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House Price Crash Forum


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About ck1

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  1. http://news.independent.co.uk/business/new...icle1780956.ece The housing market is on the brink of a new boom, according to reports today showing London prices rising at the fastest pace since Labour came to power and the sales volume hitting record levels across the UK.
  2. Im sorry but how does an extra £40 - £50 a month (on average) going to make mortgages unaffordable
  3. I have been in one of these new three story townhouses and unless your a hobbit they seem far to small, not a lot of light and just a feeling of crampness.
  4. Yeh but - he si going self cert so he will probably blag a bigger mortgage that way. The fact that he a large deposit is not going to raise alarm bells. I hear you can be approved a mortage not by supplying a wage slip - just your place of work.
  5. As mentioned he has a lumpsum to put down and money talks these days. If I was to walk into a bank with tens of thousands they hardly going to refuse credit over a twenty five year odd term, especially if your 'home is at risk'....
  6. So my friend, who left full time work to study music is selling his house for £70K in salford (bought for £20K - a few years ago. He is going self cert with no regular income - just a fat deposit - proceeds from £70k sale so banks are gonna throw wads at him. These are the new builds of which one he will buy - circa £170K http://www.rightmove.co.uk/viewdetails-446...p?pa_n=6&am p;am p;am p;am p;am p;am p;am p;am p;am p;tr_t=buy http://www.cambrian-homes.co.uk/The%20Oak.htm http://www.rightmove.co.uk/viewdetails-636...p?pa_n=5&am p;am p;am p;am p;am p;am p;am p;am p;am p;tr_t=buy
  7. I saw a bargain and wanted to view but the EA wouldn't let me as I was not a cash buyer or a builder. I enquired why and it was because it was unmortgagable due to not having a working toilet
  8. Warning Some interesting comments at the bottom of how the public sector are failing to cut costs as like the private sector.
  9. Now for the bit you have all been waiting for... I reduced the price by 8% from the original price - for a quick sale and the fact that I believed it was overpriced due to the current climate. On hindsight I would have marketed it cheaper in the first place but I thought I would test the water.
  10. Cheers people. I'm not banking on anything until money is in the bank.
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