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House Price Crash Forum


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About enworb

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  1. Seems as though you think my reply is ridiculous as I think your suggestion is. It's been mentioned thousands of times on HPC that many buyers pay far more than double the purchase price of their property because of interest. That's why I thought it was relevant. The government already make a fortune from inheritance tax and stamp duty.
  2. A lot of homeowners are paying plenty in interest to their lenders. If they are working to pay off the mortgage, how have they not earned it?
  3. It's all very well having an "I told you it would crash 2013" t-shirt - but what about the "I told you it wouldn't 2004, 2005, 2006, 2007....."
  4. There have always been incentives, particularly towards the end of the developers financial year. My best mate's brother has bought 3 or 4 new build houses and sold them within a year or 2 for a massive profit. He started this well before prices went crazy How? he bought at the end of a developers financial year, normally December, and got good discounts and the property fully carpeted....with the best carpets.
  5. I can't be bothered to read all of your post considering you insulted me. I'm like most of Joe public. Moving with the times....forgetting the (supposed) 3.5 rule and now i'm not in a position where I don't need a crash. And you call me an idiot
  6. This 3.5 x salary. Wasn't that when IR's were well into double figures? And wasn't it for a couple? Makes the 3.5 rule irrelevant
  7. There's always one. "You don't own a home with a mortgage" As always W_a_P you give the legal definition and not one that makes someone feel better.
  8. 2 bed terrace to yourself and you are complaining Seriously, you could probably save more than your house will appreciate so in your shoes i'd sell. Good luck
  9. Overpay your mortgage. With that much disposable income it will be paid off in no time.
  10. There probably will be a few properties in London selling for £1.75 billion by 2045
  11. Or 4 x salary for an average couple. Less if they are anything like the average HPC bear and saved a deposit by renting cheap
  12. He should have done what sensible pro footballers do. Invested in property Not necessarily in the UK either before I start WW3
  13. Very sorry about your Step Father and I hope taht the funeral goes as well as a funeral can go. I've lost quite a few of my immediate family, my Mum back in 1993, eldest brother 1998 and another brother in 1999. I also put things into perspective at the time - but over the years have realised that we have little choice but to worry about money, what with everything going up in price much faster than our incomes. I also belive that having money CAN increase life expectancy.....in which case having money can be a beneift. Not to mention the stress one can suffer from being in debt or living o
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