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North London Rent Girl

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Posts posted by North London Rent Girl

  1. On 24/08/2018 at 11:59, Saving For a Space Ship said:

    I agree with what he's saying. Historically, when you had low levels of unemployment, you got inflation from rising wages because workers were in an enhanced bargaining position. That clearly isn't the case at the moment, for the sorts of reasons he's talking about - now, wages are stagnating - I say 'now', I mean for the past 40 years. Not proper jobs. And so many people now are nominally self-employed but actually have no control over their work-lives. They can't charge good rates, are not in charge of what jobs they accept, a young amazon delivery bloke I was quizzing recently said that he'd knackered his leg, doctor said take 2 weeks off but he could only take 4 days off. Suckola. But the PTB have achieved another grim coup - they can now avoid the PR problems of their historical liking for a nice competitive market in jobs, aka high levels of unemployment, whilst not having to trouble themselves about the lower orders, aka the people who actually do things, getting uppity and demanding better conditions. Nice one you vilers, again.

  2. On 28/03/2017 at 14:00, BadAlchemy said:

    From the Guardian 28/3/2019:

    "Following unprecedented demand for so called 'dog kennel' flats over the last two years, thousands of first time buyers have been able to get their foot on the first rung of the housing ladder, thanks to the government's Help to Bark scheme. However, they have been so popular that many people now find themselves priced out from owning one of these bijou, yet practical, homes. Fortunately there is now another enticing option available...

    Gavin Barsteward ( Conservative housing minister ) today unveiled plans for new 'micro dog kennel' flats, endearingly termed 'rabbit hutch' flats. These desirable 'bijouette' homes are available in both 4 and 6 square meter sizes and a new government scheme "Help to Burrow" is available (for first time buyers only). Alternatively they can be rented either furnished (with straw) or unfurnished (without straw)

    Unfortunately there is no kitchen or toilet due to the compact design but there will be a communal latrine located for every 10 hutches and a local Marks and Spencers outlet serving hot and cold ready meals at competitive prices. These developments promise to trailblaze a whole new way of community living where you can really get to know and socialize with your neighbours... 24/7"



  3. 13 hours ago, Kosmin said:

    Are they pressing you for a decision? If not, then nearer the time perhaps you could say you'd be prepared to stay at the same rent. Otherwise he's faced with the prospect of a void while he looks for another tenant who may not be prepared to pay more.


    Also I'd be careful about expected buying timescales. This can drag, so you may have to move again.

    I agree with this and that it's a good idea to hold on as long as you can before saying anything IF you do decide to stay on, on whatever terms.

    That said, I really think it might be worth biting the bullet and finding somewhere to rent that you and your family are comfortable in and at a rent you find manageable, settling in and envisaging yourselves being there for a year. As Kosmin says, the process of buying can take ages even once you've found somewhere to buy. But apart from that, while you're looking for somewhere, it would be great to be doing so in a relaxed, unpressured frame of mind. You probably won't be making your best decisions if you're going home to a freezing, expensive flat at the end of cold February evenings of house-hunting. If you're looking from a cosy, reasonably priced place where the kids are happy, you'll really be thinking about what's best for you all, you'll be more picky. I'm sure it is a huge hassle to move when you've got kids, it's a pain anyway, but perhaps you could see it as an opportunity to have a good clear-out and get all your things in order so it's less of a hassle when you make the next move into your permanent home.

    I think I wouldn't be comfortable with a landlord who has demanded so much additional rent because I'd know that they were taking advantage of my vulnerability in terms of my family - he knows you've got kids in a local school and what that means, he's behaving very cynically.

    Whatever you decide, all the best with it.

  4. 22 hours ago, oatbake said:

    PT's take on things:


    It does suggest that Section24 is making BTL landlords worth chasing!

    This is great news, nice to have it from the horse's mouth. I was so fascinated by that woman's hair arrangement and shirt that I had to watch the video. Am I right in thinking that what we're talking about is basically an amnesty? 'Come forward now tax-dodgers and we'll go easy on you'? This has hitherto completely escaped me. Oh she just said, "almost like an amnesty, really". Hmm. Have they not had time to get it together? So the PTB still being soft on their own, my god, if any of us self-employed people who actually do something for a living were caught dodging they'd come down on us like a tonne of bricks.

  5. 15 hours ago, newbonic said:

    According to a cop who's responsible for street sleepers in Sheffield city centre (on BBC Radio Sheffield a few weeks ago) just about all their rough sleepers have a bed to go to e.g. in a hostel, but a chaotic lifestyle of alcohol, drug abuse, and mental health problems makes them turn down the bed. 

    They may not be able to control their demons, but few are forced to sleep in shop doorways. It was the same in the 80s when I was a student there.

    That's interesting - a friend of mine who used to work with the homeless says the same thing, there is a bed for everyone - or was 10 years ago when she was doing it, but that the hostels themselves are often scary places and people would rather take their chances in a doorway. Someone once tried to slam her - my friend's - head in a door in a hostel. It's like a friend of mine who lives in a converted lorry, he has a horrible time finding places to keep it - he pays to park it in various places, keeps getting moved on but that's apparently still better than using one of the official sites, they're so nasty in all kinds of ways. Praps similar?

  6. On 30/07/2018 at 22:47, inbruges said:

    My dream is to have three daughters, unlikely to happen on top 5% wages, yet it is with no wages at all, what a country

    Like King Lear, careful what you wish for.

    OK I just skipped from p. 1 of this thread to the last page, what happened? Why are we suddenly comparing our personal hygeine routines?!

    Sort of on topic, there's going to be something on radio 4 about the deplorable life-expectancy of people living on the street - from what I recall of the ad this morning it's 44 for men and 43 for women. It's going to be grim but will report back once I've heard it. I can't believe how normal it is now to walk past 4 rough sleepers on my way to the shop half way down the high street. What a grim f cking place this country has become.

  7. On 07/08/2018 at 13:19, nightowl said:

    For example he gives an example of our inequality differences is London being so large compared to the UK overall, much like Moscow-Russia and Istanbul-Turkey.  He ignores Paris-France, Madrid-Spain, Copenhagen-Denmark relative sizes etc where he implies better equality exists.  He seems to cherry pick his randomly select his arguments .

    Hmm. I see what you mean but wasn't his point that in mega-cities - or cities that are mega in relation to a country's size - you get this huge gravitational effect of everyone from oligarchs to low-paid workers being sucked into the place en masse. I don't know about Spain and Denmark but I do recall from a french history course decades ago that the French had a long-standing policy of decentralisation, so have regional centres of commerce and industry that are relatively much bigger than we have here. I think that's similar in Germany.

    But I take your point that DD isn't preaching the gospel. He's trying to make the best sense he can of an utterly bewildering set of circumstances. Bewildering unless you see it all as the outcome of nearly 40 years of neo-liberalism, which makes sense of just about everything to me - from wealth inequality to sexual and racial politics. Or maybe I'm just turning into a real old Trot. Some people I know would probably say that was only a matter of time!

  8. 23 hours ago, inbruges said:

    I don't believe for one second that the Tories would actively implement policies that would lower property prices, what I think is happening here is that they are bowing to the inevitable and given the illusion of being in control of it.

    Quite. From what I can see of the article, it's the torygraph saying the gov should make it a goal, not that they have made it a goal ("It's time for the cons to announce...". Unless something else happens in this article, which I really should read the rest of the thread to see. But in the meantime, "The silence from homeowners is partlyof course entirely because the Bank of England rate is still, at 0.75 per cent ..." and home-'owners' know that the government will never stop loving them.

    I don't mean to be ungrateful, nice find, it's good to see a turn of sentiment like this in a right-wing rag, perhaps it's a bit of kite-flying.

    edit - BTW your "bowing to the inevitable and given the illusion of being in control of it" - beautifully put!

  9. 11 hours ago, Saving For a Space Ship said:

    I posted this last wed, but well worth another mention ..

    Interview about Peak inequality in the Uk with Danny Dorling

    https://www.housepricecrash.co.uk/forum/index.php?/topic/233218-interview-about-peak-inequality-in-the-uk-with danny-dorling/

    Doh, missed it, sorry, thanks for this. Hate to say it but good old RT.

  10. The wonderful Danny Dorling talking about inequality generally, with (of course) a sizeable chunk about housing plus several mentions. Really worth a listen. And cheering for a bear - he's clear that prices are falling but nobody's really talking about it. Also makes an interesting point about housing as a safe haven for super-wealth and how that might be changing - and not just because of brexit, which he does talk about but doesn't fixate on it.

    Peak Inequality

  11. On 10/07/2018 at 22:20, TheCountOfNowhere said:

    I'll stick my head above the parapet and say, we're definitely getting an August rise 

    That's brave. Didn't Canada just raise theirs? Yes they did, to the dizzy heights of 1.5%. I've very nearly given up hope of that vile pillock ever putting the rate up but surely he can't hold out forever when we're seeing these consistent rises across the pond? It inches up the odds for me to a 20% yes he will have to against 80% no never he doesn't even blinking know how.

  12. 20 hours ago, rollover said:

    They can use any excuse they want, but property are simply too expensive and out of reach for most people.

    The author of the only - can that be right - comment agrees with you, was surprised by this:

    "Sellers are not putting their houses on the market mostly because they have already tried to sell and found that unless they reduce their price by around 35% from the present market value houses will not sell. Those who are not in any desperate need to sell have thus taken their properties off the market. This trend is now even htting developers, who are finding that they cannot yield a selling price which gives them an adequate overall profit. The result of this will be a cut back in building new properties, because developers are not going to continue to build and sell at a loss.

    The root of all of these problems is Financial Repression now for approaching 11 years holding back incomes artificially, whereas real inflation has lept way above faux CPI. An article in the Daily Telegraph a few days ago claimed that real inflation is now 10% or even above that per annum. House prices have tended to follow real inflation and have no relationship to faux CPI."

    Hang on, was that you?


    Off topic but are you all getting that pop-up interview with Mark Carney against a soylent green backdrop? Clickbait from hell for an hpcer. Thank goodness I disabled autoplay. I will not click on it. I will not.

  13. On 24/06/2018 at 01:00, ExpatBrit said:

    Hi, I would appreciate some advice.

    I live in the USA and I would like to help my relative buy a house in London preferably in the Bromley area. My relative works as a district nurse. Their rent is about £1,500 a month for a 3 bedder.

    I'm looking at a joint mortgage and they would be a key worker.

    The problem is I can't get a traditional mortgage in the UK because I don't live there. I was born there and still have a current account.

    I've looked into expat mortgages but they will only deal with me, not my relative because there doesn't appear to be any hybrid mortgages out there for residents and non-residents.

    The other issue is house prices are falling in London - is it better to wait sometime after Brexit?



    Hi ExpatBrit, welcome. If you have your heart set on buying a place, this might not be the board for you, we're all very bearish around here! You have been warned. So here is my contribution - a link to a house sales and rentals site called zoopla showing the trend in the market in the Bromley area https://www.zoopla.co.uk/house-prices/london/bromley/.

    All the best, whatever you decide to do.

  14. 2 hours ago, Bruce Banner said:

    Using cheap borrowed money, subsidised by the government,  the landlord has outbid the tenant who would otherwise have bought the house (or one like it) and is charging a rent high enough that the tenant can not save for a deposit and is therefore locked into a life of servitude.

    Best summary I've seen so far of obnoxious causes and hellacious consequences!

  15. 16 hours ago, smash said:

    I'm guessing the architectural drawings that are all of ten minutes work are included in the price. Is there a picture in there where a new staircase has gone in and even a ceiling prepped for lighting?

    Off the A30 but someone clearly on another planet.




    This is right down the road from where my mum and dad live - am trying to picture it but, from the map, it looks as thought it must be almost in the next field to the relatively new crematorium. I wonder whether the current owners live in the bus in the background. I feel a bit sorry for whoever it is. But you'd be surprised at what insane prices things go for in that neck of the woods - ok 'insane' doesn't surprise anyone any more, let's say gallumphingly astronomical beyond all reason and words even in this obscene market.

  16. 18 hours ago, Errol said:

    Once the green belt is gone, its gone. They still aren't addressing the problem. 

    Immigration needs to be cut by 90%, then wait a few years, then calculate what the housing need is. If we keep on letting in 300,000 people every year there will be no end to building so 'build on the green belt' is not a sensible solution.

    And that's without getting into the 'ecological apocalypse' issues which we are facing. Wildlife is being systematically wiped out nationwide - it needs larger, more wild spaces, not smaller piece-meal parks. 

    I shouldn't think anyone is talking about building in the wild spaces, good grief, there would be blood in the lanes! Isn't it more that there's plenty of space in the green belt that isn't green at all. Wildlife IS being wiped out and the vast fields of monoculture covered in all kinds of pesticides and herbicides are playing a big roll in that - we need a good balance of the small things that are at the bottom of the food chain and a good variety of plantlife for them to live in. Properly designed housing and gardens are a haven for wildlife by comparison. That's a thing in itself - as things are, the big builders would be given the land and they'd throw up the usual crap but that's another question...

    There's also the impact of people having to drive through the green belt to get home. That might seem like a rather obscure reason but if you've taken a walk in the green belt recently you'll know that the volume and speed of traffic is now extreme. Also carnage for wildlife, btw, but there's also the air quality to consider. It would be far better if a good proportion of people were only driving to and from the green belt every day, rather than right the way through it.

    Nobody wants to build housing estates along e.g. the ridgeway but there should be more development in the green belt. Local authorities can develop within the greenbelt but my understanding is that they face massive objections if they try to get the status removed. It's nimbyism - of course plenty of normal people live in the green belt but there are also plenty of people who've paid squillions for their hises and they don't want the view that they believe they've purchased to be ruined by oiks like us moving in.

    BTW much as I like the JC I'm a big ole green party supporter, I really do care about the environment very much.

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