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House Price Crash Forum


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About aris

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    HPC Poster
  1. Pubs i've seen closed are being torn down and turned into flats. Shops that are closing are the ones that just can't compete with the likes of Primark who have lower overheads, and provide 'value'.
  2. I live in the area and you are right - they are building on every bit of land they can find. The locals aren't happy either as they are building all these new homes, but not improving the infrastructure to handle them. Roads are the same, schools are oversubscribed as it is - even the water mains are under-pressure (though not as bad as it used to be now that there is a hosepipe ban). Local schools are selling off land to build flats on, and a local pub (The Duke on Ricky road) has been sold off to build flats on too. Several brownfield sites nearby are earmarked for housing - with no end in sight. The only thing that will stop it is a crash.
  3. http://news.yahoo.com/s/ft/20060612/bs_ft/...220061742022646
  4. Wasn't the express the paper that was always predicing a crash?
  5. http://www.jeacle.ie/mortgage/uk/ Gives a nice graphical representation of payments, plus how overpayments affect the final outcome.
  6. Read it and weep: http://news.bbc.co.uk/1/hi/uk_politics/4075490.stm
  7. Not yet - you can bet your **** that if electric vehicles were more popular (and more available - that's another conspiracy), they would find a way to tax your road miles. Why do you think they are looking at taxing you by the mile instead of taxing the fuel?
  8. If you put vegetable oil in your car, it is subject to Road Fuel Tax. If your car could run on tap water, it too would be subject to this tax (about 50p per litre or so). Fuel prices aren't on fossil fuels - they are for any fuel which drives a road vehicle.
  9. Gotta love the google ads on that site - all for credit cards! :-)
  10. You can get Canon cartridges for a quid at poundland. They work fine.
  11. I wonder how long that will last. Surely if more people get water meters, their revenue will go down, and the price of water will have to go up to compensate. Meters are a big rip off in the long run IMHO. Anyhow, I enjoy waterling my lawn every evening in the summer
  12. There is a talkback if you want to post your view there: http://www.telegraph.co.uk/news/main.jhtml...xportaltop.html
  13. http://www.telegraph.co.uk/opinion/main.jh...8/ixportal.html How Labour abuses the middle classes You should be rich or poor under this Government - otherwise you're stuffed. The past week has shown just how far ministers are prepared to go to help the two extremes. If you are living on benefits, smoke, drink, have out-of-control children and like shoplifting on the side, then the Government can help. It will provide you with a personal trainer, a supernanny to sort out your domestic problems, extensive family tax credits and will turn a blind eye to anything small you might like to nick from a shop. You don't have to worry about taxes and the police are too frightened to stop you keeping a gun on the side without a licence. The rich get the same treatment. This Government doesn't seem to mind if they don't want to contribute much to the coffers, so they get to spend their money on personal trainers, supernannies and shooting. They cruise into London from Heathrow via special taxi lanes and have chauffeurs waiting outside the shops so they don't get parking tickets. They are given peerages in return for dosh and shuffle their money and mortgages around with alarming alacrity without incurring the wrath of the state. Just ask David Mills. It is everyone in between who bears the brunt. The middle classes are now as derided as Mr and Mrs Dursley of Number Four, Privet Drive. Ministers can't bear the hard-working families they pretend to want to help. They dislike their curtain-twitching, the pushy parents wanting to send their children to the best state schools, their whining about the NHS and whingeing about their long commutes to work. But it's the middle classes who are paying the bills and sticking to the rules while everyone else breaks them - and it's a huge constituency. They are the ones who pay the speeding fines, who will have to fit the new children's seats in the back of cars, who have to squeeze on to the increasingly antiquated public transport system. They will not get a peerage for their 30 years of community service unless they have also given a million to the party. They are also the ones who can't afford to have more than two children. It's now a status symbol for hedge-fund managers to have five, and the worst off get help with their broods. But those in the middle have to think before they procreate. How can they afford to have a second child, pay off the mortgage and save up for their pensions unless both parents work? Even if they manage to pay for the childcare and the ballet lessons, they will have to help with the university tuition fees (now £3,000 a year). They are the ones who have seen their tax bills rise without the balancing effect of a large bonus. The gap between the top 10 per cent and the rest of the country has grown each year since Labour came to power. Those in the middle are struggling with inheritance tax (six million are now liable), higher income taxes (1.6 million more pay higher rate income tax than before Gordon Brown arrived), massively increased council taxes, dentist's bills and increased pension contributions. It's not only Tony Blair who lets his rich friends and the poor off the hook. Gordon Brown woos the rich in the City as much as those on the worst housing estates. He enjoyed the use of Geoffrey Robinson's penthouse hotel suite and his free trips to the south of France, and backed this former Treasury minister even when he was exposed for not declaring his offshore bank accounts. Interviewed on Parkinson at the weekend, the Prime Minister showed he was every inch the middle-class man, even if he does holiday with rock stars and dodgy Italian leaders. He talked about helping his children with their homework and he worries about getting up the property ladder. Mr Brown's home in North Queensferry is typically bourgeois, and he says he wants his children to have a normal childhood. But they both seem happier sucking up to the rich or talking down to the poor. They are traitors to their class.
  14. Haha - yes.. well, if we were retired, we could probably do with just the one car, and get rid of sky for freeview (it is mainly for the kids who like Discovery, and some of the cartoon channels). Broadband is a necessity - couldn't live without it.
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