtopic=160725
  5. Ah, but that's the choice you're given. Buy into our model or suffer. There's a significant human rights issue associated with this. I'm working on it.
  6. vman7, You might find this link useful. It's an Institute of Fiscal Studies income distribution chart calculation which shows you where you 'fit in'. Just enter the relevant information. It will surprise you. http://www.ifs.org.uk/wheredoyoufitin/ NB I've reflected on your post, and I now appreciate where you're coming from. But to avoid inflaming unnecessary ill-feeling, I'll leave it at this. Good luck.
  7. No need to apologise, Sundance. The fortunate rarely know they are - without an alternative reference point.
  8. You're correct, Reraise. I have no interest here. Good luck with the poker. Adieu. Edit to add: I happened on this thread by misadventure. I wish to make it clear that it is not my intention to attack any individual. Certain elements of this thread annoyed me, and I make no apology for that - which is why I freely commented on it. I leave you to your fate.
  9. I'll overlook your insolence and attempt to answer the question you've posed. You want an average. Various economic models suggest that 40% of net disposable income is the ideal maximum. OK. There's your ante. Word of advice: Learn to walk, before you run. And above all else, LIVE WITHIN YOUR MEANS. If you're still confused, then I suggest you use your considerable JOINT income to engage an IFA to hold your hand.
  10. The original post didn't give any indication of that. Infact it gave the appearance of a troll post, as so many would fall over themselves to earn what this individual does. If he can't organise his own life off that salary, without consulting an internet forum, then he certainly wouldn't get a mortgage out of me (if I was a lender). And yes, Sir, I make no bones about it. I represent a conscience. There is poverty throughout the world. You spoilt children think you're owed. You are not.
  11. Renting is the way ahead. Increasing flexibility is needed to get the best jobs. Being saddled with a huge mortgage and a 'stepford wife' will count against you.
  12. Categorically INCORRECT. The original question asks how much do you need to earn (in NI) to have a "comfortable living". The concept of a "comfortable living" is highly subjective. Define that to suit your own pretensions and precarious aspirations. Thank you, Shotoflight, for putting the reality to a hoodwinked youth.
  13. Banks should be servants to the economy - not the masters of it. That would be a start.
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