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happily renting

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Everything posted by happily renting

  1. As we’ve been waiting a long time for prices to come down to earth, it seems only fitting to dust off an oldie and throw in some new captions:
  2. That said, I’m the one who feels like an idiot for trying to be sensible all these years, when that clearly wasn’t called for. Obligatory Idiocracy:
  3. Must… resist… must… resist… CAN’T RESIST. High five!
  4. It’s kicked off for the nth wearying time: https://www.mumsnet.com/Talk/am_i_being_unreasonable/3970710-AIBU-to-want-house-prices-to-fall? I’m outing myself as somenerve. Have been on mumsnet for a long time, but HPC, even longer: a bear stuck in the savings trap. Fortunately I am indeed happily renting, though I’d rather be happily owning. PS. When I’m not busy despairing, I’m cycling. If you have some spare time, join me on my Wrongmove ride!
  5. https://www.macleans.ca/economy/mark-carney-heads-to-ottawa/ WARNING: THIS ARTICLE MAY CAUSE EXTREME NAUSEA
  6. We recently saw a place which started at £375,000 3-4 months ago, then quickly went down to £350,000. Still too much for us, but when they decided to have an ‘open house’ (which itself is kind of a joke), we thought we’d have a look. Decided the modernisation it needed was beyond us, and anyway it was too small for the money. Of course. Got a call last week that the owners were kind of desperate and considering a substantial reduction, so we went again, this time with a knowledgeable friend who could give us a better idea of just how much of a money pit it might be. While there I got the agent off in a corner and he suggested it might go down to £275,000. Still not enough for us, so we said no thanks. I honestly don’t think it’s even worth £200,000, but that would be a pre-crazy times valuation. This is in a nice area in the SE, where last year it would’ve sold right away, no problem, at the original asking. In general though, nobody around here has got the memo that prices are supposed to be going down. If anything they’re getting worse. Funny how hardly anything is selling.
  7. No luck yet. It must be tough when everybody but you is a delusional timewaster. What she doesn’t appear to understand is that nobody cares how much you originally valued your house; the starting point of a potential buyer is your latest price. Ergo, when somebody puts in an entirely reasonable offer on your supposedly perfectly priced house, they won’t have your perspective of great sacrifice.
  8. As long as you’re over on mumsdebt, check out OH with unrealistic expectations, in which (and I can’t believe I’m not making this up) the other half “is the one being greedy when you think about it, wanting to pay a lot less for a house that is worth a lot more.”
  9. Spotted on Rightmove. Would the dark satanic rituals which undoubtedly go on here put you off (in addition to the ridiculous price)?
  10. We live out in the country a few miles from the commuter line, and managed half a dozen years without a car before finally giving in. Buses of course weren’t timed to catch the train, which was a pity as it was so easy to catch one - just stand at the end of the drive with your hand out. Never commuted via thumb, but did tour Europe and the States way back when. One time I caught a ride to Berlin and when I wanted to leave, simply waited in a queue of other hitchhikers on the edge of town to catch a ride back through East Germany. Fun (and only occasionally scary) times.
  11. Actually there’s plenty of room for sexism here: the comment in question is simply a new low. That said, this site, when it’s on topic, can be brilliant. Kudos to Venger, Bland Unsight, and all the others that make it so.
  12. Some people are talking sense? Perhaps this is a new experience for you. *it's better than a bunch of asterisks
  13. It’s practically shouted from the rooftops in Are you suspicious of a house that’s not sold quickly?, but it’s easier when you’re not pointing to anyone in particular. Since there is indeed no justice in the world, the OP did manage to sell THE BUGGER, near asking. Without any changes, either, rendering the entire thread more pointless than usual. A few more flips and £205k for yet another rabbit hutch will seem like a bargain. I’d like to take the opportunity to thank the popular parenting and ***** beaker loving website for helping perk me up in what I hope are the final days of my illness. Which makes it sound more terminal than it is. Word of advice to skittish mumsnetters: If you don’t care to be shot down, don’t hand out ammunition.
  14. God knows. Not enough to buy most of these, that's for sure.
  15. First of all, I have nothing against buying. If we could purchase the house we’ve been living in since 2003 (apparently the year before I joined HPC, though I was here before the first big revamp, when we had to re-register), we would in a heartbeat: it’s our dream house. But it is not, and we have been told never will be, put up for sale. Besides, we couldn’t afford it if it was, modest pile of bricks that it is. At any rate, we are buying it, sort of. We’re buying dreamtime. 14 years of perfect privacy – behind, paradoxically, a wall of glass – stunning sunsets, and reasonable convenience to London. 14 years growing ever closer to nature, which changed us in ways we never would have been imagined if we hadn’t been given the opportunity to live smack in the middle of it. We used to live in London, also a rental, in the years straddling the millennium. A small but serviceable flat overlooking the Thames, across from the Globe Theatre (and down the hall from Martin Clunes, which is sadly the only name I can drop). It was a fantastic base from which to explore the city, a quiet oasis on weekends. It’s another place we couldn’t have afforded to buy. While we’ve doubtless ‘killed’ a great deal of money on rent over the years, what we bought with it was quality of life. I’m not going to lie. Sometimes we do wish we’d bought a long time ago; we’d be sitting better financially. We might yet, a compromise for a final phase of security, if the price is ever right. I know how much renting sucks for so many people, in this country in particular, and apologise if this comes across as “I’m alright Jack” because we’ve managed to live in some great locations, including NYC with a view of the Statue of Liberty half a lifetime ago. My purpose in posting this is to raise three cheers for the humble renter’s lifestyle, which given the right circumstances, puts the rooted homeowner’s in the shade.
  16. “You do things and do things and nobody really has a clue.” John Updike, Rabbit, Run Rabbits: silent and uncomplaining in the face of adversity, easy prey for slobbering beasts, surprisingly intelligent and now tool of instruction – though such innocent & charming creatures don’t deserve to have their good name sullied by association, first by Fillyourbunnypants, and now flyingpinkrabbit, OP of the above referenced thread. I can’t say I wish her luck in her BTL endeavours, but at least she has the grace to acknowledge receipt of uncomfortable truths. That’s about all I can ask; greed may be part of human nature red in tooth and claw, just don’t complain when someone calls you on it or think that it’s one of our better qualities. Another post which belongs in the mumsnet hall of shame alongside Witless’s, from House valued as more than asking price by mortgage valuation: ”I feel now that someone is getting my beautiful, much loved house for a bargain [sad smiley]” Seller, lip trembling at the heartache of making it a little too easy for the buyer to buy and now questioning her desire to move after all, admits necessity of being talked down from silliness, but it’s still a lovely example of how HPI rots brainz.
  17. People like Bunnyfillyourpants and Binbag are content to suck up whatever money comes their way, seemingly oblivious of where it actually comes from This is what happens when you have a printing press because that’s apparently a concept too far, happy as a child to do their part to help destroy its value because it grows on the magic money tree that’s supposed to be planted in everybody’s garden, and shocked anybody would have the temerity to complain - Why, they’ve earned it! They struggled too! The valuation on their house is perfectly fair, as it’s what they need! (Can I price my car that way too?) But this is nothing new to those who’ve washed up on HPC over the years, almost delirious with happiness that such a place is even allowed to exist. I’ve been on this forum a long time, though I very rarely post anymore and tbh hardly visit, either; must’ve been pulled in by nostalgia for a long-dead dream that prices would ever normalise, i.e., crash, which becomes the only way to normalise when the market isn’t permitted to operate, well, normally. It became painful to come here and read so much that made sense, while having to trudge along in reality, which increasingly made so little. It’s easy to forget that while I may have internalised the arguments, the average mumsnetter is appalled at the concept that HPI can be anything other than an unmitigated good, as that’s what constantly gets shovelled into their brains by the mainstream media and those higher up the pyramid. Still, there’s hope for people like Binbag, who is at least able to glimpse the silver lining of prices going down. As an anecdotal, we offered on a property early in the year, ultimately £5k less than the sellers wanted. It would’ve been a step down from where we live, but the sacrifice we’d be making seemed worth it in this case. While we’ve clearly never been won over by the ‘Renting is dead money’ argument, we do incline to the view that it’d be nice not to be waving goodbye forever to it. Seller had grown up in the house, spent all her 50 years on earth there. Bought the bank from the BOMAD, you might say. Had finally decided it was time for a change. She seemed like a nice enough lady. I guess she really needed that £5k on top of the large pile of free money she was already sitting on, because she turned down our offer. It sold shortly afterwards, though never disappeared from the listings, and when I recently drove by the sign was still up. It’s a safe bet they ‘sold’ to someone not as well situated as we are. I wonder if the extra cash was worth all the nail biting that must be going on. The salon was another casualty of Brexit We went to see another place a couple of weeks ago. The storage alone made me think I’d died and gone to heaven, where the owner’s wife had recently taken up residence. Unfortunately it was advertised with a price range which we couldn’t afford the top of. At the viewing the couple in front of us were, according to my wife who got a look at them, a combined age of about 200. They sounded like they were already moving on in. I don’t think money was going to be an issue with them. It seemed pointless to offer, so we didn’t, and sure enough we learned it had sold near the top. I’ll admit that experience did make us a bit bitter, as it brought home the fact that between youngsters happy to load up with as much debt as God and the BoE will give them and enough oldsters having cash practically thrown at them, we just can’t compete. PS. Anybody who's surprised about HPC's interest in MN hasn't been around MN very long [that's a link to my own slumbering blog].
  18. DW, who has more sense than to get sucked into threads on forums, has been keeping tabs on this one. She complained about my wintry cold picture. Here’s one which meets with her approval: Yes, Binbag,* we’re bitter that we have to wake up to that rented floor-to-ceiling panorama from our bedroom window, rather than owning a view like (Not to be negative or anything. That’s as close as I could drop googleman, but it can’t be a million miles away from the OP’s view. She has my heartfelt sympathies.) As my fellow inmate has helpfully reminded me, most people on that board are safely in the system: they see nothing abnormal about the way things are. Why would they? It’s isn’t currently abnormal. Just like interest rates at a 300 year low to keep the Titanic afloat no longer seems abnormal to half a generation and a multitude with short memories. As usual, anyone who doesn’t want to play the game and adopt a casual acceptance of Monopoly money gains is “bitter” or envious. I’m perfectly aware I’m doing a dreadful job at winning hearts and minds. A week of nausea can do that to you. At any rate I think they’re refocusing their attention on the critical work of house presentation, which of course must have been what’s kept it from selling thus far. It's been real. *The gains you hope to realise are in large measure a result of policy which has hurt savers like us, which does leave a less than sweet taste in the mouth, if that helps answer your question. An image search yields gold.
  19. This method of communication is clunky but it works. Dear Bunnywithoutaclue, If you think I’m taking a pop at buyers, Sincerely, Notpissbutvinegar
  20. Dear Bunnyfillyourpants, I think you’ll find lots of people who post on HPC could buy your house if they were willing to set their sights low enough. It’s not a bad looking house, really, though not to my taste and the location is enough to give me the hives. I’m sure you’ll eventually find someone to buy it and leave you with a profit, even if an insulting one; there’s still plenty of Monopoly money sloshing around out there. You do appear to have an attitude problem, what with that unattractive sneeriness towards renters, but that doesn’t come as a surprise: you are now confirmed as a perfectly formed creature of the culture of which I despair. I wouldn’t come near someone like you as a landlord, but sadly, many don’t have a choice. We have a very nice roof over our heads, thank you, and as a bonus, no bats in the belfry, though in a land full of crazy it’s sometimes hard to tell who’s sane, no? Sincerely, You’reMakingThisTooEasy (I don’t even know what a Playstation – shorthand for single unshaven slobs in bedsits, I take it? – looks like, I had to Google it. This is an old portable version, designed for ne'er-do-wells who have a little too much fun keeping their hands in their pockets.)
  21. Oh good, the playful sparring begins... Dear SparklyPyjamas, For the record, note that I didn't make fun of your username. I only mention that as it's a reasonable guess it was kindling for your outburst. It's true I'm a man. It's also true that I'm angry, as is my wife [DW]. We're angry because, among other reasons, government policy is so ******ed up. We're angry at Mark "it's never a good time to raise interest rates" Carney, though you can hardly blame the guy, with all his career experience lowering them, it's possible he's forgotten it's even an option ("Seriously, I wouldn't know how. Somebody draw me a diagram.") We're angry because hindsight clearly shows we should've jumped into debt – the only game in town, now – long ago: mea culpa. We're angry that most people appear too short-sighted to see what house price greed does to the country. We're forever annoyed (anger is tiring after a while) that the phrase "cheeky offer" has pride of place in the lexicon, rather than the far more appropriate "cheeky asking price." I'll admit that we're stupid. We didn't foresee the almighty effort to keep the market propped up. We didn't plan our lives accordingly. We would like to buy, if we had the option of purchasing something that looked like it was remotely worth the pile of actually hard-earned money we've saved. We don't live in a bedsit. If I amble over to my living room, here's the view: At least I wish that was the view right now. 30.6 degrees so doesn't do it for me. I posted here rather than on mumsnet because I figured that thread was meant to offer the OP support, and I have none to give. It was the the kinder thing to do, honestly, and those aren't tears of laughter. I picked on that thread because it provides such a naked example of someone who's part of the problem – greed is natural, but it needs to be socially unacceptable to be greedy for HPI. It's not too late to change, OP! Just remember that the love of money is the root of all evil. Having said that, a closer look at your back garden tells me your house is indeed a bargain, if those leaves are a suitable denomination. Sincerely, ColdDayInHell PS. Changebagsandgladrags, it's true I haven't shaved lately. Another thing to blame on norovirus. PPS. Photoshopping note: I couldn't find a UK money tree on short notice, and I'm not good enough to make one. Given the current exchange rate, any buyer will surely still be quids in.
  22. Back to Witless's woes – "I think it's the kind of house you almost have to tell people how to live in… The first floor living room can be sold as an adults' retreat" Better yet, the carport. Nobody likes those anyway. The usernamegame is actually one of the things I kind of like about mumsnet, and I envy their ability to easily change them. (Happily Renting is still apt enough, but I'd choose differently now.) It's a site I can never quite quit, despite numerous attempts: AIBU is like crack cocaine for those idle moments. The profanity policy is refreshingly adult. And although the user base practically defines 'sheeple' (they're hardly unique in that…), there are some genuinely thoughtful people posting. On edit: I’ve just discovered that HPC allows 1 display name change a month. On my shortlist so far: Can’t Be Bothered.
  23. Elbow room? (Hey, I grew up on that stuff. Mind the genocide.) In this case transport links would be an issue for me – a mere 3 digit A road just doesn't cut it. Apparently it used to be a pub. Owners are hoping the clock will strike happy hour again. As long as I’m cruising the mumsnet property board – a bout of norovirus drove me to it – I would be remiss not to bring vivavivaviva’s most excellent observation to the forum’s attention: “Try to forget the money, it’s all Monopoly money anyway.”
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