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kenny dalglish

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Posts posted by kenny dalglish

  1. Only in America!! Only in America could the courts rule in favor of a bunch of unwashed, violent, thuggish, societal rejects. It shows where our legal system has gone.

    It's going to be very difficult for you to understand - so I really wouldn't bother. If you had been around 40 years ago you would have been one of those people that were dismayed about the civil rights marches.

    Yes, I know you think that those protests were completely "different", that's because history has proven the validity of that particular struggle and history will see the OWS and the St Paul's as the start of a movement that was also necessary.

    Wait 30 years, then you will get it, till then carry on watching x-factor, allowing yourself to be screwed by an utterly bankrupt system that exploits us all and just don't worry your pretty little head about it...

  2. if you believe the new testament,go to canada.

    if you believe the old testament,go south...south africa or australia(i say hesitantly because they will probably have serious problems with china ,but will be fairly safe in the initial stages of all of this mayhem)......would probably be the best bet.

    britain will sort of survive but be under occupation at some stage.

    hence why I levelled so much criticism at outr leaders,because they know they are softening us up for a horriffic act of treason.

    Interesting stuff, can you point me to some sources for all of this ?

  3. I've read it thanks.

    if you have read it, then your comment is completely incongruous, you clearly have not understood it. Politicians have not helped , clearly, but blaming partisan one particular politician (what about Thatcher ffs ?) is pointless, not to mention ignorant, oh I forgot you are posting on hpc..carry on...

  4. I see a lot of this...

    http://www.rightmove.co.uk/property-for-sale/property-26349406.html

    started out at 330 and with a series of progressive drops it is now down to 265. The problem is that when it starts to go into free-fall, people actually lose interest because they are suspicious as to why the price has dropped so much, so they stay well clear and hence it drops further. Had they marketed it for a sensible price in the beginning they would have shifted it by now.

    Certainly where I am I see all too much of this...

  5. Seems that most on this board try to use old arguments and logic to answer the problem. There is enough food to feed everybody on this planet, there is enough space to house everybody and yes there are enough resources to ensure that people are looked after in their old age and given adequate medical attention. However ensuring that everybody is clothed, housed,fed and cared for in their old age is not 'sustainable' using the current system. That's because the current system does not set out to achieve this aim, it does not understand that unending growth is simply not possible in a finite world or that some times that activities that may appear to be uneconomic in purely monetary terms may have a benefit to society generally and the individual specifically. What we are seeing is the result of the cul-de-sac that is modern monetary policy as it beaches itself on these hard real world imperatives. The system is collapsing precisely because it is the wrong tool for the job. Yet still we argue about how to fix it rather than the urgency of replacing it.

    To sum up, you are arguing for a system that has been foisted on you, does not serve you and worse still you are using arguments spoon fed to you, to support or condemn the status quo

  6. Currently looking to buy in Torbay, Devon, here's what I have observed...

    There really is no sense of reality amongst sellers. I have been looking for about 3 years now and I would say the following pattern is probably accurate for about 90% of buyers...

    - place house on market for about 10% above the price of the last house sold. Often that is well above 2007 peak levels

    - after a few months possibly change agents

    - after about 6 months drop by maybe 5,000 or 2-3%

    - after another 3 months drop by another 5,000 or 2-3%

    - after another 3 months, drop a bit further/change EA / take off the market

    In the three years I estimate - without exageration - that I have seen approximately 5 houses out of probably 700+ that I have looked at (not been to see, just looked at the details on RM) that have been good value. By GV I mean, reasonably placed, good condition etc they have all sold. I have lost count of properties that have been on the market for literally 2 or more years that have not even dropped their price.

    I cannot see this changing. IR are so low, sellers can afford to wait until the 'good times' come back. They won't of course. What many of them fail to realize is that inflation is essentially re-correcting their house price for them. It may take 5-10 years, but eventually there house will be back to the 3.5 x average salary, which is the average trend (assuming salaries rise). Of course, the down side to this is that my savings are also being eroded and I need somewhere to live, also, I am v. uncomfortable about cash in the bank as I genuinely believe that we could easily tip into hyper-inflation or a there could be a run on a bank soon.

    Just recently we saw a house for 250K, it was overpriced. It's not even close to being our ideal house, but does meet a lot of our criteria. We offered 210K as an opener, expecting some negotiation, nothing, zip, nada. The EA told us that they were looking for near the ask. After another month we offered 220K, expecting negotiations to open, nothing, not even a desire to negotiate. We have decided to let it go, noone else has made an offer the EA told me.

    The conclusion that I have come to is that even IF there is a property that came on tomorrow that I liked the look of, it would be overpriced and that there is not even any point attempting negotiations until 6 months into the future, it really is taking people that long to realize that there house perhaps is not worth what they assumed it was...

  7. Injin. I think the problem here is that many here posting do not understand FRB or the fact that bankers literally magic the money out of thin air. They believe - and trust me I have done many a straw poll with friends - that the banks lend money equivalent to the deposits they possess. They do not understand that banks ceased to do this a long time ago. That they quite literally just type the money into the computer out of thin air. If you pause and think about that people for a second. That 10 pounds that I put in the bank which is a symbol/unit of my actual real world labour, is simply wiped out 20 fold by a guy who simply keys it into a computer and invents 20 hours of ficticious labour that nobody worked, that makes my real 10 pounds obsolete. You start to get a sense of just how the system has been completely and utterly screwed. And to say that somehow in this absurd , disgusting and outright criminal game that anybody other than the banks is to blame to me is so staggeringly ignorant that it defies analysis.

    I should ask the question - I forgot - just try to imagine it for a second, what if the whole world refused to pay the sovereign debt, that every single country told the banks to go and F*ck themselves, what would happen ? if you think that it would be a problem for anybody except bankers, then stop, be quiet and then think again, repeat until you finally get it....

  8. Pay what back?

    FRB zero reserve banking is a con. One which government ministers are happy to fall for and then tax to balance the books, knowing they will personalyl get paid handsomely.

    Banksters should be in the hague.

    Injin. I think the problem here is that many here posting do not understand FRB or the fact that bankers literally magic the money out of thin air. They believe - and trust me I have done many a straw poll with friends - that the banks lend money equivalent to the deposits they possess. They do not understand that banks ceased to do this a long time ago. That they quite literally just type the money into the computer out of thin air. If you pause and think about that people for a second. That 10 pounds that I put in the bank which is a symbol/unit of my actual real world labour, is simply wiped out 20 fold by a guy who simply keys it into a computer and invents 20 hours of ficticious labour that nobody worked, that makes my real 10 pounds obsolete. You start to get a sense of just how the system has been completely and utterly screwed. And to say that somehow in this absurd , disgusting and outright criminal game that anybody other than the banks is to blame to me is so staggeringly ignorant that it defies analysis.

  9. Much more likely that the social media sites will be used as a trojan horse. Shutting down the internet would just raise suspsicion, why not simply drip-feed propaganda via a device people are already engaged with. It works with the TV and the newspapers it will also work with web sites.

    The irony of orwells 1984 of course is that he could only envisage a totalitarian system being foisted on the masses, in reality that never works long term. Far better to use a device such as modern day telecommunications that people invite in to their houses willingly and what's more they rarely question it. The screens that Orwell predicted being in everybody's house are their ok, but they have asked, nay demanded, that they be there !

  10. I think based on this in-depth presentation of your case we should abandon the current energy infrastructure and switch to your plan. Do you have any back of a cigaret packet calculations or crayon drawings of what our new society will look like?

    This is far and away the funniest reply I have read on any forum in a very long time.

    Sir I salute you.

  11. had it 3 seperate times in 3 different properties. It's not a difficult thing to sort. Me personally I would sort it myself. Get yourself 2 or 3 traps, I prefer the humane ones, the old fashioned ones "little nipper" and the like, are cheaper, but they can make a mess. You should sort it in a few weeka, three at most. Bait the traps overnight, come the am you should see something, ensure if you use humane that you release well away from your house ie bottom of garden is no good, al least 3 miles from where you live. Keep going while you are catching them. Peanut butter is by far the best bait. Alternatively get a cat, but they tend to leave half eaten carcasses around the place,

  12. I too am looking for something between 200 and 300, but won't be paying a penny over 250k. My experience is similar, lots of stuff out there, but none that I consider worth buying. I think in 3 years of looking at hundreds of properties (over the i/net , not in person), I truly can think of no more than 5 properties that fitted my bill. ie good sized rooms, decent size garden, at least 3 bedrooms. Now it's all very easy to say just wait, but my big concern is inflation. I don't want to end up with my nest egg eroded away so that it's purchasing power is even less. Me and Mr's Dalglish have decided to buy as soon as we see something we like. If properties drop 40%, so be it, I'm after a home not an investment.

  13. Those people could just start to work charitably (as in 'for free') instead of making easy money, and all is as it should be.

    But they demand money along with the threat to stop to work ,which proves they are a business and not a charity...

    None of those beggars ever ask for actual 'help' -- the only 'help' they ever want is with collecting free money!

    Typical of the boorish, vacuous and most of all completely ignorant posts on these boards. You clearly have very little experience, knowledge or understanding of charities and the good work many of them do in our communites.

    I work for a charity in the SouthWest I am a volunteer, comprendez ? I and 50 other people all give up our time voluntary and for no renumeration because we want to better our community. We are not a wishy washy charity either, we work with families with young children that are experiencing real hardship, often the children are suffering in one form or another and the parents are often blighted by addictions and/or mental health problems. Each of our volunteers is given a CRB check, which costs money, they are placed on accredited training, which costs. We have 1 full time co-ordinator, because co-ordinating all the volunteers is a full time job and does require someone with a special set of skills, this person works many long hours, is dedicated and works for many hours more than she is paid and the pay that she does receive is very modest.

    We are in one of the most deprived parts of the country and we have helped over 50 families last year and in the 25 years that we have been operating not a single child that we that we have been involved with has had to been taken into care, a considerably better record than social services.

    We may have to close soon - after 25 years - because the funding for the 3rd sector has virtually evaporated and trust me the consequences of the hole that we will leave and the people that will be left to fend completely for themselves, with no help and no support structure, will be felt and will be paid for many times over by society.

    So, you will excuse me for replying to your sickeningly ignorant post, but occasionally I have to respond to posts like yours, even though I appreciate the message has little chance of penetrating your empty skull.

  14. Anyone else thinking about this?

    Or is there a good reason why gold is worth x times more now than it was 10 years ago

    Yes there is a good reason, 10 years ago we didn't have 3 trillion of QE in the global system. 10 years ago we didn't have the credit fest unleashed by Greenspan after 9-11. The value of gold IMHO is not a bubble. It is a deliberate reaction to the debasement of currency throughout the world, in other words people keep buying the yellow shiny stuff because politicians cannot print it.

    In short - if you excuse the pun - with all the grief that is yet to come, I think you would need your head examining to be shorting gold or at the very least IMHO it is such a risky call that I certainly would not countenace it,

    btw as always, my opinion is worth precisely what you paid me for it

  15. and even if they were safe in a case where all other uk banks failed then sterling would lose about 90% of its value, so yep ten percent is better than nothing but you arent exactly retaining your wealth

    As I think I ma implied, the issue for me is not about putting money in a safe place, to my mind the system is so fecked, there is no such thing anymore, it's more a case of looking for the "least worst", am happy to hear alternatives *

    * I don't class speculative investing as alternatives, ditto foreign currencies, they would be a hedge at best....besides when everybody has nothing that 10% would be pretty significant

  16. Anyone posted this yet?

    FSCS rules chnage from £50K protected at present.

    Guardian Money. Rupert Jones Article 18.12.2010.

    http://www.guardian.co.uk/money/2010/dec/17/fscs-savings-safety-net-raised

    Sorry if this is old news. It wasn't to me.

    to my mind it's not worth the paper it's written on. If there is a full scale banking collapse, the govt could not guarantee the deposits. That's why I have moved everything I have to national savings. Not that I think that it is sacrosanct - in these days nothing is - but I figured, perhaps wrongly, that it would survive any private sector banking collapse,although maybe for a short while, we'll see...

  17. Your right we can bandy figures around all we like. We should also though really be talking about laws that are constructed solely with the purpose of allowing the very wealthy to avoid paying anything like their fair share of taxes. A certain mister green I recall paid himself a 1 billion pound dividend and then ensured he paid no CGT (about 250 million) by paying it to his wife. The issue here is not that what he did was legal or not (it was legal), it's the fact that the mechanisms are in place to allow the already very wealthy to become even more wealthy when the same mechanisms are out of the reach of the masses. Further, that rather than question the obscene nature of this state of affairs , many on these boards would rather follow the game they have been directed to play , the one where they blame their next door neighbour. As somebody pointed out it's like constantly moaning about the flea on your leg sucking a pin-head's worth of blood from you whilst ignoring the 200 pound leech that is attached constantly to your back.

    I repeat, it was ever thus....

    Leicsetersq, perfect timing, you prove my point entirely.....

  18. Depending on who you believe I think that figure is closer to £30bn.

    I don't wan't to derail the thread too much but here are some interesting stats for you (all):

    Total Cost Of Fraud (UK) Every Year: £30bn

    Tax Evasion: £15.2bn

    Benefit Fraud: £1.1bn

    58% Of All Fraud Is Against The Public Sector

    False Insurance Claims: £2bn

    Mortgage Fraud: £1bn

    Source

    Fag packet calculation: Fraud (benefits or otherwise) costs every worker in the UK the equivalent of their council tax every year.

    Your right we can bandy figures around all we like. We should also though really be talking about laws that are constructed solely with the purpose of allowing the very wealthy to avoid paying anything like their fair share of taxes. A certain mister green I recall paid himself a 1 billion pound dividend and then ensured he paid no CGT (about 250 million) by paying it to his wife. The issue here is not that what he did was legal or not (it was legal), it's the fact that the mechanisms are in place to allow the already very wealthy to become even more wealthy when the same mechanisms are out of the reach of the masses. Further, that rather than question the obscene nature of this state of affairs , many on these boards would rather follow the game they have been directed to play , the one where they blame their next door neighbour. As somebody pointed out it's like constantly moaning about the flea on your leg sucking a pin-head's worth of blood from you whilst ignoring the 200 pound leech that is attached constantly to your back.

    I repeat, it was ever thus....

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