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House Price Crash Forum


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About HPCheese

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  1. Here's a venn diagram explaining who actually reads the Daily Express: And here's a classic Express headline from earlier this year:
  2. Goodbye B&B, and good riddance. But let us never forget the immortal words of Bradford & Bingley's chief executive Steven Crawshaw in Feb 2006: http://www.independent.co.uk/news/business...ley-466847.html [email protected]
  3. The Times http://business.timesonline.co.uk/tol/busi...icle4835129.ece The Telegraph http://www.telegraph.co.uk/finance/finance...est-victim.html The Daily Mail http://www.dailymail.co.uk/news/article-10...thern-Rock.html The Independent http://www.independent.co.uk/news/business...lty-944050.html The Guardian http://www.guardian.co.uk/business/2008/se...bingley.banking Not one voice asking why the UK taxpayers should put-up the cash for this steaming pile of toxic turd! If I was a conspiracy theorist I'd say the journos had their buy-to-let mortgages with B&B, but surely not... I feel like marching down to downing street and starting a one-man protest. People should be debating the wisdom and reasoning behind a bailout, not just obediently accepting that it's the right thing to do! Why won't they just let them fail!!!
  4. Why the f#ck should I (as a non-home-owning tax payer) bail out a bank specialising in buy-to-let? No, no, no, no, no, no, no! I don't want one penny of my taxes to be used to keep the buy-to-let-as-a-business-model charade alive. Let them burn.
  5. http://www.telegraph.co.uk/finance/persona...ords-doors.html Maybe the tax man will accept their shirts as collateral?
  6. I know what you're saying, but last I heard China was still run by the Communist Party (the secret's in the name).
  7. I don't see the problem. The goal of the USA & UK throughout the cold war was always for Russia, India and China to become capitalist or 'Westernised'. This can only be a good thing, and it's a direct result of the fact that we won the cold war. If everything goes according to plan we'll have massive trade between the blocs and relationships similar to the current EU/US. At some point China will have to embrace capitalism though. Then again, in 2050 we could all be living on the moon - who the hell knows.
  8. Totally amazing video. It's sad to think this level of corruption is tolerated and totally ignored by the government and the utterly pathetic FSA. The lesson here is that to get ahead in the UK forget working hard - you need to lie and cheat.
  9. Here are a few examples of the recent suggestions on how to help the first time buyers onto the 'ladder'. The biggest problem I have with all this is that noone seems to have asked the first-time-buyers if they actually want to be 'helped'. Most of these suggestions seem designed solely to prop-up the housing market, which is obviously NOT for the benefit of first-time-buyers. Alistair Darling (The Labour Party) http://www.telegraph.co.uk/money/main.jhtm...mortgage204.xmlGeorge Osbourne (The Conservative Party) http://www.conservatives.com/tile.do?def=n...p;obj_id=143664National Association of Estate Agents http://firstrung.co.uk/articles.asp?pageid...&cat=44-0-0Bryan Johnston, The Scotsman http://business.scotsman.com/business/Firs...p-to.4259096.jpRoyal Institute of Chartered Surveyors Kirstie Allsopp http://blogs.guardian.co.uk/money/2008/07/...irst_timer.htmlBloorhomes (This one made me laugh ) http://www.easier.com/view/UK_Property_New...cle-188926.html
  10. Hi. There seems to be a push by the media, interested parties, and certain politicians at the moment to help first-time buyers enter the housing market. Are they sincere in their concern for first-time-buyers, or are they cynically trying to keep the party going for a while longer? Is there anything you would like the government to do to help first-time-buyers 'get on the ladder'? *** Note - you can select more than one option *** I personally think extending the cash ISA allowance for first home purchases is a good idea as it rewards savers, and I'd like to see buy-to-let investment discouraged through the tax system. [Edited for spelling]
  11. The raison d'etre of the left is to level the playing field, and I could point you to 1000 council estates around the country that have been 'gentrified' by HPI. We now have doctors and solicitors living next-door to brick-layers, and if that isn't a left-wing dream come true I don't know what is. Classic.
  12. A lot of people here feel they have been [email protected], or let-down badly by our elected representatives. They feel their hard-work hasn't being rewarded and years have been wasted? Some have changed their career paths, retrained etc. so they can earn enough to buy a house. Other people have done very well from rampant house-price-appreciation, and have been propelled to a social status that may have been otherwise unattainable to them. HPI has been like winning the lottery, and they may have dropped all other career plans to concentrate on milking the golden property cow. The left are proud to say that this is their goal for society, and as a nation we voted for this levelling/distortion of the playing-field. So my question is this: what life-changing decisions have you made over the last 5 years because of house price inflation? To get the ball rolling, I quit the job that I loved to retrain for a higher-paying less-satisfying job in the hope of saving enough for a large deposit. I have also put-off having children for a few years at least and put my marriage under massive strain because of this. Obviously I live in a much smaller flat than we would otherwise have liked, and work longer hours. I'm an HPI loser, but a social engineer would probably use me as a case-study of how to make someone more productive and less dependent on the state by manipulating house prices (I probably keep several 'less able' families in housing through taxes.) It would be good to hear other people's experiences...
  13. What the ****** does this have to do with house prices??? Where are the mods?
  14. He'll probably sell it for more than he expected though.
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