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House Price Crash Forum


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Everything posted by jetcat

  1. I'm generally pro-CI, for the record, but my position has everything to do with ideology rather than logic; there are plenty of arguments one can make either way. For every anecdote about a free rider on benefits there will be an equally persuasive story about somebody who genuinely requires everything they receive from the system. Persuasive politically charged anecdotes about real or imaginable "victims of evil Tory cuts" are the main reason the current system is so hard to fix. Trying to obtain actual data does not make it easier; the number of those on disability benefit who aren
  2. It looks like they did! http://newatlas.com/honda-two-stroke-with-fuel-injection-patent-filing/38529/
  3. 1% of LAND value. Unregistered land should be registered or sold at a market rate for productive use.
  4. Telephone: 0300 200 3700 Textphone: 0300 200 3719 Call HMRC for advice about money laundering and how to report suspicious transactions.
  5. It didn't make much of a financial sense, given need for to maintain and repair, even with the current tariff. If, on the other hand, there are cheaper and longer serving batteries available (which are coming), then a low-voltage and partly off-grid custom installation will save money. That is, with low voltage LED lighting and low-voltage USB sockets for everything but kitchen appliancies.
  6. They're the pioneers of wearable tech and in very good position to set the standards for constant personal activity/sleep/health/position tracking. They're not only good in capturing, but evidently great at processing the data. Whoever makes it first, will out-capitalize Apple and Google, since health and location data for millions of people is more valuable than whatever Google captures from search and mail. The value of wearables for the manufacturer is the data they gather from their customers, not just income from selling the devices.
  7. That's people changing lenders to get cheaper rates. My approval was one of them, though I didn't buy anything.
  8. It seems like the the whole point of tax avoidance is to make HMRC aware of ways to legally avoid tax (to subsequently make it illegal). It is an offense not to disclose the details of the avoidance scheme and probably worse in terms of consequences than dodging tax. Therefore, however clever, it becomes known to HMRC the moment it starts working, and the hole gets plugged when there's a political will to do so. I think it is generally a good system that does not work better because of political cronyism and HMRC being understaffed and underfunded. Ideally, each scheme should only work for tw
  9. It is sound, as long as the moist air is removed from house and replaced with dry. I'm not sure I buy the moisture from the outside penetrating the inside walls via insulation, but the better the house insulated (and the more people live in it), the more moist the air inside gets. Take a normal 2 up 2 down, add PVC windows, cavity wall and loft insulation, cover the vents (which, if not covered, totally defeat the purpose of the above) and the house does get warmer, but also very very wet. It's just a matter of time then until the mold settles and timbers start to rot (unless the felt paper p
  10. As simple as a letter through the door with an automatic calculation based on average rental for the property in the area and PAYE taxes paid. Just let them prove voids and repairs themselves to contest the estimate. As for those who actually earned more, they'll be happy to pay the amount asked and this will not stop HMRC for demanding more once the proper IT is in place. and new facts are discovered.
  11. Graphic designers are generally much less stressed at work and do not grow a mustache with no beard to go with it. The book is good though. The fact that this was the only book in his living room is a sign of a really troubled mind.
  12. Lol, thought about doing that myself, since S21 was each time stapled to a tenancy agreement.
  13. Had been renting in London for nearly 10 years before buying. My experience was that the landlords were OK (each of mine only had one or two properties and had almost no mortgage to pay), but letting agents were (and are) utter scum. They always, at least in my case, pushed landlords into increasing rents promising that if I decide to leave they will find a new tenant with no fuss (and were probably right). Short contracts, "renewal" fees, useless insurances and rent hike on every renewal. Reason was, they charged landlord for every renewal as well, and hiked rent to "repay" the landlord. Now
  14. As someone who's occasionally subjected to watching Russian TV, even the Soviet Channel 1 and 2 in 1980s had in my opinion a much more balanced and unbiased approach to journalism. At least back then I had not heard a threat to make a quote "nuclear dust" out of Western countries within a national news broadcast. Russian TV from the moment of the annexation of Crimea up until late October-early November sounded like WWI British war propaganda. Luckily, the further the oil price slides, the less threatening and ant-Western it gets.
  15. Russian Siberian oil is lower quality and cheaper than Brent. Extreme climates and remote locations make its wast resources much harder to harvest and transport since it requires building thousands of miles of expensive pipework. The ports are hard to access and freeze in winter (hence the Soviet projects of submarine tankers) and the Soviet-built infrastructure is starting to crumble. The margins are therefore thinner than even with hydraulic fracturing and time works against Russia because the much-needed upgrading gets delayed or altogether cancelled because of falling oil prices and Wester
  16. Just wait a few months and see. Natural-resource-exploitation-based authoritarian states with no infrastructure and economy to speak of outside harvesting of said natural resources do not normally display a good degree of political stability.
  17. With intentions to invade or without, there have been plenty of proofs of Russian direct involvement, including aforementioned T-72B3, BTR-82A, MTLBs modified by Muromteplovoz (just 15 ever built!) and various AT weapons unique to Russia and manufactured in 2013-14. How many of the tanks, heavy weapons and artillery claimed by rebels to have been captured from Ukrainian army but in fact came from Russia's identical stock we'll never know. Ukrainians keep crying wolf but are occasionally right judging by that equipment, captured "lost" Russian soldiers and columns of Russian military filmed in
  18. Drozd and Arena APS systems were the Soviet MBT designers' answer to the threat from Apache Mavericks: http://en.wikipedia.org/wiki/Arena_%28countermeasure%29
  19. Don't know much about air to ground equipment, but suppose that's what APS systems like Arena should help against. Also, the conflict in Ukraine proves that ex-Soviet-derived MBTs are indeed very vulnerable to attacks from above. Most of Ukrainian tanks are lost from conventional artillery and MLRS, including APS-equipped Oplots.
  20. Russian MBTs are a long story of lobbying, counter-lobbying and waste of money. USSR ended up with 3 MBTs in the 1980s, all with incompatible engines, drivetrain and supplies and requiring different training. Of them T-64 and its development T-80 relied on Ukrainian-built parts and therefore (and as a result of lobbying) retired, and T-72B3 is currently the latest model, produced since 2013 and with at least 3 confirmed to be lost in Ukraine (that's the proof of Russian regular military involved since rebels can't operate them and even, as proven by Russian Cahnnel 1 interview, even recognize
  21. Spent 3 years living there (next to New Beckenham station). Very quiet away from the high street and the transport links are great. The downsides were that the area has become 30% more expensive to buy and £300 to rent over the last couple of years and of course Penge across the road, so had to move further towards South-East. Over said three years two very large family houses next door were rebuilt into 4 or 5 flats each! To illustrate the madness is the anecdote about one neighbor sold for 300K in 2010 and the other had pretty much exactly the same house on the market for 560K 2,5 years la
  22. I've seen a minimum of 5%. Plus they charge both landlord and tenant for every renewal.
  23. Agreed! It's more about being self-employed and/or setting up a business. All of the tax forms, bank accounts, and all interaction with the state in Hungarian, no translators to Urdu on taxpayer's expense... To me, any other European language, even Romanian, is at least a little bit understandable and way easier to pick up.
  24. A very decent 2-bed flat with 5m ceilings is about 60K euro in a central area of Pest, if one's willing to do some renovation. Shops and offices are walking distance or a few minutes on public transport. Schools and gymnasiums that I've seen are all very good. Budapest is way better than anything in Poland, let alone Romania. A lot of locals are good German speakers, and Vienna is just a relatively short train journey away, so many just go there. Would have moved to Budapest any day if it wasn't for the language which is ridiculously complex and absolutely necessary to live and work there.
  25. When they say "runaway costs" as applied to F35, the right question would be: compared to what? I suggest googling the procurement costs of current 4th gen aircraft, like Su-30 (for the nations that didn't fly a Su-27 platform before like Uganda), and compare. Also of interest will be googling "fighter mafia" and their legacy's role in anti-F35 propaganda. And then see what their product, F16, have become after successive upgrades (hint: it's anything but the "lightweight fighter" they advocated for). There's so many vested interests employing engineering, military and political heavyweights
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