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Scarecrow

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About Scarecrow

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  1. Update on this one, two years later http://forums.moneysavingexpert.com/showth...&highlight=
  2. The ones in Prestwick Road Ayr haven't been completed yet so it was interesting to see them on the list, especially as there's been little evidence of anyone doing much work on them recently.
  3. It is irrelevant what I, or anyone here would offer for the house, as we're in a completely different situation from the people you know. They have money in the bank, want to buy a house that suits their needs (elderly, infirm). I'm not sure that paying the least possible will be their priority at this stage in their life - I'm sure you don't want them to be ripped off, but you have to see it from their point of view so don't be tempted to bully them into doing what you think is best for them.
  4. A friend of mine bought last year against my advice and paid over the odds for even then. Mortgage of £130,000 on a flat now worth £110,000 I'd say, and heading downwards by the day. Last week she asked if I thought she'd have any trouble remortgaging when the fixed rate comes up 'Em....'. Can't bring myself to tell her how much trouble she's in. So add all the householders who don't have a clue what negative equity means to the ones who are in fear at the moment.
  5. What about the guy with £105,000 household income who claims his £70,000 salary would have to double to allow him to save more a deposit?! These people aren't in the real world.
  6. http://news.bbc.co.uk/1/hi/scotland/edinbu...ast/7593450.stm this bit is interesting Is this sort of information available for other areas in Scotland?
  7. Hazel Blears has no say over what happens outside of England so this proposal couldn't be implemented elsewhere. Presumably there's only money available for England which may cause a bit of resentment from elsewhere.
  8. These 'loans' only apply to England - sounds more llike an attempt to try to keep housebuilders afloat than anything else. Not too happy with people being bailed out if they can't afford their mortgage repayments either - I'd be demanding that they ditch Sky/broadband/cars before offering them anything. Stamp duty's hardly a concern when prices are already falling so much - just expect to see all the properties on sale at £180,000 - £190,000 suddenly being cut in price. A joke.
  9. I love my Wii Fit and wouldn't give it up no matter how skint I was! I have a friend who is a yoga instructor and she was very impressed with the way the yoga works as it makes you maintain the correct posture.
  10. I work in no. 3 - the most miserable town in existence. A town so miserable its residents pleaded with 'Demolition' to blow up the town centre.
  11. I think the Aberdeen effect must have a lot to do with this - and the fact that there's some sort of lag effect. Prices are certainly down in the south side of Glasgow - there's no question about it.
  12. Halifax use a programme to work out the valuation at today's terms - I'd be very surprised if any bank used the old valuation, rather than a new one in the present climate. Not sure what the HSBC do, but you'll be lucky to be within the 90% LTV by March I'd think. It is probably too early to do much about it at the moment anyway - you could try to overpay as much as possible I suppose.
  13. I thought it was funny when he said house price have 'increased by....' and then had to stop himself and say 'decreased by...' instead. Sadly he is the double of my line manager, in looks and mannerisms, so I doubly want to punch his lights out.
  14. It might be the 'average' but most people earn less than the average. If you're earning that amount you shouldn't even get a small amount, in my opinion. A bit off topic, but the BBC had a good article on the use of averages. http://news.bbc.co.uk/1/hi/magazine/7581120.stm
  15. Look at this one too on Woodford Street 24 August 2008 * Status changed: from 'Sold STC' to 'Available' 12 August 2008 * Status changed: from 'Available' to 'Sold STC' [Found by reform] 29 July 2008 * Price changed: from '£107,995 (Fixed Price)' to '£102,500 (Fixed Price)' * Subtitle changed: from '1 bedroom flat' to '£102,500 (Fixed Price)' * Subtitle changed: from '£102,500 (Fixed Price)' to '1 bedroom flat' 30 June 2008 * Price changed: from '£112,500 (Fixed Price)' to '£107,995 (Fixed Price)' 02 June 2008 * Brief Description changed: Traditional sandstone Victorian tenement flat positioned on the top floor within this popular address of Shawlands. The accommodation comprises of communal; security entrance, communal , reception hallway, bay windowed lounge, modern fitted dining kitchen, double bedroom and bathroom. (contd...) [Found by reform] 28 May 2008 * Price changed: from '£117,500 (Fixed Price)' to '£112,500 (Fixed Price)' 06 May 2008 * Price changed: from 'Offers in Excess of £95,000' to '£117,500 (Fixed Price)' [Found by lazymedicalstudent] 21 March 2008 * Initial entry found.
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