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House Price Crash Forum


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Everything posted by acidreign

  1. Fellow HPC members. Just spotted the subject bank offering up a 'better than normal dismal rate' for new Cash ISA's. They state: AER expected profit rate:2.02% Gross expected profit rate:2.00% Account Available From:03/02/2015 Notice/Term:120 Day Account Type:Cash ISA Opening Restrictions: - Additional InformationThis bank operates under Islamic finance principles, the rates displayed represent the expected profit rate. From a quick google, the following information comes up about the bank: Al Rayan Bank plc is a commercial bank in the United Kingdom, established in August 2004 to offer Sharia compliant financial service products to customers of any faith. Formerly knows as Islamic Bank of Britain. Questions are, does this seem a good deal? Would you put your money there? What differences would be notable in banking under Sharia Law? I'm non-Muslim by the way.
  2. London house prices push out the people the city needs most There is no future for a city that cannot provide homes for the workers that keep it running http://www.ft.com/cms/s/0/7f8c5d3e-5620-11e5-a28b-50226830d644.html#axzz3lEQkO4Ek Roll up roll up, free access for one day only to ft.com... everything's now getting cheaper you know
  3. Coincidence or... China contagion? I do jest a little but you have to admit the timing is wonderful: http://www.bloomberg.com/news/articles/2015-07-08/new-york-stock-exchange-suspends-trading-in-all-securities
  4. Only to increase for the next 4 years. Northern Ireland to cut 20,000 public-sector jobs - minister http://uk.reuters.com/article/2015/01/19/uk-nireland-employment-idUKKBN0KS21020150119
  5. House price growth stagnates as UK buyers "low ball" greedy vendors The embeded article comments will be interesting on this one I should think: http://www.telegraph.co.uk/finance/personalfinance/houseprices/11332217/Deluded-sellers-and-sky-high-house-prices-have-stalled-the-property-market.html
  6. 'First Chinese, now Americans – they all want my £250m buy-to-let empire in Kent' Buy-to-let 'king and queen' Fergus and Judith Wilson claim demand for their 900-property empire is surging (as is the £250m price tag) http://www.telegraph.co.uk/finance/personalfinance/investing/buy-to-let/11115160/First-Chinese-now-Americans-they-all-want-my-250m-buy-to-let-empire-in-Kent.html And the best bit about the article: smashers78•a minute ago Think I'll sit back, relax and get the Pringles out whilst I enjoy reading this comments section all afternoon.
  7. Similar views on Moneyweek (secret HPC viewer per chance?): London’s property market is looking wobbly – is it about to topple?http://moneyweek.com/londons-property-market-about-to-topple/
  8. Not central London but near to me with a desirable SW19 postcode: http://www.zoopla.co.uk/for-sale/details/32346857?utm_source=trov&utm_medium=feeds On the market just 2 months with £55k knocked off the asking price... Still ridiculously priced in comparison to its last sale price of 2005 but heading the correct way!
  9. HPC'ers, bit of help required if you may... The girlfriend has asked me last minute for ideas on a cash online ISA to setup tomorrow online i.e. before Saturday... She has the 5k max allowance. Any ideas? They sure would be appreciated!
  10. Bank of England issues warning as British economy grows faster than any other developed nation http://www.telegraph.co.uk/finance/bank-of-england/10691297/Interest-rates-could-rise-sixfold-in-three-years.html So a piece to be taken seriously or just seasonal regurgitation to try and give savers some more false hope?
  11. Robinsons sell US holiday home: First Minister loses £81,100 on family's luxury villa in the Florida sun http://www.belfasttelegraph.co.uk/news/local-national/northern-ireland/robinsons-sell-us-holiday-home-first-minister-loses-81100-on-familys-luxury-villa-in-the-florida-sun-30035885.html Oops.
  12. Printed the same day Mivan drops into administration.
  13. What location out of interest? I spent a week in Valladolid over New Year and my experience was quite the opposite when it came to prices in bars/restaurants etc. A common theme was no jobs still to be found.
  14. NI house prices set to rise by 4% Seen this title and thought I have to read more, only to find (buried in the article): I didn't think this sort of information was published widely? Maybe I'm wrong or not paying attention... http://www.u.tv/News/NI-house-prices-set-to-rise-by-4/947f8a27-c360-45ed-a4ca-4955b4ff5615
  15. Interesting timing considering (or maybe because of?) this, it's all so confusing... US Economy Shrinks For First Time In Three Years http://news.sky.com/story/1045103/us-economy-shrinks-for-first-time-in-three-years
  16. I don't know why people keep fighting the obvious here. Which is, Britain will ALWAYS be in Europe. It is too late. Once you're in and all that jazz... Even the Europeans don't want to be in Europe (along with the currency) but again, far too late. The sooner this is realised then sooner something can be done about it. The time to act was prior to signing up.
  17. This is October 2012 news but was there any property developer links to this story that went to press? http://www.colerainetimes.co.uk/news/local/shock-as-carhill-dealership-closes-1-4422115
  18. HPC related? More Northern Ireland people 'seeking debt help' A debt advice service has reported a significant increase in calls for help from people who have found themselves in debt. Advice NI said it received 270,000 requests for help in the last year. It said it had helped more than 2,200 clients deal with £55m worth of debt - an average of £25,000 per client. In its annual report, Advice NI said its advisers are reporting an increase in personal debt and a significant rise in the number of requests for help. Advice NI has 69 offices across Northern Ireland, employing 185 advisers. Chief executive Bob Stronge said that almost half of those seeking advice were homeowners, while 43% were suffering from mental health issues. "Every day our dedicated advisers see the human impact of the continued economic downturn with debt levels rising, concerns over welfare reform growing and more and more people being affected," he said. "For example, in the last year we dealt with an increase of 7% in demand for our Debt Action NI service, with 2,200 people with nearly £55m of debt being helped through a difficult situation. "Looking forward, we have serious concerns regarding the spread of 'pay day loans' and a worrying lack of understanding of the new welfare system, by those on whom it will impact most. "That's why we are calling on the executive to include a statutory right to free independent advice for all those affected by the changes, so that people can find their way through these changes without being adversely affected. http://www.bbc.co.uk/news/uk-northern-ireland-20547142
  19. Just in case anyone missed it at 10:30pm, here is the link below to view this interesting piece again: http://www.u.tv/News/House-prices-in-70-drop/ca78836d-761d-4c7d-b1ec-8cf01abf6677
  20. (Reuters) - House prices will fall modestly next year, but that could prove optimistic should the euro zone sovereign debt crisis worsen significantly, a Reuters poll of analysts found. Read more: http://uk.reuters.com/article/2011/12/21/uk-property-britain-poll-idUKTRE7BK17020111221
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