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House Price Crash Forum


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About BadAlchemy

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    HPC Poster
  1. Really? I haven't seen anything like that although I admit I've only visited briefly so far. Sure there is some banter/swearing that might offend some delicate readers but it seems to be all in good spirit and with good humour. It's like the HPC of olden days, in fact. I think people have generally had enough of having to try to be so politically correct all the time these days. Enough is enough, I think. Sorry, I don't post here (or there) much as I don't have a lot of time or have anything much worthwhile to add anyway, but I am very grateful for the insights, knowledge and common
  2. Great list canbuywontbuy. How the hell did we get to the stage where all of that is now considered normal. But I would say " People will put up with ANYTHING... until one day they just decide that they won't anymore" (see Brexit and see Trump)
  3. Hi DB. Someone else mentioned the "IBTL" ETF upthread and I put a little of that into a H&L stocks and shares ISA recently. The one you've linked there seems to be called "IDTL" and seems to be a USD version of "IBTL" ( which is in GBP ). Can't seem to find "IDTL" on the H&L website. Hmmm.... I have no idea what I am doing really so that's why I'm only putting a little bit in and learning as I go along... hopefully !
  4. This is on my mind too. I have 5% in gold and it's all in Krugs and Maples (rookie error in hindsight) that I bought several years ago . So if things pan out as DB suggests then it will definitely be time to double (or treble) up, but this time with CGT free coins. For the existing ones, I'm thinking just to try to avoid ultimately selling more than profits me the £11K (currently) CGT allowance per year. What's the betting they'll reduce/remove the CGT allowance in this scenario though or perhaps they'll just not raise it in line with inflation... ( nice little earner for a bankrupt government
  5. Thanks very, very much durhamborn for sharing your knowledge and experience here. I have today finally caught up with all this thread and feel am much enlightened by it. Watching that DXY value (and the other measures) with keen interest now. When that baby hits 88....
  6. https://www.change.org/p/theresa-may-mp-grenfell-tower-gavin-barwell-resign-now
  7. https://www.change.org/p/theresa-may-mp-grenfell-tower-gavin-barwell-resign-now
  8. From the Guardian 28/3/2019: "Following unprecedented demand for so called 'dog kennel' flats over the last two years, thousands of first time buyers have been able to get their foot on the first rung of the housing ladder, thanks to the government's Help to Bark scheme. However, they have been so popular that many people now find themselves priced out from owning one of these bijou, yet practical, homes. Fortunately there is now another enticing option available... Gavin Barsteward ( Conservative housing minister ) today unveiled plans for new 'micro dog kennel' flats, endearingly t
  9. It surely should be doing that. Of course they will 'look through' and conveniently forget what this was actually all about, but It's up to us to keep reminding them isn't it? Or we could all just sleep walk through life I suppose.... The politicians didn't allow themselves to be so out of touch... WE allowed them. P.S. I used to be complacent and indifferent but these days I couldn't be bothered.
  10. https://www.facebook.com/Remember-Remember-5th-November-Brexit-March-1792546257692509/ Bring your own gunpowder... ( No, seriously, don't! )
  11. I don't know how old you are, but I am getting on for 50 and have seen many changes, but especially rapid changes (for the worse) over the last 20 years or so. I work in IT infrastructure and have seen the big IT companies and their customers use 'globalization' to offshore, outsource, slash/remove training budgets etc. etc. Of course, companies need to make a profit... but at what cost, and what of the future? And who is receiving the bulk of that profit? Your concept of a 'society that shares wealth' is very commendable but that's not how it works and the 'EU' have no interest in making i
  12. That is what they would like you to think, yes. You are doing well.. a model citizen, in fact
  13. Try again... <iframe width="560" height="315" src="https://www.youtube.com/embed/XPgiI46FCDU"frameborder="0" allowfullscreen></iframe>
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