Jump to content
House Price Crash Forum


  • Posts

  • Joined

  • Last visited

Posts posted by denna

  1. Update: This past Tuesday we viewed a house, and asked the agent if the landlord would be interested in longer notices, from both sides, 3 months from us, 6 from him. The agent said she would ask the landlord, and phone us after lunch (it was 11 AM). But she didn't. We sent her an email Wednesday, and she replied Thursday, saying that she had tried to contact the landlord but was still waiting to hear back from them.

    So, we are still waiting.

    Strange delay though, for such a simple question.

    Don't forget to point out what impeccable tennants you have been previously with refs. Did you ask roughly when he took out the mortgage?

    Letting agents are massively slow and infuriating, they know the majority of interested viewers are hyped up and excited, it is a deliberate ploy they use to stress you. Don't agree to anything when you can get hold. Tell them you need to have a little think yourself and take a while to calm yourself down.

    Try not to just look at the one house then wait for an answer, look at a few more to take your mind off it. Put the same offer to them, one will be willing.

  2. Thanks denna, we'll try that. You are right about the ball being in our court. We have time on our side, as we are not in a hurry. So we just have to be patient, and negotiate to our satisfaction.

    I didn't understand this: why "use the letting agents own sites rather than rightmove" ?

    About asking about the landlords situation, can we trust what an agent tells us? I'm not even sure the agents know about the landlords situation.

    Alot of the properties are not posted up on rightmove, I guess it is added cost for the agencies. Some don't use rightmove at all, only local papers and their own websites.

    Just ask how long the landlord has owned the house, and if it is a short time then ask for mortgage statements. Personally I would not move into any house that was purchased within 7 years. Be polite and smiley when you are asking, there is no need to alert them that you consider them the enemy :) . If they are unwilling to give the information, then refuse the place and look again, it means there is something to hide.

    The skill lies in being able to turn your back on somewhere even if you loved the house and the roses round the door and had blissful visions of your kids scribbling up the cream walls and trashing the freshly planted tomato saplings in the garden. If you are that type of person that goes guns blazing wanting something as soon as they have clapped eyes on it, then ask the questions over the phone before visiting the house. If they do not accept your offer of the rent, and they can't / won't answer about landladys mortgage, or extended tenencies then that is not the place for you, end of. No need to be rude to them just shrug it off and say oh well.

    There are web sites that will inform you when a particular property was last sold, but you will have to ask on the main forum for that because I am unsure of the best site, I did find nethouseprices.com, which tells you if a house has been sold in the past 10 years, but I assume people will know of better ones.

    As you say there is no urgency to move, so take your time.

  3. I imagine that it depends a bit upon where you are looking, but IME the sort of place that you really really want to move into for the long term is not the sort of place that has sat on the EA's books for ages with a (downwards) negotiable rent!


    it can be done, thanks to the advice on this site, I moved from a 2 bed gardenless btl flat, to a 3 bed house that was owned outright by the landlady, and negotiated the rent from £800pcm to £700pcm. It is a lovely big old house, it just took patience to find.

  4. Hi all, we would appreciate some advices.

    How common is it to negotiate contracts with longer notice periods (via letting agencies)?

    The usual contract is just 1 month notice from the tenants, and 2 months from the LL, right?

    We could agree with us having to give 3 months notice. In this case, how many months notice could we ask from the LL? 6 months? A year? :) (After all, it is a much bigger hassle for a family to move, than for a LL's agency to find another tenant - as the usual contract imp-licitly recognises.)

    I ask this because we've been renting a flat for a few years, but now we would much prefer a house, to have a little more space, and a garden. But the current landlords (a couple, directly) are fine, they maintain the flat well, don't have any plans to sell, are happy with us, we are happy with them. We are kind of safe here. We worry if we move out and then, in 6 months, a LL gives us 2 months notice... huge hassle.



    if you want to move then wait to see somewhere that has been on the books for a while, use the letting agents own sites rather than rightmove, or even better free ads etc, see somewhere not going then negotiate price downwards.

    you can always negotiate lower rents by offering to do up a dump.

    when moving always ask about the landlords situation, if they are paying a mortgage then insist on statements, really take control for yourself, worked for me. Also be patient, expect to search for a year before finding somewhere that fits your needs. Ask for long term before moving in, the ball is in your court, if they refuse find somewhere else.

  5. My Father grew up in the great depression, went on to spend six years fighting the Nazis while my Mother (whom he had not met yet) sheltered from the nightly bombing from the Luftwaffe with her parents.

    Children in the UK today are not suffering. Get a grip.

    well my dad came back from playing on a bomb site to find the Nazis had killed his Mother and little brother, and when his father came back from his service, he refused to have anything to do with him. Family wiped out in one go.

    He still went on to work hard and have a good life, sorry but the parents of these kids are really letting them down by not making the best of the situation and being a bit happier. Being out of work is not the end of your world anymore, noone is going to starve, make happy memories out of all that extra time and stop wasting everyone elses by forcing them to listen to spoilt whining.

  6. Apparently, Roman soldiers used to carry mouldy bread in their provisions in case they got injured. They discovered that, if used as a poltice, it would keep infection down and speed up healing. It is highly likely that the mould contained an antibiotic bacteria.

    The mould you are wanting is Penicillium. This is the type of mould from which penicillin, the antibiotic, was first isolated.

    Penicillium molds can be green, grey or white, but only a particular type makes actual penicillin when it grows, and other types make toxic waste products. The one that makes the penicillin is actually quite rare, so if you eat mouldy bread you could be playing russian roulette with... erm.. mould.

    Really you need microscopes to make sure of the culture you have on your bread, then the necessary equipment to extract the by-product of penicillin that the rare mould produces.

  7. You'd feel safer if you could take some home made antibiotics?

    And have you really ditched friends that live outside walking distance because they'd be no use in a state breakdown?

    No I have found no way of even improvising antibiotics, but I consider the prospect of a life without them to be rather more risk intense than is preferable and would be relived to know that it was possible to manufacture them without needing high tech Laboritories and oil.

    And yes it is mean but I would never spend time or effort seeing anybody long distance at the expense of friends that are close by.

  8. One thing is for sure, though. No man (or woman) is an island. We stand as self-sufficient, small, prepared communities or we fall alone. Notwithstanding that, in terms of helping yourself as an individual as much as possible, get skilled up in making-do-and-mending key technologies. These skills will become ever more in demand in the years ahead.

    Good luck to you Denna. We are all going to need lots of it.

    Oh, and did I mention, get some land.....

    Community is the key. Anyone would rob a stranger before a friend.

    ok, Im short on the personally owned land side, however, I am a bit of a social person and know all the local muscle, who would certainly ensure that nobody will protest when we start pick axing the car parks.

    Certainly you can prepare people without them knowing, for example I've persuded a number of mates to grow their own vegetables etc, just by doing it myself and setting an example and waffling on about how to do this and that. They now have some basic idea about food production. Also encouraged friends to get wood burners and stock up on tools etc. At least I know where to go if heating becomes problematic. (Renting, but got a woodburner in the waiting to slap up if needs be). Never let on that anything is more than a passing interest, really other people will only ever see you as a loon screaming we're doomed, and you risk becoming a bore.

    It sounds really mean, but I quickly ditch friendships with people who are not in walking distance, unless they have serious potential uses. Tight knit and local, make sure you become a regular down your local boozer, be 'interested' in the other drinkers. The rough round the edges 'salt of the earth' types are the practical friends you need. Find out their skills, and then befriend, simple.

    What really scares me though, is the lack of antibiotics and medicine, really have not got the first idea how to make those. Herbal medicine does not do the job. Made friends with a local veterinary nurse though, so at least we can get hold of pet antibiotics at will, but in time these will run out too. Just would feel alot safer if I was able to make them.

    Also, how do we know when law has passed into the hands of the people, and state control has failed? How bad will the suffering have to get before restrictive rules/laws are unenforced in Britain? Just wondering if the UK is more like Cuba, or North Korea?

  9. The scary bit of such dramatic change will be the 'transition' period, the time inbetween the change from current living standards to a sustainable way of life.

    This is the challanging part, and it depends mainly on other people as to how long it takes them to accept it, and how violent they get.

    Peak oil has already happened in Cuba, they farm the verges etc, but they survived, however living without oil was difficult to adapt to at first.

    If you know nothing about agriculture the learn what you can, or try to cram yourself with basic medicinal knowledge and first aid at least. Knowledge will be the most valuable commodity really, books are heavy to carry about and the internet may not be avaliable, so don't count on being able to google 'how to splint a broken leg'.

    Arm yourself with the know how that you anticipate will be needed and you will be quickest off the starting block.

    As rupert said, you don't have to be the fastest man in camp to escape the bear... just not the slowest.

    Don't bother trying to convince anyone else about any changes in the mechanics of western ways of life , you'll sound like a loon, and just think of the bear. I want lots of slow runners behind me thankyou very much. Collect tools and seeds, install a wood burner etc, then if you have any sense keep it all hidden and keep quiet about it, so noone will bother you if anything drastic does happen.

  10. Job: Trainee Management Accountant

    Salary: GBP23000

    Location: London

    Posted: 21/12/2009

    Contract: Permanent

    Employer: Goodman Masson Recruitment

    Reference: KDT1207a

    Sector: Media / Entertainment

    Closing date: 20/01/2010

    An exciting global publishing brand is currently recruiting for a dynamic and hard working trainee management accountant to join their growing team.

    Essential criteria for applicants:

    - minimum of 2:1 degree from a "red brick" university

    - experience within a finance team

    - ambitious, driven and friendly attitude

    The role itself will be sitting within an experienced management accounting team on the digital side of the business and duties will include assisting the financial controller with the production of the management pack, budgeting, forecasting and helping with year end accounting processes and audits.

    This is an excellent opportunity for strong finance and business graduates to prove themselves within a competitive market and a challenging role. Full study support is offered in addition to a competitive basic salary.

    This is a trainee? Surely after recieving a DEGREE then you are trained? 3 Years more of education costing £3200 per year?


    People with an A-level in accountancy were more than able to do this job not so long ago, and the wage was much higher.

    Yup, then then there is the real snag.. having to go to London more than once in a decade. How anyone can live there without being a prozac junkie is beyond me.

    Not worth it, even for a whopping salary increase like this.

    I know its hard, but please try and imagine that there are people existing outside of London.

  11. I agree wholeheartedly with what you say but:

    You've not spoken to 'Goat' have you?

    He says accountancy is immune from wage drops because it can't be outsourced as people aren't happy with the results....

    On a more serious note, globalisation IS reducing wages yet (some?) people still expect the price of houses to increase....

    Can someone explain the logic behind that please?

    Accountacy wages dropped approximately ten years ago.

    When we compete in the global markets we are playing limbo with our quality of life....


    ...lets be honest here, India and China are lowering the bar, and we have no chance of being happily getting underneath it.

  12. Also to those that want to better themselves by learning accountancy,

    wages for senior accountant has dropped from £40,000 - £60,000 a year in the late eighties / early nineties all the way down to £16,000 - £20,000 a year now.

    There is too much competition for white collar jobs, so by all means learn the skill, but remember skill does not mean a job that can support you. Wages will only ever get pushed further down as globalisation increases and the awakening giants become ever stronger.

    Learn about agriculture, so you can save a bit more of your money, grow you own food, keep your own chickens. Allotments cost £16 a year only. All that extra 'me' time you can have by only working part time can be easily put to good 'life enhancing' use.

  13. I am renting privately, so, I understand your anger. And if HP were not to crash, your benefits strategy would be sound. But HP will crash, hard, starting after the next General Elections, and for at least 2 years. So, a better strategy for your generation (I'm a bit older) is to stay employed and employable, with career prospects. Then you will be able to do well.

    Don't get trapped into the benefits system.

    If you are a man of the house then really, you can still be working part time and get subsidised for the rest by the taxpayer, still keeping yourself employable, yet enjoying oodles of time with the children and a slower pace of life, thus preserving your life expectancy and incresing your all round enjoyment of life. If not then just say you are not living with the woman.

    Delaying having kids only gives the chavs a head start, it seems to me that it is a race to be born, grab for resources etc.

    For many of my peers putting off a family has turned into a ticking timebomb, where still unable to afford a home they are on a countdown to a childless future, likely doomed to be alone, old and surrounded by unfamiliar yobs. You really can't take chances, if you know you want them, women at least need to be thinking about it by their early thirties, so it only leaves a few years for the earlier born genY's.

    The whole ethics of a country with an inescapable system based on pure greed is something that needs to be ended, and at least some modicum of collective responsibility added. Socialism has turned the whole working class into nothing but a bunch of beggars with min wages and HPI.

  14. born 1981, so gen Y

    Definitly advice to anyone delaying a family because of HPI is DON'T

    If you are clever, not fugly and have morals and patience, then you have already given your offspring a better start than most. Use the benefits system to help put a roof over your childrens head if you need, and help to fell the behemoth. Any person with a modicum of decency needs to start filling up this island with capable well brought up people, before the chavs and the Labour government fill it up with morally bankrupt genetically stunted half breeds.

    The only way this country will reform itself is when there is noone left to pay...

  15. Why don't renters ask the proper questions when moving into somewhere?

    I have taken so much advice off this site, and it has served me well, knocing £100 pcm off the rent, plus ensuring a long term secure rent with a lovely landlady who appreciates us as good tennents.

    Don't get caught by the estate agent spiel, ask how long someone has owned the house for, ask for their morgage / bank statements, find out all about the landlord, push for long term tennancy etc

    Why are people still getting caught out?

    To be honest, once you have kids, the only thing that matters is the support of extended family, and babysitters. Raising kids is so much work that any obsession of owning your own home or having one bedroom less than desirable goes out the window as utter trivia. Your attention is already taken up with the child 100% of the time, so no time to dream of painting the walls cream etc.

  16. Many people who have bought, live in couple sized terrace's / flats, and are now squeezed in and flat broke with children growing up in cramped conditions, in an undesirable area.

    Renters can get decent sized accomodation, plus have money left over to pay for days out and good memories etc.

    Life is what you make it, happiness depends on the attitude of the people around you.

    Strange thing is that many are so brainwashed they would still remain in the first instance and remain cramped and miserable rather than rent.

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.