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Financial Hack

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Everything posted by Financial Hack

  1. Even if he won't pay for one, get him to accept the freezer is broken and say you'll buy your own and get rid of it (usually the retailer will dispose of your old FF when they deliver a new one). That way you have your own fridge freezer which may come in handy if you buy a place or move somewhere with no white goods.
  2. I love all these Labour plans for things they want to bring in several years down the line. They won't ******ing be there!
  3. I seriously don't buy this argument. Firstly, if your corridor is so narrow you can't walk past a bike in the event of a fire, then you must be living in some kind of medieval castle. Secondly, if you trip over the bike then you should look where you're ****ing going as they're large enough to be easily seen.
  4. So what happened then? Did you report the bike stolen? Did your LL get arrested?
  5. Agreed. We've just got 2 kittens, but I've told the LL I'll pay for the carpets to be propertly cleaned and for defleaing treatment when I leave (don't expect to do that for quite a few years anyway as we really like the place). It seems fair enough. I don't agree with LLs saying you aren't allowed pets, but at the same time I realise they can make additional mess and its reasonable for the LL to ask that it is properly cleaned up afterwards.
  6. Here's a thought. Couldn't you just wash your hands if you're planning on cooking after having a shit?
  7. You could do it if you ensure there is a single outlet for the router to plug into and then just put a locked box or something around the socket so they can't attach a phone to it. Problem solved, and you add a bit of value for your tenants.
  8. Plus you're forced to use their internet. I've never seen an ISP that will let you sign up with an NTL/Virgin line. They always want BT for some reason i'm not really sure of.
  9. Wow, I never knew so many people were getting charged like this. I've lived in 3 different places in the last 3 years all with BT and never paid a connection fee. All they have to do it flick a bloody switch FFS!
  10. Well, all I can say is that my very recent experience tells me BT do not charge simple to turn a phone line back on. If they had I'd probably have just gone to Virgin Media.
  11. Actually, I moved 3 weeks ago into a house that had been unoccupied for 4 months. BT did not charge me a connection fee. I can only assume they saw you coming.
  12. Every time I've moved house I've just been given a new number with no additional connection fees charged. I've been using the same account with BT for about 5 years now and just take it with me, but never had to pay to have the line reactivated.
  13. They can't actually do that unless the LL pays the electricity for you. It's your right to shop around on the open market. Probably the LL/LA get some kind of commission to keep you on there (is it Spark energy by any chance?). Anyway, it's bull**** so don't put up with it. Get the cheapest leccy you can find.
  14. You don't pay a connection fee unless your house has no line to it, which it would in these circumstances.
  15. Hmm.. it may be difficult to chase up the money afterwards if you are abroad, but if you've got some family members still over here then perhaps they could help you with it. There shouldn't be any need for you to personally attend the court provided you write to them about what happened as it's an open-and-shut case.
  16. But marriage has a number of legal implications which are the state's concern. The civil partnership just lets gay couples take on the legal advantages and disadvantages of marriage basically. It's not marriage proper though, because marriage is a religious thing. BTW, i'm getting married next friday and am absolutely cacking myself!
  17. I managed to knock the LL down from £950 to £850 on my current place. It's a pretty good price for a roomy 2-bed bungalow in the Bromley area, and definitely a lot cheaper than similar places I was seeing about 18-months ago.
  18. A 6-month break clause isn't unusual, the aspect of having to purchase to break the fixed term is a little out of the ordinary, but if that's what you want in there then I doubt it would be a problem.
  19. IMO this is a really serious issue that many LLs still fail to take seriously. Carbon monoxide is a silent killer and there was a recent case where two families were able to prosecute an LL for failing to properly check and maintain a boiler, which resulted in the unfortunate death of one tenant and severe brain damage for the other. However, it still get relatively little coverage, and even the £5k fine seems inadequate considering the potential risk to tenants. My last LL was a CORGI registered heating engineer, so he did the gas safety check every 6 months himself just to be sure, and my new place had one done 6 weeks ago, but I still always make sure I've got a carbon monoxide alarm just in case.
  20. Depends on the condition report really. We had a very nice lady doing our check-in and condition report, and she wrote down the house as being 'not cleaned' in her report, though really there was just a bit of dust on the skirting boards and in some of the kitchen drawers and cupboards, but I ain't complaining as it means I won't have to do too much cleaning when I move out.
  21. I like the guy at the end who asks why someone puts their name and address on the AST, and asks if there is a law requiring them to disclose their address. Some people really do not know what they're doing.
  22. I won't deny the TDS is a good piece of legislation. Just a bit too little a bit too late, given the many times I've been f***ed around by landlords over deposits in the past. More needs to be done to secure long-term tenure for decent tenants though. I really love the place I've moved into, and would like to stay for several years if possible, but with the law as it is we could always be chucked out with fairly minimal notice, which is one of the most frustrating aspects of renting.
  23. You are not required to pay Stamp Duty, only a property buyer should pay it.
  24. Just a quick anecdote on my first experience of receiving a deposit back since the TDS legislation came into force. I received my full deposit today with no deductions as I had hoped. Actually my old LL was a pretty reasonable bloke, came round when I checked out and said the place was very clean but he was planning to redecorate anyway (it needed it TBH). Didn't dispute anything, just said he'd tell the TDS to refund the whole lot and I got it today. Not the most exciting story I know as there was no dispute so I didn't manage to test that, but at least it seems to be working so far.
  25. Never been asked for my mother's maiden name, and I only had to give my current address last time I applied. The only time I gave them bank details was to set up the standing order.
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