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jimmyblueeyes

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Posts posted by jimmyblueeyes

  1. On 11/08/2021 at 23:09, Odysseus said:

    In my view, It has a dangerous combination of high levels of wokery combined with a downtown Mogadishu vibe.
     

    My friends lived in Easton (I think) and I went to the shops to get some beers in the evening and genuinely felt uneasy walking down the street, something that has never happened to me London and I’ve lived in Peckham/Elephant. I’m sure the local luvvies would call it “vibrant” but to me the whole area seemed run down, dirty and somewhat lawless.

    😂 A small neighbourhood with a couple of high streets, hardly representative of the whole of Bristol. Easton has its problems but in my opinion its not dangerous unless you act like a twit or staggering around blind pissed late at night. Same for any UK city.

    All the Easton pubs would be ok and mostly filled with wood fired vegan pizzas, middle class families and pushchairs now sadly. 

  2. On 03/08/2018 at 08:06, Sausage said:

    Sounds hopeful! I'll sit back I think and watch supply increase and prices drop.

    I'm able to make a proceedable offer so I hope sellers will bite my hand off at some point.

    Do sit back but I do recommend going on viewings, you do start to collect a better picture of what is happening locally and it becomes easier to sift out the deluded sellers by doing plenty of viewings and making comparisons. 

    If you are proceedable you are gold dust to some, so knowing the EA's and having your name on the EA's priority list of people to call asap is no bad thing imo. 

  3. We did 3 viewings yesterday, purely anecdotal but I thoroughly enjoyed these comments from the EA's we met

     

    'market is weird at the moment'

    'market is slowing down'

    'the London money is slowing'

    '4 years ago I would of sold this house in an afternoon' (it has been on the market since April 18)

    'we are encouraging vendors to list as soon as possible as we are expecting a flood of new listings in the autumn'

    'we sent this property to our client list of 400 investors/landlords and not one was interested' 

    'the seller only wants to see a proceedable offer that can move very quickly'


    All in all a lovely afternoon, looking to do a few more this weekend!

  4. Our particularly low offer was based on a trusted builder estimates of £60k+ renovation and the house was already one of the highest priced on the street historically despite tonnes of work required. 4-6 months of hard graft and stress thrown in as well for something the same as a previous house sale last year (which was in good nick). Just didnt add up to us. 

    In hindsight, we should of offered just below asking, 'agreed' but then renogiated hard after the survey and subsequent builder quotes. That seems the way people do it and more palatable to the 'my house is worth more than that' sellers or those that have happily lived in a rotting, dilapidated house for decades and consider it worth more than the neighbours nice house up the road. Live and learn. 

     

  5. Offered £315k on a house already reduced down from £400k to £375k recently. I was expecting to be ignored but it went to the vendor and they came back with offers around £350k. Bearing in mind it needed a ton of work we didnt want to up it that much. It sold recently but wouldnt be surprised to see it back on the market after the survey. It was a wreck. It was encouraging offers were not being ignored. 1 in 5 buyers offer over the asking price which we cant/wont compete with or entertain but thats what you can be up against and until sentiment or credit availability really changes I cant see that stopping. Maybe sentiment is changing, lets see what autumn/winter brings.

  6. 17 hours ago, dontknowwhy said:

    I'm not seeing that where I am, prices are still going up (Bristol).

    Not for everyone.

     

    First listed
    £195,000 on 7th Mar 2018

    Asking price changes
    • £185,000 5.1% Reduced on: 9th Apr 2018

    Page views
    Last 30 days: 271  |  Since listed: 961 
    Figures updated once daily

    Last sale
    £195,000 on 1st Aug 2017

    https://www.zoopla.co.uk/for-sale/details/46839338?search_identifier=cd4198fae4e2fcf061ba0eef10e015d3#9b9lmzwfswohm3jf.97

  7. Some choice Surveyor Sales Comments from this April RICS survey

    David Robinson, AssocRICS, North Cornwall, Stags, [email protected] - A
    lot more properties coming to market and buyer proceedability slipping, Vendors need to be realistic about price.

    [email protected] - A difficult month with worries aboutBrexit further stalling vendors aspirations.

    frostweb.co.uk,beacons [email protected] - Stamp duty for second homes and generally negative legislation for landlords have impacted the market substantially, therefore houses for sale have to be competitively priced.

    [email protected]
    - Buyer enquiries at a lower level. Government interference in the property market damaging to all price ranges.

    [email protected] com - The level of demand since the start of the year has been lower. There is uncertainly within the market including Brexit, interest rates, as well as job security. Properties are generally overpriced, but stocks are low. Hence stalemate.

    [email protected] surveyors.co.uk - Some signs of improvement in the market this month although pricing must be very competitive to attract interest.

    [email protected] co.uk - Instructions picked up slightly, market still slow for the time of year.

  8. 9 hours ago, Sour Mash said:

    In theory you should be better off by offering 'cash' (ie no finance) however quite often there are large 'vendor contributions' if you take finance (provided by the vendor) and for some time now, the new sales market has been geared to finance.  They will try to get you to take finance irrespective of whether or not you say you want it so you could negotiate for their best price and when they offer finance after the price is agreed, see if they will give an additional price-cut sweetener to take it.  If so, take it and pay off the finance ASAP - you can usually settle the outstanding amount in full, without penalty, after one payment.  Obviously check this first.

    Negotiating is pretty simple - you can get a best-price quote from a number of dealers nationawide via the likes of Carwow (or a number of other online car broker websites) and use that to get your local dealer to match if you want to buy locally.  Many of the dealers who give quotes via broker can deliver the car to wherever you are for an additional fee of a few hundred quid if the local won't play ball and it's usually not that difficult to take a day off and go and collect yourself if you want to save money.

    The car sales market isn't great at the moment so decent discounts should be possible.  I got about 12% off when I bought my car a couple of years back and the market was strong then, I'd expect at least that to be achievable now but of course it all depends on car and dealer.  That's why brokers can be useful.

     

    Thanks @Sour Mash would be happy with 12%, making lots of calls tomorrow with a plan of playing dealers off each other a bit. I prefer to haggle in person, but the vehicles I am interested in are all over the country. Not used carwow so will look into it. 

  9. Apologies if this is off-thread, but am looking to buy a 2016/17 VW with cash at the moment, am I in a better or worse position for haggling without finance ?

    I have never revealed my target price but most dealers give me the old 'price is set by head office' before knocking off a 'final' £200 off a £15k vehicle. The last vehicle I bought was in October 2008 a week after Lehmans and it felt like a good time for haggling, salesmen all desperate to do a deal. Not so much now. 

    Any tips or recent buying/haggling experiences would be appreciated.

     

     

  10. From the FT earlier this year...

    Most buy-to-let landlords who took out mortgages on rental property between 2014 and 2016 will be unable to fully service their loans using income generated by their investment, according to research looking at the impact of property tax changes.

    The report by S&P Global Ratings found that 60% of buy-to-let loans from this period will effectively become lossmaking as higher rate tax relief on mortgage interest is phased out over the next three years.

    The full effect of the tax changes, which will not be seen until 2020, will be to reduce the post-tax profitability of nearly all buy-to-let mortgages by an average of 21 per cent. 

    Lambs indeed. 

  11. 2 hours ago, spyguy said:

    Not really.

    You always get the 'Ive just worked a 12h shift'. which most people go 12 x 5.

    Its not the case.

    Its 12 x 3 and your contract hours are done.

    The shifts are rarely stressful.

    Again, day shifts see the HCA do most do the running around.

    Night shifts are normally pretty easy - snooze.

    What Is an Internet 'Troll'? An internet 'troll' is an abusive or obnoxious person who purposely seeks to get a rise out of others, either online or in real life.  
    A troll will use shock value to promote arguments in conversations, commonly in public online discussions. Named after the wicked troll creatures of children's tales, an internet troll is someone who stirs up drama and abuses their online anonymity by purposely sowing hatred, bigotry, racism, mysogyny, or just simple bickering between others.  
    Trolls like a big audience, so they frequent blog sites, news sites, discussion forums, and game chat. Trolls thrive in any environment where they are allowed to make public comments. 
    Serious trolls are immune to criticism and logical arguments. True trolls cannot be reasoned with, regardless of how sound your logical argument is.  
    Serious trolls do not feel remorse like you and me. They have sociopathic tendencies, and accordingly, they delight in other people having hurt feelings.  
    Trolls, in general, consider themselves separate from the social order.  
    Trolls do not abide by etiquette or the rules of common courtesy.  
    Trolls consider themselves above social responsibility.  
    Trolls gain energy by you insulting them.  
    Trolls gain energy when others get angry. 

  12. Some highlights from his voting record.. what a hero.

     

    Almost always voted against a banker’s bonus tax

    Consistently voted for mass surveillance of people’s communications and activities

    Generally voted against measures to prevent climate change

    Generally voted against financial incentives for low carbon emission electricity generation methods

    Generally voted for phasing out secure tenancies for life

    Consistently voted against restrictions on fees charged to tenants by letting agents

    Consistently voted against a more proportional system for electing MPs

    Consistently voted for ending financial support for some 16-19 year olds in training and further education

    Consistently voted against paying higher benefits over longer periods for those unable to work due to illness or disability

     

    www.theyworkforyou.com

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