Inoperational Bumblebee

You do realise Ripple is the company and XRP is the token?

Yeah but you also think Ripple is a cryptocurrency. ?

You're right; I'm personally of the impression that they are toys. If people are maxed out on debt then purchases like that will be the first to go. I certainly wouldn't buy one to commute on all year round in the UK.

The point being that you can't fund AJ Bell with USD, so they charge you a tenner to do it for you. It will be iShares who do the conversion in the case of IBTL. They may provide the info on their site about that.

No idea sorry. You might think saving a tenner FX fees on each purchase is worthwhile though. IBTL is also available through their regular investment scheme at £1.50 per purchase.

Contrary to @durhamborn, I'd say IBTL, as they are effectively the same thing but IBTL is denominated in GBP, so you won't get FX fees.

Thanks for the response. Segwit appears to have reduced this quite a lot with increased uptake. Just an anecdote but I paid 7 pence as a fee last week and there was no apparent delay. Admittedly, it was only a small transaction for my monthly VPN, but it worked out around 2%, not 20. I don't know what will win out, myself.

Doesn't really add much to the thread unless you explain why. Could you explain your reasoning please? Not being difficult, genuinely interested.

They specifically state it's not an ERC20 token: "Step 6 — Token Distribution Within (30) days of the sale being completed Swifts will be delivered to the Swift Address associated with your account. Please note that this is not an ERC-20 token. Swifts will exist on an entirely separate blockchain and you will be responsible for managing your funds."

GDX and GDXJ are listed on the LSE though!? [EDIT: Youinvest will quote and let me get as far as the 'buy' button, which it didn't do for SIL below.] I previously mentioned I bought SIL in my ISA with Youinvest. Just tried to get a quote and it now pops this up: " There is a restriction on dealing in this investment. Please contact our Dealing services team on 0345 373 3479." Looks like they've gone the same way...

Comments aren't particularly complimentary...

Not going to happen. Is it now? Just turned 55? Totally agree, though if the intention is to create insane inflation to wipe the huge levels of debt it might just work... Ditto. Or foreign currency. Or shares. Or crypto. Any asset that isn't GBP really.

I'm not one (that I recall!) who has claimed in this thread that we have high inflation, but wages have stagnated for at least 15 years, and I see my shopping bill of the same things going up regularly. Combining the two certainly makes me feel that official inflation figures are inaccurate . I also think that considering the levels of public and private debt, the only realistic way out is inflating it away. Thankfully for the UK, we're not the only economy in this situation, so relative to other major currencies we're not going to see it go insane. Hopefully.

markyh appears to be on moderation for some reason.

@Sour Mash and @ccc - one definitely bought in at $8530

True, but when I can find it and Cosmic Apple can't on the same platform, I'm speculating on why! That said, I also filled out a form to trade 'complex financial instruments' as AJBell reclassified SGLN (iShares Physical Gold). I'm not convinced that's relevant in this case though.

Have you filled out a W-8BEN for Youinvest? Might be relevant... [EDIT] Ah, have seen you don't want them... I'll stop clogging the thread up now.

I won't as it's already way too much of my portfolio, but there's a good few on my Whatsapp discussion group who are planning to load up at $8500.

Attached. Maybe try searching BYZQFJ4?

@Cosmic Apple and anyone else interested, I have just bought SIL in an AJBell ISA.

The Ripple chaps seem to have gone quiet, don't they?

I've found it through AJBell by searching 'Global X'. Admittedly not the SIPP, but it certainly comes up. There will be multiple for each fund, and it seems to be the Other type that they will actually quote for.

Atkinsons will buy from you IIRC.

I was going to recommend Bitstamp. Euro SEPA transfer in using a currency card (I use Revolut), then 0.25% fee. Free to transfer cryptos out. @goldbug9999, what fixed fee is this you're on about? They charge €0.90 to transfer euros out but deposits are free. Your bank may charge, which is why I use my Revolut card, which doesn't. [EDIT] For accuracy - I'm doing a SEPA transfer from the 'euro bank account' function of my Revolut card, not purchasing directly by using it as a debit card.

For the few quid I'm transferring I'm not overly bothered, though yes I would certainly be more mindful at higher amounts! I'd do it all in BTC if I could was willing to pay the fees tbh.