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Posts posted by johnny5thumbs

  1. Here's the deal: An NHS Trust procuring equipment can either:

    1) buy medical equipment direct, then manage it themselves (maintenance, QA etc), or

    2) buy a managed equipment service, where you get the equipment + refresh every 7 years + maintenance, QA etc.

    Under route 1) the NHS pays VAT at 20% on the purchase price of the equipment. Under route 2) VAT is refunded in full.

    Aren't NHS trusts allowed to register for VAT in order to reclaim input VAT ?

  2. No not really. I certainly hope you are not considering making any decisions based on the fear mongering here on this site.

    It was before my time, but I've seen comments that the best forecaster here was a banned "troll" called Sibley. Unfortunately this seems to be a gathering place for malcontents and monomaniacs despite the occasional brilliant poster. To make matters worse the best of the actives here changes his name every fortnight, and the most original thinker decided to make his own website.

    Come on ! ...you would hardly expect people visiting a site called "House Price Crash" to be exactly 'content' Posters might well reasonably be descibed as malcontent. Isn't being pretty p!ssed-off with the status quo a prerequisite for debate of this type?

    Don't be so snotty about the HPC population.

    Malcontent ... and proud of it !


  3. No not really. I certainly hope you are not considering making any decisions based on the fear mongering here on this site.

    It was before my time, but I've seen comments that the best forecaster here was a banned "troll" called Sibley. Unfortunately this seems to be a gathering place for malcontents and monomaniacs despite the occasional brilliant poster. To make matters worse the best of the actives here changes his name every fortnight, and the most original thinker decided to make his own website.

    I quite like injun's website.

  4. amongst other reasons for the current sh1t were in, he blamed high house prices and family over indebtitedness. well i recon ill have to play that one back. i thought the plan was to keep house prices high?

    Absolutely. Can't get a mortgage on a grotbox for 200k, then the obvious thing to do is go out and nick some trainers and torch a furniture store whilst at it. Oh - and not forgetting to smash the windows of a Ladbrokes while passing so you can nip in and place a free bet on the 3.30 at Newmarket.


  5. I phoned em up. They have a nominee account in which they have any shareholdings, and the registrar is notified that they belong to you. That means that they are not an asset that a creditor can seize.

    That explanation sounds about right, after all, it would be criminal if you bought shares, only to find out that they were actually being used as part of the bank's capital, and at risk. That would be a criminal offence. That isnt to say that something like that couldnt happen, I bet some would do it if they could, it is just I dont believe it has happened here.

    Regardless of the legalities, extreme events can lead to illegal acts, and I wouldn't want anything of mine in SocGen's hands once the SHTF. Remeber the story about the looted BCCI safe deposit boxes posted a couple of nights ago by another poster - if true, that's a scary example of having faith in a legal structure that still went wrong.

    Personally, I'd still switch out. I closed my Soc Gen account several years ago - they're a good bank, but forthcoming events might be beyond even them to police.

  6. Angela/Stumpy,

    You really are brainwashed, seriously leave the koolaid alone for a few days, suggest you read a little. Blaming straw men for a chrisis such as this that genuinely has some real villains just makes you look daft. Step away from the keyboard and read, start here http://gregpytel.blogspot.com/2009/04/largest-heist-in-history.html

    now go away quickly..

    Greg Pytel is shrewd, incisive, but above all, polite - especially to people who challenge his viewpoint. I really respect that in a poster.

  7. I dont trust the recent climbs in the spot gold price and feel that there must be something amiss with all this.

    Perhaps the Realistbear would care to drop by and shed some light with regards to what is really going on?

    With any luck he will be able to convince some of these gold nuts around here to sell thier stacks whilst they still can!

    The art of irony is not yet dead, innit?

  8. If we are to have any influence over the EU and its future direction, we can only do this by being part of the EU.

    If the UK is not in the EU then its not right to lecture the EU from the outside, its akin to Iceland or Greenland telling the UK what to do.

    If people are concerned the EU isnt listening then they should start lobbying the MEP's it couldnt be simpler, after all who here has lobbied their MEP's?

    Blimey - I almost took you seriously for a minute - it reminds me of my early years of fifth form debates pro / against democracy.

    Let's all do it, then - let's all lobby our MEP's and that should sort out this [email protected]

  9. For those of you that havent seen this video!

    Sorry if it's been posted before.

    I have a lot of respect for this Nigel - he's got the foresight other leaders seem to be missing!

    Me too. Nigel Farage seems to have always been delivering a unpopular message that no-one in the European legislation wants to hear or acknowledge, and respect to him for continuing to put his head above the parapet, although I suppose that's both his job and his mission statement.

    But what a pity that Elton John in 6.43 wasn't taking the situation altogether seriously. I never did like 'Candle in The Wind' much.

    As for Guinness, F.U.Y., - maybe it's best drunk in Ireland to be properly appreciated.

  10. My darnability index has reached 9, up 50% on 18 months ago, slow progress really. http://www.housepricecrash.co.uk/forum/index.php?showtopic=132550

    We must have passed peak consumerism in this country but when i talk to people they still think some or all of our problems can be solved with more shuffling of retail outlets in or out of town or amalgamated into tescos or split into mom and pop stores. Whatever it's all irrelevant and much worse just a way of continuing to syphon more of our borrowed money back to China in exchange for crap no one needs.

    Excuse me. I import little plastic tambourines from China, and you should see the joy as the little kiddies' faces light up as they see them. Don't be so cynical.

    Just think of the children. Don't you like children?

  11. I never knew you read books Ken, apart from double-entry ledgers, and motorcycle workshop manuals! ;)

    One Mr Heinlein's finest! :D

    Blimey - don't you two realise that memorising passages from Robert Heinlen is taking up valuable brain space that could be used to store miore important data such as gold price resistance levels, etc.

    G*d help you when the 'head for the foothills' moment arrives.

    Ken - Hainoreno sugoi desukedo atarashii hon o yomanakereba naranaiyo !


  12. Colorado Water Law requires that precipitation fall to the ground, run off and into the river of the watershed where it fell. Because rights to water are legally allocated in this state, an individual may not capture and use water to which he/she does not have a right.

    Which immediately raise the question of who does own the rain falling on your roof. If it belongs to the water company, can i issue them with a cease and desist order? If it was not for their rain, I could save money by building a house without a roof, thus they impose a cost on me. If it is not yet their water, when does it become their water? When it touches the ground, my ground? Perhaps I do not want their water on my ground and can charge them rent.

    You'd never win, but it raises some interesting points. If you walk in the rain, are you technically committing theft if you stick your tongue out and catch a raindrop?

    On a (slightly) saner note, as water rates have been sky-rocketing year after year, I've been wondering about rigging up a rain water capture system > filter > pumping into a separate storage tank for servicing WC's, maybe bath, washing machine etc. The water will still end up in the water PLC's system in the end, but would deprive them of some revenue if it caught on.

  13. Looks like a bubble in the making - time for the smart money to jump in, grow for a few years and then jump out just before someone says: wait a minute this stuff drops out of the sky for free, and the bubble bursts.

    I see a butt tax coming - making it a criminal offence to store unlicensed water which belongs, of course, to the PLC that operates your water supply. Probably a French PLC at the moment, but maybe a private equity outfit soon.

    Even now, you can't abstract water from the stream at the bottom of your garden (unless you're an HPC'er in which case you don't have a garden since you STR'd in October 2007). :)

    Yep - a butt tax.

    edit - wrong emoticon :rolleyes:

  14. I can afford the mortgage easily enough but it is whether a lender would lend to me .I will be letting out a room and should be able to get 350 pcm easily enough .But is ever being able to borrow that worried me .

    I assume you're living with parents or similar, since the average flat rental is £500 - £700 per month; ie: £6k - £8k per annum, which is also about half your earnings. Are your earnings £15k gross or net?

  15. You will have a long time to regret it if you don't have them done and find out something they would have picked up. It's only a few pounds more for peace of mind.

    Totally disagree with doccyboy, even if he is a revered mod with a mega-score.

    Chancel Search is a great little earner for the solrs. with the same old infamous 2003 scare story (Gail and Andrew Wallbanks) that they trot out on eveery occasion to help justify the search and subsequent purchase of indemnity insurance. Fact is, the number of claims above £5000 in the UK in the last 10 years can be counted on the fingers of one hand. The chances of a claim are miniscule, and the whole Chancel shenanigans will be brought to an end with new legislation on 13 October 2013.

    Stll not sure? Ok - try this. Try to find another story anywhere on the web, other than the Wallbanks' case.


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