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House Price Crash Forum


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About Lennon

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    HPC Regular
  1. If you look at the greens closely they end up being a bit 'Watermelon' - pretty socialist once you get past the Green exterior. (cf running the council in Brighton)
  2. A party that has reasonably sensible housing policies (at least Land Value Tax) and is demographically likely to pitch at the 20-35 year old bracket is the Pirate Party (http://www.pirateparty.org.uk/) - Still small and growing, but potentially worth keeping an eye on if you are that way inclined.
  3. Also - 'Yeah, but I have to pay income tax on the dividends and any capital gain is taxed as well, so it's not worth it' (As opposed to BTL which is untaxed in everyone's mind, even if not in actuality)
  4. From my anecdotal experiance - they tend to be informal loans which are intended to get matched off against inheritance in due course (or all cancelled when all kids have received equally)
  5. What's the statute of limitations on mortgage fraud? If greater than 35 years then I think that she is still liable, and a 'concerned citizen' making a complaint to the police with all the evidence available would mean that they would be duty bound to investigate it.
  6. Nothing, as it isn't upto him - it's upto the (supposedly politically independent) Low Pay Commission.
  7. I think that it is meant to be 'neutral' if done at a time when it doesn't result in lots of job cuts. (Govt pay less in benefits, but receive less in Corp. tax etc as Employers pay more to workers instead of the Govt). Politically it is probably good for Osborne as it will reduce the amount paid in WTC etc and so he could potentially argue to bring the benefits cap down again. Bit of a balancing act though.
  8. The thing which gets me about that - is that if that is true (and it appears to be in a lot of cases) then people don't value there own time at all? Personally I would want a significant cost saving to induce me to have to leave the house an hour earlier and return an hour later than I currently do, for the benefit of having spent the additional time crammed on a train with my nose in the armpit of some other random commuter.
  9. I think that Food banks are pretty close to the definition of 'the wrong answer to the the wrong question'. If the problem is nutrition (which I can quite believe is the case in a number of instances) - then food / nutrition education, not hand-outs are the answer. If the problem is (limited) money being spent on the wrong things, then education and targeted benefits is the answer, rather than additional hand-outs. If the problem is genuine homelessness - then food banks aren't even close to the solution - only solving a minor, rather than the major issue. The only situation where a food
  10. Interesting - as it's totally out of my area - Why? Do you use them for off-road / track riding only, or are they classics that aren't for riding, or just old bike that you are in the process of doing up?
  11. Wonder what would happen if the multiple was 1.0x...
  12. OK - But the same question applies - why are new build houses being setup as Leaseholds initially? From what you have shown it appears that it is a generic thing rather than specific, but there must be a reason for it, and I was wondering what it was...
  13. Not necessarily to the OP - but why the hell is a new build Semi-Detached setup as a Leasehold anyway - a Semi should by definition sit in its own plot of land, so would naturally be a Freehold unless there are perverse incentives one way or another to encourage against this?
  14. According to a new Poll - http://www.ipsos-mori.com/researchpublications/researcharchive/3290/Public-House-price-rises-are-not-good-for-Britain.aspx A new Ipsos MORI poll for Inside Housing has found nearly three times as many Britons disagree than agree that rising house prices are a good thing for the country. Just under a quarter (23%) strongly disagree that “Rising house prices are a good thing for Britain” while a further third (34%) tend to disagree. A fifth (20%) either strongly agree or tend to agree that price rises are a good thing.
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