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Nabby81

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Posts posted by Nabby81

  1. 2 hours ago, DownwardSlopingPlateau said:

    Literally a dead economy now - and for the next few years. With no plan to revive it.

    And yet house prices at ten times local wages are somehow not a problem, according to many recent posters. 😉

    Houses prices high is one thing , but rents are as bad if not worse. Places near me are 3-4k a year more to rent than 2020/21 those who cant' pay are ending up homeless or if they can absorb it the wider economy us going to have less spent in it. 

    Councils already broke are being hammered to find Temp accommodation leading in part to large council tax rises coming which again takes out more spending in the economy.

    So I think the homeless crisis is going to become a big story next year that's my prediction 

  2. 58 minutes ago, wighty said:

    He'd rather complain than play the system. 

    Dominies regularly post menu's with vouchers on and if you go on the APP there is always deals 

    As for them struggling 

    https://www.cityam.com/dominos-pizza-delivers-hot-half-year-results-as-it-opens-29-new-stores/

    They are not the best but the 9.99 to collect a large is not to bad. My issue with them is they scrimp on the cheese so you don't have the melted  cheese pull you get on other's and the toppings fall off

  3. 11 hours ago, onlooker said:

    How can landlords raise rents to unaffordable levels? Unless they are happy with empty properties and voids. Somebody must be prepared to pay those rents.

    The rent gets paid , but rest of economy struggles 

    My rent when up 1200 a year , thats 1200 i won't be spending elsewhere x that by 1000's of other's and that a big loss to wider economy. As a lot of it will be LL rates going up it's not like they will be banking the extra income either.

  4. 11 minutes ago, spacedin said:

    Yeah, at least with council housing those goods are a sound investment, although admittedly you do need to buy white goods. 

    Again all this talk about council housing, it's needed absolutely. But the disparity regarding tenant rights between the social and private rented sector makes things so disfunctional. Secure tenancies are like gold dust, once you have one you're very unlikely to give it up.

    Your opportunities become somewhat limited as you have to rely on mutual exchange. You'd never dare go back to the PRS where most of the housing is located because of how lousy tenant rights are. This is the opposite of social mobility imo. The mean, intransigent selfish landlords should shoulder a lot of the blame for this mess.

    Also the price ,I'm on the council list ( literally have said I'll never get anything ) but being on it allows me to see the homes for bid.

    1 bed flats are under half at least the cost of PRS.

    For me both labour and Tory's since late 90s have seen a massive growth in BTL which has gone the PRS ,the problem now is immigration has run into 100s of thousands and year increasing demand and now rates have gone up renter's are now having to absorb huge rental increases.They is a major problem coming soon with people left homeless at worst due to costs or paying but all other spending cut which is going to see the economy tank.

    I'm me field of search places have jumped 800 to 1200 a month in 2 years.

  5. 44 minutes ago, spyguy said:

    Ill comment more later, when I hahve time.

    2019 Tamwoht results - 

    https://electionresults.parliament.uk/election/2019-12-12/results/Location/Constituency/Tamworth

    Candidate Party Votes Vote (%) Change (%)
    Christopher Pincher  Con 30,542 66.3 5.3
    Christopher Bain  Lab 10,908 23.7 -11.1
    Rob Wheway  LD 2,426 5.3 1.1
    Andrew Tilley * Green 935 2.0 2.0
    Robert Bilcliff * UKIP 814 1.8 1.8
    John Wright * Ind 431 0.9 0.9

     

    Tamworth by-election: Labour overturns massive Conservative Party majority to win vote

    https://news.sky.com/story/tamworth-by-election-labour-overturns-massive-conservative-party-majority-to-win-vote-12987032

    How mnay votes di Labour get?

    30k?

    40k?

    60k?

    All of them????

    BBC showing huge swing.

    https://www.bbc.co.uk/news/uk-politics-67166028

     

     

    Labour overturns huge Tory majority to win Tamworth byelection

    https://www.theguardian.com/politics/2023/oct/20/labour-overturns-huge-tory-majority-to-win-tamworth-byelection

    Now Im showign the same thing - lots of bal;ther.

    Where is the actual count???

    Lets go to the Brumy paper.

    Ready?

    You sure?

    https://www.birminghammail.co.uk/news/midlands-news/labours-sarah-edwards-wins-tamworth-27945168

    Labour's Sarah Edwards has won the Tamworth by-election to replace Christopher Pincher. She triumphed with a total of 11,719 votes over next contender Andy Cooper (Conservative) on 10,403.

    Voters took to the polls with a 35 per cent turnout on Thursday, October 19 and the results were announced at the Rawlett School early this morning, Friday, October 20. Other candidates included Ian Cooper (Reform UK) 1,373, Ashlea Simon (Britain First) 580, Robert Bilcliff (The UK Independence Party) 436, Sunny Virk (Liberal Democrats) 417, Sue Howarth (Green Party) 417, Howling Laud Hope (Official Monster Raving Loony Party) 155, Peter Longman (Independent) 86.

    Labour won a grand total of .... drum roll ...... ~800 votes compared to 2019.

    Thats sh1t.

    Unpoular government. Previous MP kicked for going/sex scandal.

    This was Cons voters noshow not a Labour win.

     

     

     

     

    That was my take as well. 

  6. 18 minutes ago, winkie said:

    I am shocked, a two bed house I know...two up two down, originally built with an outside loo......upstairs originally three rooms, one bedroom leading into another, the small bedroom that is now usually the bathroom......or converted so that the bathroom is downstairs attached to back of kitchen where the outside loo was......basic, small but works.......£1,800 they are asking for rent..... unbelievable, a joke......wake up everyone this is madness.

     

    Something big has got to happen......something shocking and suddenly......nobody should be paying that much money for that home ......not enough room to swing a cat......anyone who does deserves everything they get.....must have money to burn, may as well.;)

    Like alot of stuff around me area. Talking almost 1k a month for studios now, its insane.

  7. 22 minutes ago, Social Justice League said:

    Never watched but I'll catch up later.  I trust you guys to tell the truth so maybe the times are changing.  We need a massive amount of cheap social housing built right now with affordable rents, so that we don't have anyone sleeping on the streets in 2024.

    We could do it in the 1950's, but the last 70 years have been an absolute disaster......because of printing fiat to appear wealthy.

    How the feck can we 'lose' £100 billion on a failed track and trace app, yet we are not capable of building basic shelter for every citizen?

    Shameful and if this situation doesn't get unf4cked very quickly, we will see huge social unrest going into 2024/25 imo.

    What I said in another Thread today 

  8. Seeing all the recent articles on landlords mortgage costs going up due to the IR increases ( and no doubt IO mortgages ) it seems to me that soon a crisis is going to hit where landlords who can't raise rents are going to be in trouble which in turn leave's the tenants in trouble. My own rent jumped 18.9% this year but I had to absorb is as no alternatives.

    As mortgages deals run out next year and no sight of IR dropping I think a housing crisis in rents is brewing where people will be homeless or those who absorb the prices will have less to spend on rest of economy.

    So I think chasing this golden goose of high levels of own ownership is flawed particularly in the context of building 1.5 mil ( affordable ) homes.We should be building house's for rent instead of pouring money into HB every year.If you built homes for rent at affordable pricing then you would take people out of the private rental sector and those homes would not be rentable and be back on market to owners.

    To note as well Belway have said due to costs they will build less homes now , if the private sector is slowing down its building now how will Labour entice then to build over than with some subsidies ? 

     

  9. 14 hours ago, Wampus Cat said:

    No. Starmer is a standard establishment politician. It would take a madman like Corbyn to introduce real change.

    If house prices actually fell or became affordable, the whole house of cards would collapse. Labour learnt a lesson when John Major allowed house prices to fall in the early 90's and the Conservatives were put out of power for 13 years.

    What he will do is build a few small estates that don't make any difference to the overall picture. Exactly like the Conservatives do now. 

    https://www.housingtoday.co.uk/news/labour-pledges-to-become-party-of-home-ownership/5119609.article

    Private sector builds the homes knowing Labour would provide a state based gurantee for buyers ..its just HTB again really.

     

  10. I have a labour council (Luton) the questions on development are not are they going to approve it , its why every development is approved.

    Current out door car park highly used servincing the shopping Mall , plans down to put flats on it 

    New Foootball Ground  1200 flats 

    Self Storage owner sold for flats 

    One Dr surgery in this area , Dr retired ( he was mine ) they can't find a Dr to take over so no Dr in surronding area now.

    That's just the town centre . Along the M1 is around 300 flats just gone up. The local collage sold land so its main Building is now attached to a housing development and its secondary tech building will be pulled down for housing.Nearby Houghton Regis has developments all going up along the new A5 to M1 bypass .One has 500k homes planned.

    The industrial area my work is based in another town (Hemel ) , has housing going up in 3 locations.My other work location ( Bracknell) we had to move offices as the office area was sold off to build flats.The eyeline in the town is full of Cranes working on developments

    A drive up to MK or Bedford will find numerous developments going on

    https://www.miltonkeynes.co.uk/news/people/developer-chosen-to-build-brand-new-village-with-930-homes-in-milton-keynes-4282273

    https://www.miltonkeynes.co.uk/news/environment/new-estate-with-1200-homes-likely-to-be-built-on-milton-keynes-countryside-despite-councils-firm-objection-4365455

     

    Essentially I don't see much blocking going on or lack of building.

  11. 18 minutes ago, Sackboii said:

    I think one reason will likely be that the parking spaces are far, FAR too close to each other. It’s a ridiculous car park.

    Same as most car parks , you have to squeeze out with half the door closed 

    Conflicting reports now as one on ITV again quotes fire staff saying a temp ram is being set up to get the undamaged car's out. The building regs on this type of structure didn't require a sprinkler system ...some top thinking there.

  12. 5 hours ago, FTB-house-hunter said:

    I can only imagine the glee some people would feel if it was an EV that caused the fire.  As it turned out to be a ICE car, it suddenly goes quiet with nothing said about the extra fire risk of having an ICE car, funny that :)

    Work's both ways plenty of EV driver's doing the same thing now the Fire service have said it was an ICE.

    We will get further information on that and how it spread in due course , currently though the bigger issue is why there was no sprinkler system in place and why the first person to notice the fire went to 2 fire extinguishers and found them empty causing her to go to another floor to locate one. This delay meant by time she went back the situation was out of control.

  13. 40 minutes ago, Sackboii said:

    I wonder if the part that’s collapsed will stop them from getting the rest of the cars (if undamaged) out ?

    Earlier report said they would put a ramp in place to remove untouched cars , but latest I saw was the structure is not safe so the whole thing inc cars is to be written off. The new DART train entrance is right next to the car park and that is still closed.

    Airport is now open with roads reopened but its going to be a big job to fix this.

  14. 3 minutes ago, Narvick Devil said:

    I do realise that the media is reporting that the fire started with a diesel car but if it was parked near/alongside electric vehicles and they caught fire,the fire would spread rapidly and the intensity of heat created would increase dramatically, this is probably the reason the multi storey carpark is damaged to such a extent .I'm sure all EV owners here have a electrical fire extinguisher (foam), if not ! Get one !

    31370323-5f0f-431b-ba45-417dc10ebf572.jpeg.16babc64278096aed526a493d9cd360c.jpeg

     

    A firefigher has said although it was started by a diesel there where alot of EV cars potentially involved quite early on.Which in turn with close proximity caused the rapid fire spread.

  15. 6 minutes ago, JDI said:

    I thought the cause of house price falls in 2008 was due to the GFC / credit crunch.

     

    Wasn't 2008 the year which interest rates actually dropped significantly to attempt to support the economy?

    Yes " emergancy " rates ..that lasted over a decade which gave people the impression they would never rise hence the mess we are seeing now.

  16. 15 hours ago, Jinxed said:

    I started working in 99, within 2.5 years house prices had doubled, which was a real sledgehammer in the stomach, (very basic internet then, 56k modem) womans flat below me doubled in 16 months.

    People were ecstatic. Today, that Glee, that people felt, as their houses doubled in short order is described as being the hope that accompanied Labours early years.  Labours Spin, a sick joke.

     Labour just kept making decision after decision, specifically to inflate house prices even higher, and the average house had tripled in another few years, wages remained stagnant, it was very easy to miss the boat.

    It was not a house they priced you out of, it was a life.

    Someone in the same job as me, same wages, just two years older, saw their house, double, triple, used the new found equity to call their bank and bought a couple of houses, to rent out. 

    New Labour are world class scum. Lowest of the low. 

    In 1997 the average house cost 55k, average salary was £16.6k, 55/16.6 =3.3x individual salary (The 20thC median measure of affordability) Average FTB was spending just 17.5% of their net pay on their mortgage. By 2008 the ratio had gone up to 10x salary, average FTB spending 50% of their net pay on their mortgage, and it has remained there ever since.  Obviously the Tories were never going to lower it. And now we have over 3 million people using foodbanks, and the worst right wing press in the world.

    Labour priced millions of middle income earners out of housing and have never even suggested that it was a mistake.

    The thought of another Labour gov should fill you with fear. 

    Almost where I am.Bottom line is towards the end of the 90's early 2000's the averge person in average job could afford a house and resonable multiplies.That has long passed and every proposed fix to this doesn't want to address this mearly use low rates /gov schemes to cover it up.

    I don't have a suggestion to how to get the mutiples down to resonable levels .That jump in the 2000's was so much there is no way you can increases wages to get that back.To reduce the price of houses would not be a vote winner ( its my money init I earned it ) and bank holding mortages for houses that have lost half of value would lead us back into bail out territory.

    What I know is any gov scheme that involves housing in form of a gurantee is pointless and won't help at all only incress demand ala HTB.

    Perhaps a mass house building scheme for home to rent to FTB's  at council type rental rates.Allowing people the abilty to have "own " place but save to buy at some point.Making renting cheaper at the least would help people.

     

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