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Tattoo'd Lady

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  1. From his LinkedIn profile - he works for Nutmeg From the Telegraph article "A survey by Nutmeg, an online savings and investment management service aimed at professionals, recently revealed that around 72 per cent of UK adults across the socio-economic spectrum have had to cut back every day expenditure due to the rising cost of their monthly bills" So the company he works for had to publicise their survey and needed a face to put to the story ... they looked around the office and saw Guy who's always winging about his school fees and his mortgage and thought he'll do ... ...
  2. read the article - it clearly says takeaway coffee had been removed from the basket because "coffee is still represented by the takeaway latte item".
  3. War hero scammed out of life savings Every sympathy for getting scammed - but what is he doing with an £72,000 mortgage at the age of 87?
  4. From Citywire Anyknow why there aren't any votes in Parliament re Mr Hourican?
  5. Does anyone know how many other RBS directors / employees are earning £1m+. Is there anyway to find out?
  6. He's been released now - RTE News also note that he has been arrested previously - I'm not certain he's any closer to being charged!
  7. From Money Week Blame the Bank of England for weak UK growth The Autumn Statement was depressing. One of the most depressing things about it was that, even although it was gloomy, it probably wasn’t gloomy enough. And that’s saying something. In March this year, Osborne was convinced that Britain would be well on the way to starting to cut the national debt by the end of this parliament. But now it turns out that we’ll still be spending more than we make in tax revenue until well after the next election. As Chris Giles points out in the Financial Times, the Chancellor’s targets have slipped by three years in the space of just eight months. So why have things deteriorated so badly? Assuming you believe our shiny new budget watchdog – the Office for Budget Responsibility (OBR) – it’s nothing to do with ‘the cuts’, whatever Ed Balls would like to pretend. Indeed, if you want to blame someone, blame the Bank of England. The Bank’s policy of trashing the pound via quantitative easing (QE) is the main reason why growth has fallen so far behind forecasts. Robert Chote, chairman of the OBR, noted in his report: “Most of the weakness can be explained by an external inflation shock constraining real household consumption”. Households spent roughly as much as the OBR had expected. But because inflation was higher, that spending bought less. The other reason that growth is so weak is because Britain has been permanently damaged by the financial crisis. In technical terms, our ‘output gap’ is smaller than the OBR had thought. The easiest way to visualise this ‘output gap’ is to imagine you own a lot of car manufacturing plants. When the economy is running out of puff, you mothball some of the plants. When things pick up, you bring them back into production. The number of plants sitting in mothballs is your ‘output gap’ – the difference between current and potential production. But then someone comes along and invents a car that runs on water. Demand for your cars is permanently damaged. Half of your factories need to be demolished. So regardless of what stage of the cycle we’re at, your peak capacity is always going to be smaller. This is an incredibly subjective measure. But you don’t need to be a top statistician to realise that the 2008 crisis has rendered some parts of the financial and property industries completely redundant. In short, this all means that Britain can expect lower growth in the future. Lower growth means lower taxes. And if you stretch that out over a few years, it means the gap between your income and your spending can end up being a lot larger than you had hoped.
  8. How about this - £575,000 reduced to £499,000 1 month after listing. (Although the £575k figure was absolutely mental and the £499k is still well overpriced for the location - but looks like someone has had a sudden dose of reality) 5 bed detached Pecketts Way 14 September 2011 Price changed: £575,000 £499,999 12 August 2011 Brief Description found: A beautifully presented, brick built, detached and extended family property situated in this popular residential location close to local shopping parades and, in turn, the Harrogate town centre, offer... Price found: £575,000
  9. How about this one - 25% reduction in asking price in 9 month (went on the market in January 2011) - started at £699,959 now £525,000 4 bed detached Rossett Park Road, Harrogate, HG2 Property Bee shows us: 07 September 2011 • Price changed: £525,000 20 June 2011 • Price changed: £540,000 15 February 2011 • Price changed: £599,950 03 February 2011 • Price changed: £625,000 31 January 2011 • Price changed: £650,000 14 January 2011 • Brief Description found: A brick built, four bedroom, detached family property situated in this much sought after location to the favoured south side of Harrogate, forming part of this quiet residential area close to the Leed... • Price found: £699,950
  10. Official update Property Bee now available to fix FF5 issues. ... ... and Beerhunter buys a property www.property-bee.com/
  11. Am I missing something? Or is this squeeze being exaggerated. Given the state of deficit and debt these amounts are trivial and could not seriously be called painful (e.g. compared to our neighbours in Ireland). For the examples provided in the article: A man on £43,500 with two children under 18 and a non-earning wife will be £645 worse off from 6 April. = £12.40 per week A couple where one earns £28,000 and the other earns £16,000 who have one child will be worse off by £109 = £2.10 per week A single person on £50,000 will see his or her tax take rise by £202 = £3.88 per week A couple where one earns £40,000 and the other earns £12,000 who have one child will be worse of byy £56 = £1.08 per week[ The coalition are not very good at honestly describing the country's financial position. As many people have said - this can only be because the Tories were so poor in opposition and must be embarrassed that their policies would have led us to a near identical position.
  12. How does this affect UK companies? they all have to keep their cash somewhere and clearly will have a need to keep far larger sums as working capital than the general public has as savings... ... So where do they keep it? If they are concerned about UK banks going bust - what do they do? Wouldn't we see a flight to the perceived safer banks - HSBC? Barclays? Santander have a large business banking operation - how does that stack up? .
  13. I think the property you refer to is listed in your 14 day search because the price changed on the 20 July I have a small sample search here 1st property went SSTC on 22nd Jul 2010 - if you change Added to 14 days then this sold property is not counted SO ... without the SSTC box ticked - you get how many properties were added in the last 2 weeks with the SSTC box ticked - you get how many of the properties added in the last 2 weeks have gone SSTC I've been tracking 100's of proprties on Rightmove with a large spreadsheet for the last 18 months and in my view price changes count as "Added" properties but SSTC don't - I wish they did as it would have made my spreadsheet tracking much easier
  14. I don't think this is correct - what I think your calculation is telling you is - without the SSTC box ticked - how many properties were added in the last 2 weeks with the SSTC box ticked - how many of the properties added in the last 2 weeks have gone SSTC which we would expect to be pretty small proportion example search 1st property went SSTC on 22nd Jul 2010 - if you change Added to 14 days then this sold proprty is not counted
  15. another £10k off - now a total of £100,000 off the asking price in 52 days
  16. Another keen seller here reduced by 16% / £90,000 in 47 days Bungalow at Walton Park Pannal 4th June - Initial entry found £575,000 6th July - reduced to £525,000 21st July - reduced to £485,000 (thanks to the Bee for the info) .
  17. I've now extracted all the data and I think there may be another factor at play. If you look at the end of the year there was a significant rise in no of sales during Oct, Nov & Dec 2009. (caused by end of stamp duty holiday). In fact December 2009 was comparable with pre-credit crunch Decembers. Then Jan & Feb 2010 were comparable to Jan & Feb 2008. So perhaps the April sales figures (which allowing for the 6-8 week cycle from offer to completeion were for offers made in Feb 2009) are because a lot of demand was brought forward to December to avoid stamp duty. I have also estimated the May monthly figure - (I counted the number of Harrogate sales on Zoopla) - you can see that this is also well down and starts to look like a trend. One to keep monitoring - I haven't seen another source for these figures and home.co.uk say they make them available 2 months in arrears.
  18. Was looking at home.co.ukand their stats for total property sales in Harrogate April 2010 was an appalling month for the estate agents in Harrogate! - remember this is TOTAL sales in the month (ie includes flats, terraced houses, semis and detached) Between 2000 and 2007 the average monthly sales for April was 159, this reduced by more than 50% in both 2008 & 2009 and then collapsed to only 24 sales in April 2010 - approx 15% of the pre-crash average Any thoughts on what is happening? Is it a blip? is it a trend? May's figures not available yet - but definitely one to watch!
  19. well spotted - (although you got the house numbers the wrong way round ) so on Glebe AVenue we have 3 terraced houses all in a row next to each other: no. 17 last sold 19th Oct 2007 for £395,000 no.19 last sold 16th Dec 2009 for £360,000 no. 21 sellers started at £350,000 in November 2009 had to reduce asking price to £250,000 neighbours will definitely not be happy. As they are no sold price records on no. 21 one (ie not sold since 1995) we could think it is a wreck - but the pictures seem to show an empty property but in reasonable nick (although no photos of any of the 3 bathrooms) . .
  20. Another Oddity from the Harrogate housing market I saw an unusual For Sale sign go up on West End Avenue about a month ago. It was not one of the local estate agents but was for a web-based agency. http://www.emoves.me The business has been started by a local Harrogate "entrepreneur" who used to sell Triumph bras. The USP is low cost. Anyway when I looked a month ago there was only 1 house for sale on the web site and there still is only one. 35 West End Avenue, HG2 9BX And what a price! On possibly the most over-priced street in Harrogate this property manages to be significantly more over priced than any house on the street. . .
  21. Some aggresive price reduction in Glebe Avenue, Harrogate finally gets a sale - £100k (28%) of original asking price I bet the neighbours won't be pleased! link rightmove - Glebe Avenue via property-bee 15 June 2010 * Status changed: from 'Available' to 'Under offer' 08 June 2010 * Price changed: from '£299,950' to '£250,000' 29 March 2010 * Price changed: from '£349,950' to '£299,950' 06 November 2009 * Initial entry found. will try and track this one through to when it hits the Land Registry to see actual sales cost . .
  22. WTF is going on with this one - 106 Leadhall Lane - I pass by this plot/house regularly so have been following its history A new build (on an existing plot) - IIRC it was for sale during 2008 at asking price of £995,000 or something similar It went sold on the Land Resgitry at £840,000 on 20/1/2009 It is now up for sale again at £1,225,000!!! the flippers asking for a mere 45% increase on the price they bought it for 18 months ago 106 Leadhall Lane If you click on the Street View - you can see when the Google map car took its pictures it still had its SOLD sign up from the previous occasion street view of 106 Leadhall Lane I always had a sneaking suspicion that no-one actully lived in the house - and the photos seem to still show it in "show room" condition . .
  23. I think most of these "new" properties are because Wigginton Roberts has just joined Right Move In the range I have been looking at it has been very little supply during March. Some of the new ones on today seem like April Fool's jokes £495k on Treesdale Road - no photos yet but must be gold plated to ask that. There's 2 on the same road (one SSTC) at £379k and £399k. 4 bed semi on Grove Road - £579K ..
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