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House Price Crash Forum


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About pilchardthecat

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  1. If a super-volcano erupts nobody will give a damn how much houses cost. Expect 2-10 years of global winter (global average temperatures down 20 degrees c), a thousand cubic kilometers of ash and rock particles in the atmosphere, and 90%+ of life on earth extinct.
  2. We are going abroad for 2 weeks, for the first time in about 7 years. Partly to get away from it.
  3. I think we have gone through a period when too many children and people have been given to understand"I have a problem, it is the Government's job to cope with it!" or"I have a problem, I will go and get a grant to cope with it!" "I am homeless, the Government must house me!" and so they are casting their problems on society... It is our duty to look after ourselves and then also to help look after our neighbour and life is a reciprocal business and people have got the entitlements too much in mind without the obligations, because there is no such thing as an entitlement unless someone has first met an obligation and it is, I think, one of the tragedies in which many of the benefits we give, which were meant to reassure people that if they were sick or ill there was a safety net and there was help, that many of the benefits which were meant to help people who were unfortunate—" It is all right. We joined together and we have these insurance schemes to look after it" . That was the objective, but somehow there are some people who have been manipulating the system and so some of those help and benefits that were meant to say to people:"All right, if you cannot get a job, you shall have a basic standard of living!" but when people come and say:"But what is the point of working? I can get as much on the dole!" You say:"Look" It is not from the dole. It is your neighbour who is supplying it and if you can earn your own living then really you have a duty to do it and you will feel very much better!" There is also something else I should say to them:"If that does not give you a basic standard, you know, there are ways in which we top up the standard. You can get your housing benefit." But it went too far. If children have a problem, it is society that is at fault. There is no such thing as society. There is living tapestry of men and women and people and the beauty of that tapestry and the quality of our lives will depend upon how much each of us is prepared to take responsibility for ourselves and each of us prepared to turn round and help by our own efforts those who are unfortunate. And the worst things we have in life, in my view, are where children who are a great privilege and a trust—they are the fundamental great trust, but they do not ask to come into the world, we bring them into the world, they are a miracle, there is nothing like the miracle of life—we have these little innocents and the worst crime in life is when those children, who would naturally have the right to look to their parents for help, for comfort, not only just for the food and shelter but for the time, for the understanding, turn round and not only is that help not forthcoming, but they get either neglect or worse than that, cruelty. The milk snatcher. 1987. How often is the bit in italic quoted out of context?
  4. Maggie Thatcher Milk Snatcher. Hated her when I was a kid, growing up in the 80s. Single parent family, not a lot of money. I went from a comprehensive to a red-brick university, Thatcher's government not only paid my tuitition but gave me a full grant of about £4000 a year, without which i would never have gone. That is social mobility. Labour killed it.
  5. I have some sympathy for independent small retailers, but not the big ones, as above.
  6. Is it possible to get more from tax credits than you contribute in tax?
  7. It's not strange, it's by design. The same parent company does two things, via two subsidiaries; - find oil and get oil out of the ground - refine oil and sell it to plebs The first thing happens in a low corp tax environment, the second thing happens in a high corp tax environment. The parent company decides where the profits are via it's cross-charging policy. If extraction was taxed higher than retail, they would cut their wholesale prices to cost and move all the profits to the retail side. The entire "wholesale price" thing is complete ********
  8. Straight out of the "war on drugs" / "war on terrrrrror" playbook. Anyone would think Rumsfeld was pulling his strings spouting stuff like that :-)
  9. I'd settle for indifferent.... that would be an improvement in Cameron's position, were it even remotely true..... which sadly it is not.
  10. Retail prices on the way down now, Shirley? They aren't?
  11. Lots of trackers were advertised as a "BoE base rate tracker +x.x% for the term of the mortgage" I don't imagine there's any small print which can contradict that, and if there is there will be a mis-selling scandal bigger than PPI I don't think this is a big story
  12. Have to agree with this. A few years ago there was a very ambitious regeneration plan in one particular town that involved rebuilding a stretch of old branch rail line and the old station, and running steam trains between the high street a new an out-of-town shopping and leisure complex. Vested interests of existing businesses (many of them now gone bust) killed it
  13. I'm in my 30s and am considerably better off financially than my parents were at my age. Despite my hatred of Thatcher at the time I now realise that as the first person in my family to go to university in the early 90s, my upward social mobility owes much to the fact that not only did the state pay my fees, it also gave me a subsistence grant - without which i would never have been able to go. This was of course back when quite a small percentage of the population went to university.
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