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House Price Crash Forum

kenny dalglish

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About kenny dalglish

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  1. It's going to be very difficult for you to understand - so I really wouldn't bother. If you had been around 40 years ago you would have been one of those people that were dismayed about the civil rights marches. Yes, I know you think that those protests were completely "different", that's because history has proven the validity of that particular struggle and history will see the OWS and the St Paul's as the start of a movement that was also necessary. Wait 30 years, then you will get it, till then carry on watching x-factor, allowing yourself to be screwed by an utterly bankrupt system that exploits us all and just don't worry your pretty little head about it...
  2. Interesting stuff, can you point me to some sources for all of this ?
  3. I think something is up..the gradient for gold today has started to go vertical, I am wondering if we are about to see something significant, sovereign default, bank run etc...
  4. if you have read it, then your comment is completely incongruous, you clearly have not understood it. Politicians have not helped , clearly, but blaming partisan one particular politician (what about Thatcher ffs ?) is pointless, not to mention ignorant, oh I forgot you are posting on hpc..carry on...
  5. Angela/Stumpy, You really are brainwashed, seriously leave the koolaid alone for a few days, suggest you read a little. Blaming straw men for a chrisis such as this that genuinely has some real villains just makes you look daft. Step away from the keyboard and read, start here http://gregpytel.blogspot.com/2009/04/largest-heist-in-history.html now go away quickly..
  6. I see a lot of this... http://www.rightmove.co.uk/property-for-sale/property-26349406.html started out at 330 and with a series of progressive drops it is now down to 265. The problem is that when it starts to go into free-fall, people actually lose interest because they are suspicious as to why the price has dropped so much, so they stay well clear and hence it drops further. Had they marketed it for a sensible price in the beginning they would have shifted it by now. Certainly where I am I see all too much of this...
  7. Seems that most on this board try to use old arguments and logic to answer the problem. There is enough food to feed everybody on this planet, there is enough space to house everybody and yes there are enough resources to ensure that people are looked after in their old age and given adequate medical attention. However ensuring that everybody is clothed, housed,fed and cared for in their old age is not 'sustainable' using the current system. That's because the current system does not set out to achieve this aim, it does not understand that unending growth is simply not possible in a finite world or that some times that activities that may appear to be uneconomic in purely monetary terms may have a benefit to society generally and the individual specifically. What we are seeing is the result of the cul-de-sac that is modern monetary policy as it beaches itself on these hard real world imperatives. The system is collapsing precisely because it is the wrong tool for the job. Yet still we argue about how to fix it rather than the urgency of replacing it. To sum up, you are arguing for a system that has been foisted on you, does not serve you and worse still you are using arguments spoon fed to you, to support or condemn the status quo
  8. Currently looking to buy in Torbay, Devon, here's what I have observed... There really is no sense of reality amongst sellers. I have been looking for about 3 years now and I would say the following pattern is probably accurate for about 90% of buyers... - place house on market for about 10% above the price of the last house sold. Often that is well above 2007 peak levels - after a few months possibly change agents - after about 6 months drop by maybe 5,000 or 2-3% - after another 3 months drop by another 5,000 or 2-3% - after another 3 months, drop a bit further/change EA / take off the market In the three years I estimate - without exageration - that I have seen approximately 5 houses out of probably 700+ that I have looked at (not been to see, just looked at the details on RM) that have been good value. By GV I mean, reasonably placed, good condition etc they have all sold. I have lost count of properties that have been on the market for literally 2 or more years that have not even dropped their price. I cannot see this changing. IR are so low, sellers can afford to wait until the 'good times' come back. They won't of course. What many of them fail to realize is that inflation is essentially re-correcting their house price for them. It may take 5-10 years, but eventually there house will be back to the 3.5 x average salary, which is the average trend (assuming salaries rise). Of course, the down side to this is that my savings are also being eroded and I need somewhere to live, also, I am v. uncomfortable about cash in the bank as I genuinely believe that we could easily tip into hyper-inflation or a there could be a run on a bank soon. Just recently we saw a house for 250K, it was overpriced. It's not even close to being our ideal house, but does meet a lot of our criteria. We offered 210K as an opener, expecting some negotiation, nothing, zip, nada. The EA told us that they were looking for near the ask. After another month we offered 220K, expecting negotiations to open, nothing, not even a desire to negotiate. We have decided to let it go, noone else has made an offer the EA told me. The conclusion that I have come to is that even IF there is a property that came on tomorrow that I liked the look of, it would be overpriced and that there is not even any point attempting negotiations until 6 months into the future, it really is taking people that long to realize that there house perhaps is not worth what they assumed it was...
  9. I should ask the question - I forgot - just try to imagine it for a second, what if the whole world refused to pay the sovereign debt, that every single country told the banks to go and F*ck themselves, what would happen ? if you think that it would be a problem for anybody except bankers, then stop, be quiet and then think again, repeat until you finally get it....
  10. Injin. I think the problem here is that many here posting do not understand FRB or the fact that bankers literally magic the money out of thin air. They believe - and trust me I have done many a straw poll with friends - that the banks lend money equivalent to the deposits they possess. They do not understand that banks ceased to do this a long time ago. That they quite literally just type the money into the computer out of thin air. If you pause and think about that people for a second. That 10 pounds that I put in the bank which is a symbol/unit of my actual real world labour, is simply wiped out 20 fold by a guy who simply keys it into a computer and invents 20 hours of ficticious labour that nobody worked, that makes my real 10 pounds obsolete. You start to get a sense of just how the system has been completely and utterly screwed. And to say that somehow in this absurd , disgusting and outright criminal game that anybody other than the banks is to blame to me is so staggeringly ignorant that it defies analysis.
  11. hmmm not sure what's going on here, but those pictures are clearly computer generated or they have been touched up, look again...
  12. Much more likely that the social media sites will be used as a trojan horse. Shutting down the internet would just raise suspsicion, why not simply drip-feed propaganda via a device people are already engaged with. It works with the TV and the newspapers it will also work with web sites. The irony of orwells 1984 of course is that he could only envisage a totalitarian system being foisted on the masses, in reality that never works long term. Far better to use a device such as modern day telecommunications that people invite in to their houses willingly and what's more they rarely question it. The screens that Orwell predicted being in everybody's house are their ok, but they have asked, nay demanded, that they be there !
  13. This is far and away the funniest reply I have read on any forum in a very long time. Sir I salute you.
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