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House Price Crash Forum


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Everything posted by edgexedge

  1. think Hamleys has been folded into House of Fraser, theres a Hamleys branch in the Birmingham HoF.
  2. considering how small their stores are, its not exactly 'prime retail space' they would be quite a good fit with someone like Thorntons, where they could share stores in smaller locations, & have stores next to each other in larger areas.
  3. There were a lot of withdrawn properties from that auction, not listed as 'sold prior' etc
  4. afaik, Hilco are a specialist firm bought in by administrators to run retail businesses
  5. Allsop's auction today 15/12/2008 255 lots about 1/3 withdrawn big block of properties were being sold by Oakwood Home Loans, looks like all theirs were withdrawn wonder if theyll try & drip them through the auctions over the next few months, instead of all in one go?
  6. Santander seem to have a massive amount invested in this: $3.1bn If the figures are correct, a $50bn loss, theyre in for over 6% yow! Santander do seem to have grown very quickly in the past few years B&B savings were sold to them, not on the open market, or nationalised with the rest of B&B & NR, hmm
  7. I wonder how many ex-cabinet ministers will end up with them after the next election
  8. Virgin may have guaranteed the orders, but theres no way they would pay for stuff that hasnt been delivered. Maybe theyll buy EUK, if they get it now & keep it afloat, they may well keep hold of the other customers as well. Of course, with Woolies gone, slightly less competition on the High St for cd's & dvd's now. I dont think the average Woolies music customer is that internet savvy?
  9. I work at a uni, so unless theres a major downturn on the student numbers, should be ok. Should be AAT qualified by summer next year, was going to look for a new job. Oh well
  10. There are lots of people that drive to the gym!! How b***** pointless is that. Then theres all the 'correct' clothing, the health drinks, the health snack bars etc etc People must be spending absolute fortunes when its all added up. I walk to the bus, get the bus into town, then walk to work. All it costs me is a bus pass.
  11. If you look at the lots that dont sell at auction, or are withdrawn, the sellers are still expecting to get what they paid for them within the past 2-3 years. Even properties on with EA's, the ones that have been on a while are having £10k reductions, but are still on for more than the new instructions are coming on for.
  12. 01/05/2003 £103,000 £11,000 loss 10.6%
  13. Arnt these the ones that close down every couple of years, then reopen with the same owner? Think Watchdog flew over his house
  14. There is a market, it just dosnt show up at EA's & on mortgages etc Auctions are up the 2nd half of this year, thats the market. From the looks of it, the banks are putting the repo's through the auctions, if not sold at the 1st one, they drop the guide price by £10k a month later & have another go.
  15. 25/04/2003 £132,500 17/05/2002 £97,000 81 Stockdale 09/11/2007 £140,000 There are 2/3 bed flats within a mile of the place going for ~£100k They have got to be looking at a loss of £150k
  16. thats a strange one BVT (bournville village trust) selling a house?! Their a social landlord, hmm Its probably worth about that if it double-glazed etc
  17. Its a rental, might not be in as good a condition as others on the street, but its still very cheap for Harborne
  18. Of course, they could just get rid of 'cash', & just use electronic money! No way of hiding that
  19. They also used all their debt to basically buy crap & fritter it away. Take out a loan to double-glaze a house, thats ok. Take out a loan so you can have a 2nd holiday? doh! People were putting the weekly food shop on credit cards. Whats the chances that a lot of the 2nd cars, especially 4x4's, arnt owned, but are on finance?
  20. Price recovery does not equal price rise Apart from interest only mortgages, interest & libor rates have no impact on affordability capital repayment is the biggest part of mortgage payments. dface: make sure your tax is in order, HMRC know where you live
  21. strangely enough, this is exactly what Enron were up to. at the end of it all, the books have to be balanced off. Bank A Assets Liabilities 100 100-------------------- 0 0 Bank B Assets Liabilities 100100------------------- 0 0
  22. If i want to lend you £100, where do i get it from? I either have to already have that £100, or have an agreement already in place that allows me to get that £100. Or do they mean that the demand for loans creates the demand from the banks for deposits? Either way, its very difficult to lend what you havnt actually got.
  23. Cant find the story online yet, hmmm So they were using the sales of over-priced boxes to fund social housing. All those people that were out at work, paying their taxes etc, then bought shared-ownership houses, that were over-priced to pay for the housing for people that wernt out at work. Ever get the feeling that the people that go out to work, & do their best to do the right thing, keep getting ripped off? The family theyve featured though? Does she work or not? 2 of the kids looked like twins, but theyve still had children on 3 different occasions, even though they hadnt yet been housed properly.
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