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Confusion of VIs

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Everything posted by Confusion of VIs

  1. This is a really depressing post. Thankfully a lot of those children will have rather more ambition than you think and also confidence in their ability to do well without having to close ourselves off from the rest of the world. They will receive an education that is as good as their parents, and if they are interested have access to education resources their parent couldn't have even dreamed of. With or without Brexit and irrespective of government policy the future is going to be increasingly global. In fact Brexit will probably speed its impact on the UK due to the loss of the EU's protectionist aspects and, if we get all these new trade deals, the opening up of the UK's markets to more competition. the future of the country does not lie with To sum up,
  2. It's what the current target is, due to be renounced at the Tory party conference. Where would you build this extra 1m houses without getting tied up in years of planning disputes and massively upsetting millions of existing owners. It may well be the right thing to do but it's not going to happen in time to save the Tories bacon in the next GE.
  3. They won't budge because they don't need to. They won't make it easy, or hard, for us because it's not their problem. We are the ones who are leaving, the EU are saying fine leave if you want to but if you want a trade deal don't make problems for the rest of us. We won't walk away because we cannot afford to leave without a trade deal. We will stay in transition for at least 5 years, during which time there will most likely be a second referendum. That popcorn will be pretty stale by the time, if ever, you get to eat it.
  4. An Independent London would be silly. However, an independent South East, that could become the new Switzerland you are pining for.
  5. The foreign aid program is used to buy influence and access, post Brexit that will be needed more than ever. They could build all the houses they want but its not going to sway the view of those who have given up on the Tories in time for the next election. In fact is more likely to lose then votes in that timeframe, with all the planning rows and NIMBYism than goes with any major build programme.
  6. A small majority wanted some sort of Brexit, maybe 25-30% wanted a hard Brexit. I doubt Boris would deliver anything. Why should the EU budge, we are the ones who have decided to leave. All they are saying is Brexit means Brexit, please stop asking for a have cake and eat it deal. The cost to the UK of a walk away is predicted to be + £100bn a year, we know that, the EU knows that so it won't happen We have signed an international treaty that governs our relationship with Ireland, don't think it has a Feck'em clause. Will they suffer, they will lose trade but Dublin will gain a lot of jobs relocating from London; as they replace London as the English speaking gateway into Europe What time warp are you stuck in, just to update you our navy now has a handful of capital ships including aircraft carriers with no aircraft and soon destroyers with no missiles. We would be hard pushed to rule the English Channel never mind the waves. You really are coming across as rather dim little Englander.
  7. As we spent almost a year preparing for A50, it does make you wonder what we were doing.
  8. If you have been traveling in Europe recently the most striking thing about Brexit is how little interest or concern there is.
  9. So the parallel is. We have a car not the best but perfectly serviceable and had to decide if we wanted a new one. The factual information we were given to help us with that decision is how much will it cost - no idea what sort of car is it - no idea does the engine work - no idea when will it be ready - no idea what will we do while we are waiting for it to arrive - no idea After carefully considering the above we decided yes we will have the new car.
  10. My knowledge on this is limited to seeing a TV programme on interest swap misselling. IIRC the bank made the same argument you raise about these being commercial contracts, however the judge took the view that the bank should have been aware that claimants lack of knowledge made them unable to assess the risks. Easy to see the same argument being made for a small scale butler. Also from memory didn't the BS MA took to court over rely on clause in the contract to raise rates exclude butlers with less than a certain number of properties, to try and avoid this risk.
  11. No, just smart well educated people who are paid to do the job. I believe they are called Members of Parliament. A major reason for having a representative democracy is to save the proles from themselves.
  12. Cannot understand the pros and cons of the two options but well equipped to answer the question - how does that work?
  13. So we agree the electorate were asked a question they were not equipped to answer. There aren't many lazy people at the top of the civil service, as for reluctant they are used to doing all sorts of things they think are a bad idea for governments. As I said, like you do, they may have over egged it but 5 years is probably the absolute minimum it would require to transition - if it's any less that is probably a clue we haven't really left. Er, because they do? If you come across anyone who says that is taking the p1ss, just ask them what they think agreeing a trade deal involves. Their blank look will tell you all you need to know about the value of their opinion.
  14. Not sure I fancy sitting in a lifeboat for 1,2,5, 10....... years waiting for an iceberg comes along. If it comes while then UK's economy is weakened by Brexit how is that going to help.
  15. You could do a bit of your own research, and assess how credible the big ticket claims are. eg Exit bill claims of between 0 and 100bn - a quick look the items in it and its easy to see that it will be at least 35bn but no more than 50bn Transition claims of 0 to 20 years - Civil Service thinks it will require at least 10 years, they might have over egged it but its not going to be done in 2 years. Say 5 years. Replacing EU trade deals - almost all significant trade deals take 10-15 years to negotiate and implement, why would you believe anyone saying they can be done almost over night. Sovereignty - you could think about and educate yourselves about what sovereignty means in the modern world. How will we do deep trade deals without being prepared to share sovereignty. Look at the US Australia deal for an example of this - is that better worse than what we currently have Immigration - All parties are committed to continuing high levels of immigration, what difference will Brexit really make, will ending FoM mean opening up the UK to easier immigration from the rest of the world, is that really what you want You might say much of this is beyond the average voters level of knowledge/interest but that' s just an argument for not putting complex questions to a referendum.
  16. I am not so sure about courts deciding all BTL is commercial. The people I know who have these IO loans are owner occupiers, they both thought/were told that by the time the loan matured it would have been inflated away to next to nothing. One now earns enough to easily pay it off the other is widowed and will probably lose her house on retirement. In some cases concerning interest rate swops the courts have decided that a small business did not have the necessary knowledge/legal advice to make an informed decision and have held the banks liable for losses. I can see something similar happening with BTL, I assume that's what the people in this case are hoping.
  17. I cannot recall Corbyn's approach being discussed, and a quick rescan didn't find it. 2. but almost no one prepared to accept a realistic timescale or cost. I really cannot see the Conservatives winning the next election, they are going to be blamed by both sides when the mismatch between expectations and reality is revealed.
  18. This was the leavers talking, what it revealed was there is no version of Brexit that will meet their expectations. So post Brexit we will have 48% of the population unhappy because Brexit went ahead and the other 52% will be unhappy because it was the wrong sort of Brexit. As to your comment about weak minded, that just plain wrong a straw man of your own making. It is however, weak minded/childish to not want to hear about and take account of the practicalities and cost of leaving before coming to an opinion as to whether Brexit is a good or bad thing..
  19. There certainly were cases where brokers said just leave everything to me. I know two people who got massive IO mortgages way beyond what there income would justify and who have no idea how their broker managed it. One hasn't paid a penny off the mortgage in 20 years and has just realised this could be a problem especially as she retires just before the mortgage ends.
  20. You could have said the same about the endowment "scandal", where eventually everyone who took one out was compensated whether or not they understood what they were buying and even if there was not actual shortfall to be compensated for.
  21. If you saw the C4 News Brexit discussion tonight (audience all Leave voters, invited to discuss how things are going) you would doubt that. The piece was depressing on two levels, from realising: - just how uniformed the audience was, almost all were parroting Daily Mail/Express views and completely ignorant of the practicalities of leaving. - that if this audience is in any way representative, Brexit will be seen as a sell out by almost all the Leave voters owing to the impossibility of reconciling their simplistic and contradictory views with reality. I even thought I could see a flicker of panic cross Daniel Hanan's face, as he realised that for most the only acceptable Brexit would be one where we stop paying into the EU now, immediately hand the cash to the NHS, leave the EU tomorrow and reach the sunlit uplands where everything gets better sometime next week.
  22. FT I get a work subscription, Times is mine (should really get around to cancelling it) , Spectator just occasionally look at so don't hit whatever the free limit is.
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