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About benbfc

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  1. Out on surveys/sites/meetings a lot and spoons is the place of choice for a breakfast, coffee or early lunch. You never get bothered early in the mornings, they are quiet, clean and the food is always reasonable. Looking forward to getting back to those days.. work is as busy but there is literally nowhere to go for a brew or a sandwich!
  2. Havent seen this referenced on here yet.... https://www.idealhome.co.uk/news/phil-spencers-house-price-prediction-250206 "‘My personal prediction (and I’m not an economist), would be about minus five per cent straight away. And minus about 12 per cent in a year’s time,’ he adds. ‘I think it’ll get worse.’"
  3. I am a member of the rics and if you wanted an example of how not to run an organisation they would be right up there. Dont believe anything they say its all [email protected]! :-) Working in the commercial sector - in the past month or so.. industrial market strong everything else is in the gutter.
  4. Completely agree - but the airtime taken up on this was crazy. Meanwhile rome burns.. but at least we can leave on a cheaper train (after 9.30am)
  5. Fascinating read chaps. A general lurker hear whose eyes have been opened by the vast array of knowledge and bright decent people on here. I am in my mid 30's. Have a small mortgage by today's standard but have been generally concentrating on paying that off, student loans off, extending the house to make sure the one child and probably more can live here through the turbulent years ahead. I would like to purchase some basic stocks of gold/silver, just drip feed my ownership alongside saving some cash and continuing to buy small levels of shares in defensive companies - to spread ri
  6. Building Surveyor here, based in Manchester for 15 years (live on the warrington side)... currently working with a number of European firms who are relocating offices into the city centre, taking 10 year leases. Talent pool, infrastructure and value are the main drivers. We service the UK from a Manchester office keeping the overheads low in comparison with London. Great place to work and live providing as a southerner you can adapt to the underlying threat of violence!
  7. An interesting link and interview being reported on the Estates Gazette Website today (sign up needed) http://www.egi.co.uk/news/completely-retail-fb-sector-to-implode/?keyword As a member of the RICS (not on the valuation side) and having to put up with all the pie in the sky neverending growth rubbish trotted out every quarter this sort of article does show that some people get it!..... Share this: AUDIO: The growth in the UK’s food and beverage market is unsustainable and there will be significant closures in the next 15 months, a retail expert has warned. The supermarket sector i
  8. From Place North West Website - Knowsley unveils first-time buyer plan 29 Jul 2013, 10:33 Knowsley Council has set aside £1m to help around 45 buyers get on to the property ladder through a reduced deposit scheme, which became available in local branches of Lloyds TSB from Friday. Lloyds TSB's Local Lend a Hand product was devised with Sector Treasury Services, part of the Capita Group. The scheme enables borrowers to buy their first home with a deposit less than the 10% required by most mortgage lenders. The fixed rate mortgage products that will be available during this scheme will a
  9. The jobless recovery continues! Plans to cut 1,000 jobs, a fifth of the workforce, have been announced by Cheshire East Council. The authority currently employs 5,500 staff and is proposing to reduce the number by 1,000 over the next three years due to cuts to government grants. It said it must reduce its £140m annual wage bill but it is hoping to do it "without large-scale redundancies or major cuts to essential services". The Unison union is yet to comment on the announcement. 'Difficult circumstances' The council said its focus was to "reduce waste, duplication and bureaucracy, as wel
  10. In the North West the majority of houses are now seeing back to 2004 prices on the land registry figures... The Rightmove asking prices are generally coming on 10% above this and being knocked down however we can all point to a clutch of deluded sellers who are putting their properties on at the same price as their 2006-2008 purchase in the hope/delusion that someone will pay this.... From my review (quite sadly) of 100's of roads on Nethouseprices etc over the past few months it appears certainly in Manchester Suburbs that the main jump in house prices occurred between 2003-2005. The ques
  11. The council will have to cut £200m more over six years than initially thought Bosses at Birmingham City Council say £600m of savings must be made by 2017, with £120m in the next financial year. Cuts of £62m to the Labour-run authority's 2012-13 budget were voted for in February with warnings that 1,100 jobs could go. Council leader Sir Albert Bore said the authority was still looking at those job losses "over the next few years". He said some of the council's services would have to be "decommissioned" completely to meet the savings targets. The council leader warned the authority could fa
  12. Does anyone know a rough distribution of when these IO mortgages will end? I imagine a large % will have already ended and renewed - it would be good if a large % ended in the next 12 months then the excrement will hit the fan!!!
  13. Interesting Spy. Over the last couple of months it appears that a growing number of people are waking up to just how knackered our economy is looking in the medium term. Another few months of 'bad news' making its way into the press will only increase the numbers - IMO what we need early part of next year is a decent report to find its way to the more widely read newspapers stating big falls in HPs this year to really set a panic off. The north is already showing good falls in 2012 in the less trendy areas and 2013 'could' be the year! Another 9 months to sit and wait I think!
  14. hmmmmmmmmmmmm is this a vendor advert!............
  15. Price-sensitive buyers shied away from stock at CBRE's sale yesterday where less than half of the stock sold. Just 42% of the 43-lot catalogue sold at the Millennium Hotel sale. Some £9m was raised, reflecting the lowest revenues for the agent since it entered the auctions market last year. Seventeen out of 43 industrial, retail and office lots offered sold, including four prior to the event. Auctioneer John Townsend said: "It was a difficult day. People are chasing the market and they are making an offer when they see what the bottom is. It is the three-bites-of-the-cherry approach: befor
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