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House Price Crash Forum

Ron Forthehills

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Everything posted by Ron Forthehills

  1. There are plenty of people who find, through force of circumstances, that letting their property is the best option available. You do not have to be a genius to invisage such scenarios, and they are a long way from the morals and motivation of someone who has set out to be a landlord. The provision of rental property can be a benign, legal and neccessary service, and it is a grossly unfair to suppose that every landlord deserves to be defrauded. You may applaud this 'pick-and mix' attitude to legal entitlement, until such time that it begins to affect you in some other arena, at which point you will probably be squealing like a stuck pig, and racing off to MSE, for plenty of sympathetic hugs :angry: Do you cheer on the uninsured driver who writes off your car? What a hero, what a free spirit, he won't be ground down by the system!
  2. Not much chance on BBC News Lite. ''here is a picture of a house, here is a picture of some estate agents' boards, here is a picture of our Great Leader looking perplexed''
  3. This does NOT signal a revival in the housing market. There will be an almost total absence of FTB's, who would find an auction a very troublesome market in which to purchase, and so this activity is not a reflection of a restored 'housing market' with all its tiers beginning to move upwards in sychronisation. Given the devastation, angst and wholesale fraud emerging from traditional investment vehicles, property does at least represent a tangible asset, which will not revert to simply useless paper. It is at present the least worst option, but these days, that's not saying much. The estate agants, the ramping newspaper columnists and developers are just whistling in the dark, to raise their own spirits. If you say these phrases often enough, perhaps you can make things go back to the way they were. Then again, perhaps not.
  4. We should be a bit more sympathetic about this entirely unforseeable reversal in the housing market. Poor Phil will be sure to read this- he must be pulling his hair out. ''When Phil is not running his highly successful Property Search company, Garrington Home Finders, with his business partner and co-presenter, Kirstie Allsopp, he presents the Channel 4 property series Location, Location, Location, Relocation Relocation and Location Revisited. '' He has now got a bit of spare time, which will allow him to update his profile on the Channel 4 website.
  5. I am afraid it is my fault. They have spent the entire working capital of the company sending me letters inviting me to go into debt with one of their cards. I always sent them back the pre-paid envelopes, usually filled with old tiles, or anything heavy to hand. Sorry.
  6. It is natural selection, and you probably should not try to fight it. The foolish, the fearful and the feckless (nice alliteration!) will be sucked in, chewed up, and spat out, to feed 'the system'. Those that are wise and watchful will bide their time and their position will ultimately be strengthened.
  7. Now the nice bailiff is pounding on the door, and telling me I have one hour to vacate the premises. :angry:
  8. Jail is not the danger- if it became known that you had access to large supplies of substances, you would soon be in contact with people who cared little for your long-term health. They are dangerous enough now, imagine in a society with law and order breakdown.
  9. I don't think that the central government would just slink away. After all, this isn't post-nuclear, with all structures/organisations wiped out. I think it would become for a while a military/police state, with curfews, serious travel restriction, and rationing, maybe internet withdrawn, no mobile phones, and state broadcasting. Essential workers would carry on providing power/water etc, and there would be a suspension of mortgage payments for, say 24 months. Tennants would be given a right to occupy at zero rent for perhaps the same period. A new currency might emerge, as Government Credits or something, and there would be a coalition administration. Personal freedom would be much curtailed, and quality of life would collapse, with an new emphasis on repair, recycling, self-sufficiency, and a huge growth in private food production, and most lawns would be given over for veg growing. People would become more resourseful, fitter and local communities would become much more cohesive. The drug problem would almost disappear, as there would be no opportunity to smuggle the stuff in for quite a while. May you live in interesting times.
  10. Your Thatcher quote is misleading, or maybe misunderstood. Look at the context and she is saying we SHOULD help our neighbours. ''I am homeless, the Government must house me!" and so they are casting their problems on society and who is society? There is no such thing! There are individual men and women and[fo 1] there are families and no government can do anything except through people and people look to themselves first. It is our duty to look after ourselves and then also to help look after our neighbour ''. My suspicion is that in the event of real shortages that really began to hurt, many/most people would accept rationing so long as they had confidence in the state and its ability to maintain social cohesian. If socio-economic breakdown became widespread, they would become selfish grabbers and sod everyone else.
  11. This is the great adjustment we have to make, to realise that we simply have a greater pool of workers than we have useful jobs for. When the money is sloshing around freely, we can mop up many of these people with indulgent activities in the service sector, but they can be terminated at the drop of a hat, and they have. In the 1970's we were told that computers would change everything, and they pretty much have, but it just took 30 years for the real effects to be felt. It OUGHT to be liberating, to free people from their daily toil, to better spend their time interacting with people, the environment, but most people seem to need their lives to be structured for them, as well as the status issues that employees frequently derive from their jobs. Then there remains the thorny issue of the gainfully employed having most of the wealth=influence=power.
  12. You will see this on almost ANY long running (ie more than 2 days) news story. Having covered the obvious, and probably correct implications of the issue, the commentators/writers often then take a contrarian stance, simply to give themselves some fresh 'meat' to get their teeth into. Not surprisingly, the new conclusions are usually pretty much total crap. The self-regarding Guardian will take a contrary view to that of the unwashed hordes as a matter of principle.
  13. It is odd how so many of the really essential jobs are so badly rewarded. Working in a care home, especially if the residents have mental issues, is hard and frequently distasteful, yet pays minimum wage. Yet some coked-up twit in an advertsing agency has a fun, sociable time, produces little of real worth, yet is probably very well paid. Time for a new regime.
  14. Similar story with general (light) aviation in the UK. Much of the fleet is 20, even 30 years old, and the market for the bigger piston twins particularly has pretty much collapsed, with twice the fuel burn, and avgas up to £1.40 per litre. Add to this you have ever-increasing maintenance schedules, overhaul of variable pitch props, overhaul of engines, and your Annual (Flying MOT, if you like) could easily be £30K. The result is large numbers of 5-8 seater aircraft, with a notional book value of maybe £90,000, for which buyers don't really exist, so are they worth anything ?
  15. Gordon says he is going to keep his eye on them.
  16. Here is a neat snapshot- ''The argument that the media is causing and perpetuating the crisis is correct. To a point. A small and rather short point. What is far more important to understand is the unprecedented-in-the-whole-of-human-history debt bubble. It has been built over the last decade. It was unsustainable and its collapse is now upon us. The result of the collapse is a sharp fall in wealth and a sharp rise in unemployment. This change is irreversible because it is a correction. Politicians and others pretend that it is a problem. Problems can be solved if the correct actions are taken. But this isn't a problem. Its a correction to a debt problem that we already had. As a rough analogy off the top of my head (therefore unlikely to be a good one) the West is like an alcoholic who has had his vodka taken off him. He is struggling, hunting, to find more as he thinks that the lack of booze is a problem. It isn't. Withdrawal of booze is the solution to the problem of alcoholism. But the drunk finds it painful. The West is the drunkard and the drug is debt. The lifestyle enjoyed by many that this debt funded has gone and isn't coming back. There's a few billion hard working Chinese and Indian people, many of whom have excellent educations, who want to buy some of the limited worlds resources. The fat arsed, ignorant and lazy West is going to have to learn to live on less. How's your Mandarin ? '' Wee WeasleyWelshman-PPrUNE
  17. How bad would it be if he did abandon them. Oh.. just the same as now, really.
  18. He is hunched in the window of his Estate Agency, adding 10% to all the prices with a felt pen.
  19. Renting is more complex that just banking the money, which is of course taxable income. The certificates, insurance, and general refit will cost more than you expect- it cost me over £6K and the house was in pretty good shape before I started. I can't see much in the way of capital gains, unless the housing market takes a very unlikely upward turn. If you want to 'ride out the crash' then be prepared for a pretty long ride! Give the place a bloody good clean, a lick of paint, price sensibly, and sell on a sunny day in May, when people feel a whole lot better about everything.
  20. Will I be alright as well? I am coherrent as, like,.........whatever. Innit.
  21. Novelty rubber Socialist horror masks (Available in Brown Only)
  22. What happened to Prudence? Last seen smashed out of her head, in a latex G-string, pole-dancing on the steps of the Bank Of England. Jesus Saves, and I would rather follow him than the Caledonian Squanderer.
  23. The BBC is besotted with the Ms Chakrabati, because she ticks ALL those PC boxes........... Woman ( fantastic ) Asian ( Naturally! ) Uber Liberal ( Could we ask for more!!) Also, not a hideous old bat, like, say Anne Widecombe, but suitably 'televisual' with a trendy, metropolitan, neo-lesbian haircut, and so very, very sincere. Though not elected by anyone, or with any obvious speciality or knowledge base, she is a virtual resident at Television Centre, and deigns to give her sincere, liberal opinions on any subject under the sun. Rather more cherished than Carol Thatcher, for instance.
  24. Could be, but it feels more like an inverted spin to me. We have nausea, spatial disorientation, and control recovery inputs are having no effect.
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