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House Price Crash Forum


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About pilchardthecat

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    HPC Veteran
  1. If a super-volcano erupts nobody will give a damn how much houses cost. Expect 2-10 years of global winter (global average temperatures down 20 degrees c), a thousand cubic kilometers of ash and rock particles in the atmosphere, and 90%+ of life on earth extinct.
  2. We are going abroad for 2 weeks, for the first time in about 7 years. Partly to get away from it.
  3. I think we have gone through a period when too many children and people have been given to understand"I have a problem, it is the Government's job to cope with it!" or"I have a problem, I will go and get a grant to cope with it!" "I am homeless, the Government must house me!" and so they are casting their problems on society... It is our duty to look after ourselves and then also to help look after our neighbour and life is a reciprocal business and people have got the entitlements too much in mind without the obligations, because there is no such thing as an entitlement unless someone has fi
  4. Maggie Thatcher Milk Snatcher. Hated her when I was a kid, growing up in the 80s. Single parent family, not a lot of money. I went from a comprehensive to a red-brick university, Thatcher's government not only paid my tuitition but gave me a full grant of about £4000 a year, without which i would never have gone. That is social mobility. Labour killed it.
  5. I have some sympathy for independent small retailers, but not the big ones, as above.
  6. Is it possible to get more from tax credits than you contribute in tax?
  7. It's not strange, it's by design. The same parent company does two things, via two subsidiaries; - find oil and get oil out of the ground - refine oil and sell it to plebs The first thing happens in a low corp tax environment, the second thing happens in a high corp tax environment. The parent company decides where the profits are via it's cross-charging policy. If extraction was taxed higher than retail, they would cut their wholesale prices to cost and move all the profits to the retail side. The entire "wholesale price" thing is complete ********
  8. Straight out of the "war on drugs" / "war on terrrrrror" playbook. Anyone would think Rumsfeld was pulling his strings spouting stuff like that :-)
  9. I'd settle for indifferent.... that would be an improvement in Cameron's position, were it even remotely true..... which sadly it is not.
  10. Retail prices on the way down now, Shirley? They aren't?
  11. Lots of trackers were advertised as a "BoE base rate tracker +x.x% for the term of the mortgage" I don't imagine there's any small print which can contradict that, and if there is there will be a mis-selling scandal bigger than PPI I don't think this is a big story
  12. Have to agree with this. A few years ago there was a very ambitious regeneration plan in one particular town that involved rebuilding a stretch of old branch rail line and the old station, and running steam trains between the high street a new an out-of-town shopping and leisure complex. Vested interests of existing businesses (many of them now gone bust) killed it
  13. I'm in my 30s and am considerably better off financially than my parents were at my age. Despite my hatred of Thatcher at the time I now realise that as the first person in my family to go to university in the early 90s, my upward social mobility owes much to the fact that not only did the state pay my fees, it also gave me a subsistence grant - without which i would never have been able to go. This was of course back when quite a small percentage of the population went to university.
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