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ILikeBigBoobs

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  1. Holmfirth prices up 25% over the last 12 months according to the local paper!!! Thank f*ck I didn't listen to the bears on here
  2. Most folk taking advice from posters on this site will have lost a fortune :
  3. Quite hard hitting from the Guardian! .....The outcome is that today the chancellor of the exchequer presides over a regime that is paying more public employees better than ever in their history, while providing them with a level of job and pension security greater than any private employee of the next generation can hope to know. http://politics.guardian.co.uk/labour/comm...1750566,00.html " Once taxes start to rise, as they must, even the least political citizen will start to wonder where the cash is going, and to resent public fat cats. The louder the unions howl about threats to their feather-bedding, the more people will notice what public servants have got, and others have not. Brown possesses an almost mystic belief in the power of the state to make Britain a better place. He is therefore happy to lavish resources on the state's employees. He was right in 1997, that the public services desperately needed cash and TLC. Now, however, the money is running out, and many people are becoming dismayed and angered by how much has stuck to employees' pockets rather than being used to deliver better services. And since the chancellor is responsible, if there is any justice in the political world he will take the blame. " One can only hope
  4. A THIRD of the money allocated to fund Holme Valley Parish Council will be swallowed up by admin costs. And it emerged today that the bulk of that £81,300 will pay the wages of two parish clerks (who each work a 30 hour week)! http://ichuddersfield.icnetwork.co.uk/0100...-name_page.html And this is the North of England - Not central London!
  5. No one disputes that - it is quoted within the article as a fact of life. The real question being asked is how we handle unskilled immigration and its effects: "Employment of the native-born unskilled must increasingly be in non-tradeable activities. If unskilled immigrants drive down wages for such jobs a hapless underclass will inevitably emerge." Of course it's no longer just the unskilled - my ex is interviewing for a highly skilled position within the NHS this week - 30% of those invited to attend the interview are Polish!
  6. In making the case for controlling immigration the wider context must be remembered. The opening of world trade is eliminating opportunities for production of labour-intensive tradeable goods and services in high-income countries. Employment of the native-born unskilled must increasingly be in non-tradeable activities. If unskilled immigrants drive down wages for such jobs a hapless underclass will inevitably emerge. Does this matter? The answer depends on whether extreme inequality is compatible with successful democracy. The precedents suggest, instead, that it is a recipe for populism, plutocracy, or a miserable alternation between the two. FT - M.Wolf
  7. It also happens to the landlords who use some of these agents - a friend of mine owns a pair of flats and, as she works away a lot, used a large Manchester agent to run them. I have never, ever seen such a bunch of thieving charlatans - made up charges, missing payments into her account, the list really was endless and, as she was a woman, they felt they could just carry on lying to her no matter what. In the two years with them she probably lost £5,000+ . I eventually became involved and she changed agents which resulted in a director of the company making a foulmouthed and abusive phone call to her! If you think EAs are bad just try this Mancunian letting agency!
  8. All part of the switch away from labour to capital which is happening in most English speaking nations ! It seems to have been helped in the UK by the disenfanchisment of the working class after Blair hijacked their party! And I suspect some of those labour voters, who aren't too busy watching Sky, may well boost the BNP vote at the next elections! After all, none of the three main parties seem to have the interests of other than the middle classes in their agendas.
  9. Value of your house risen by 450 per cent in one week? Here's how by Flash Gorman It's pretty well impossible these days to throw a breeze block during a London dinner party without hitting someone who claims that the value of their house value has doubled in the past six months. Despite the valiant and selfless efforts of estate agents to keep prices down, the value of UK property continues to rocket ever skyward. Indeed, whereas a one-room terraced house in Barnsley with outside toilet and tin bath in front of the fire cost just £0.11 in 1993, it will now set you back over £43.70. And by the time you finish reading this piece, it will have risen to a cool £97.64. In an attempt to get to the bottom of this curious phenomenon we assembled the world's leading experts on house retail price indexes, the UK housing market as well as three nationally-regarded PVCu conservatory salesmen, and put them in a three-bedroom dwelling in Knightsbridge for a 24-hour period. The house was valued by a qualified estate agent* at the start of the trial and every four hours thereafter. Between valuations, our team conducted a series of experiments to see if they could artificially alter the property's value. Initial valuation: £580,000 Test one As a control test our team just lounged around smoking cigarettes and doing complicated equations for four hours. Valuation one: £620,000 The estate agent explained the increase was due to the area "hotting up", although subsequent experiments failed to reveal any increase in the ambient temperature. -------------------------------------------------------------------------------- Test two: A burnt-out car was placed into the extremely small front walled garden. Lack of access meant a crane was required to complete the task. Valuation two: £700,000 The estate agent amended the house details to include the phrase: "Ample off-road parking." -------------------------------------------------------------------------------- Test three: A crack den was opened next door to the house and three passers-by were taken out by sniper fire from an upstairs window. Prostitutes began to bang up smack on the front steps and service tricks in the stair well. Valuation three: £900,000 The estate agent amended the house details to include the phrase: "Located in a culturally-diverse area and with excellent access to local amenities." -------------------------------------------------------------------------------- Test four: All of the internal supporting walls were knocked out causing the house to partially collapse. Valuation four: £910,000 The estate agent amended the house details to include the phrase: "Character property, ripe for modernisation." -------------------------------------------------------------------------------- Test five: The rubble-strewn remains of the property were filled with Kosovar Albanians and drums of chemical waste. Valuation five: £1,010,000 The estate agent amended the house details to include the phrase: "Unique opportunity to acquire ongoing rental business." -------------------------------------------------------------------------------- Test six: The arrival of an itinerant Serbian militia resulted in the destruction of the Albanians, the remains of the property and all other houses in a three-block radius. Valuation six: £2,000,000 The estate agent amended the house details to read: "Stunning green-field site benefiting from uninterrupted views of Central London and the potential to build a detached character property with off-street parking in an area of celebrated cultural diversity." Conclusion: It seems it is impossible to stop house prices rising as relentlessly as a Morecambe Bay rip tide. We didn't have the time or facilities to engineer an economic downturn in order to view the effect this would have on the housing market, but we did run a sophisticated computer doomsday simulation. This predicted that society would collapse if prices in the south east of England dipped more than ten per cent, and a cataclysmic fall of twenty per cent would cause immediate nuclear winter followed rapidly by the heat death of the entire universe. * Thanks to a recent government review of estate agents, they must now have at least two "For Sale" signs and a newish suit to qualify for the title. It is hoped that these rigorous requirements will serve to further enhance the already high regard in which estate agents are held.
  10. Goole - East Yorkshire Charles Clegg Esq FRICS, Clegg & Son “While stocks at the high price end are increasing, stocks for lower prices are significantly decreasing. The demand for lower priced properties has considerably increased as these are still drifting higher.” Harrogate - North Yorkshire S G Archer Esq BSc FRICS, Verity Frearson “Instructions and sales have increased markedly since Christmas and there has been a good start to the year generally. Property priced correctly for the market are selling well.” Harrogate - Yorkshire Tom Robinson Esq MRICS, Knight Frank “Large numbers of potential buyers already registered but vendors still waiting to launch in the spring. Our advice is to bring your property to the market now when there is less competition and a greater chance of a premium price being achieved. Country House market in Yorkshire is likely to out perform the UK average. 36% of registered buyers are from outside the region.” Huddersfield - West Yorkshire Alex McNeil Esq. MRICS, Bramleys “Sales are around 25% up on the same period last year with increased level of market activity although there is not evidence of any significant capital growth. The market is more or less stable, with demand meeting supply.” Ilkley - West Yorkshire William Dale Esq MRICS, Dale Eddison “Tremendous sales levels during the early part of the month faded away once schools broke up for half term and the market has yet to regain it's early momentum.” Bingley - West Yorkshire Andrew Hodgson Esq FRICS, Dacre Son & Hartley “A good level of activity during February but stock levels are high and a buyer's market prevails with prices basically stable.” Bridlington - East Yorkshire Richard J Graves Esq FRICS, D Dunk Lewis & Graves “A slow but steady start to the year. Sales and enquiries are down but hopefully spring and the better weather will improve the outlook.” Calderdale - Halifax Alex McNeil Esq. MRICS, Bramleys “After a slow start to the New Year there has been an increasing number of instructions and the market is now stable. It is anticipated that as the year progresses there will be an increased level of transactions although it is not anticipated that there will be any significant capital growth.” Doncaster - South Yorkshire Mark Hunter Esq. MRICS, Grice & Hunter “Very significant imbalance between the vast amount of property that is on the market and the number of serious buyers. In the last few weeks there has been more activity for some properties but this is generally restricted (as in any 'normal' market) to those in the better areas and which are both sensibly priced and well presented.” Knaresborough - North Yorkshire John E Haigh Esq BSC MRICS FAAV, Lister & Haigh “Market activity is still slightly above expectations.” Market Weighton - York Chris Clubley Esq FRICS CAAV, Chris Clubley & Co. “Tremendous increase in buyer enquiries resulting in an increase in agreed sales. The feeling of spring has come early!” North Yorkshire - North Yorkshire Malcolm Parker Esq MRICS, Joplings Estate Agents “The market is quite buoyant, particularly at the lower end. New instructions are attracting considerable interest and are selling well. There is a general feeling that the housing market has settled down.” Richmond - North Yorkshire Francis Brown Esq. FRICS, Norman F Brown “Market showing encouraging signs of life particularly at the bottom end. First time buyers seem to have more confidence.” Stokesley - North Yorkshire Michael Westgarth-Taylor Esq. FRICS, Sanderson Taylor Partnership “February followed on where January left off. An increasing number of viewings which has led to an increased number of sales. Prices have certainly not fallen. If anything, they have risen marginally. There is still a large number of properties on the market, so purchasers have a wide choice - I would expect this choice to narrow in the next few months.” Wakefield - West Yorkshire D J Martindale Esq. MRICS, Abson Blaza Property Services “There has been a general increase in the level of activity and enquiries during February. People are now starting to ask questions about H.I.P's etc. There's a general concern in this area.” Wetherby area - West Yorkshire Ken Bird Esq BSc MRICS, Renton & Parr “Very positive start to the year with five record months of sales. Presently selling at 97% of asking prices on average and some properties selling within days of coming to the market. Now looking forward to a busy spring market.” York - North Yorkshire Edward Waterson Esq. BSc FRICS, Carter Jonas “2006 has opened with the liveliest period in the property market for nearly two years. Instructions are up and prices are firm.” York - Yorkshire Nigel Naish Esq FRICS, Naish Estate Agents & Solicitors Ltd “Last months activity has continued and interest remains strong for all categories. The desire to "down-size" is being balanced by those needing bigger houses. There is definitely renewed confidence in the housing market, yet buyers are not making silly offers.”
  11. The met themselves are rather less coy: http://www.met.police.uk/wanted/
  12. Frustration for the excluded By Jim Pickard in London Published: Financial Times April 17 2006 03:00 | Last updated: April 17 2006 03:00 Ajay Ahuja bought his first house with a £500 ($875, €720) deposit when he was a "party-loving" accountancy trainee at the age of 24. Now, the 34-year-old "Essex boy" is the proud landlord of 150 properties across the UK with a market value of about £10m. "Now I get up in the morning whenever I want, which is usually 11am," he says. "Every day is a Saturday." On the other side of the country, artist Emma Callahan lives in state housing in Bath, a city best known for its Roman hot pools. Ms Callahan, 27, says she has given up on the idea of being an owner-occupier, given that prices in Bath are four times what they were in 1995. "When I think about how much money I make, which is hardly anything, I can't ever see myself buying my own property - unless prices crash or I inherit a fortune from a long-lost relative," she says. In 1997, when the Labour party came to power in the UK, Gordon Brown, the new chancellor of the exchequer, pledged to narrow the gulf between rich and poor that "disfigure our society". Achieving this goal has proven tricky, given that Labour came to power at the start of a property boom that has driven average prices upwards by 180 per cent. Those who owned their homes in the early days of the boom are lucky. Tens of thousands have remortgaged and used the surplus cash as deposits on second or third "investment properties" - or, in the case of Mr Ahuja, vast portfolios. For those who did not manage to get their foot on the "property ladder" several years ago, it seems a Herculean task. This is most apparent for those living off state aid or on the minimum wage, who are now the target of numerous government housing initiatives. But it is also true of many affluent, white-collar workers who - in previous generations - could have bought a home with ease. "I want to buy a house because rent is dead money. It is frustrating when you are paying a level of rent that could be paying off a mortgage," says Alexandra Durnford, a 30-year-old marketing executive from London. "But it is quite a daunting prospect when you put your income into a mortgage calculator and you figure out that all you can afford is something small in Luton [a small industrial town an hour north of London]." This is a familiar dilemma for professionals in Spain, Italy, the US and across the developed world. Andy Black, a financial adviser living in Perth, Australia, says he plans to build his own home outside the city suburbs because prices are so "crazy". The same frustration is felt by 30-year-old consultant Sarah Martin, who cannot afford to buy in New York in spite of earning more than $100,000 (€83,000, £57,000). Ms Martin, who is single, says she has browsed internet sites for real estate but a one-bedroom flat in a decent area costs about $600,000. For now, she says, she is waiting for the "bubble" to burst. Indeed, the idea that renting is "dead money" is increasingly questionable in many cities around the world, given that rents have barely risen during the great property boom. In San Francisco, for example, annual ownership costs are 68 per cent higher than renting - even with an interest-only mortgage. More and more US citizens are moving away from fixed-rate mortgages to variable, interest-only - and even "reverse amortisation" products, where the level of debt owed increases - in a bid to keep their costs down. Despite this financial wizardry, prices are still out of the reach of many. Ms Martin says she would rather rent in a good part of Manhattan than own and take "a one-hour commute on the subway". At the other end of the spectrum, meanwhile, landlords are becoming ever more ambitious, with some moving into commercial property or buying up homes overseas. Private money has flooded into Dubai, the Mediterranean, eastern Europe and ever further afield. A company selling homes in Ulan Bator, Mongolia, where only 4 per cent of roads are paved, attracted plenty of attention at the MIPIM property festival in Cannes last month. Property fever has started to abate in some countries, such as the UK, the Netherlands and Australia. And some areas are experiencing the hangover that comes with a price meltdown. This month, middle-class homeowners in Shanghai held demonstrations because they were appalled that their homes had fallen in value by up to 40 per cent in a year. Post-communist countries may not be the only ones to learn the hard way this lesson in the vagaries of markets.
  13. Balance of payment deficiets may well be comming back into consideration This is the FT talking about the $; The dollar, that great symbol of American financial hegemony, is facing the risk of a regime change on currency markets. For the past 15 months, these markets have been dominated by interest rate differentials. The dollar has been the winner ...... But there is now serious talk that the forex market’s attention may be about to shift and focus once more on structural issues such as current account deficits and central bank reserve diversification. Given the economic imbalances of the US, that would put pressure on the dollar and presumably the £ ?
  14. I don't think so - though the tiny chance that they could actually hit Cyprus may well be rolled out as an excuse for our involvemnent in Operation Turn Persia to Glass. Irans Missiles - Iran Missile Update - 2004 Iran continues to develop its ballistic missile capability, despite a number of setbacks in recent flight tests. Since 2000, Iran has focused its efforts on the Shahab 3 medium-range missile, which is capable of reaching Israel, Turkey, Saudi Arabia, and U.S. forces in the Middle East. Although several tests of the Shahab 3 appear to have failed, a ceremony was held on July 20, 2003 marking the distribution of the missile to Iran's Revolutionary Guard. The Central Intelligence Agency now considers Iran's missile arsenal to include "some" Shahab 3 missiles. The fate of the Shahab 4 missile, originally planned as a follow-on version of the Shahab 3 and able to attain parts of Eastern Europe, is unclear. Iran's missile program continues to depend on imports from China, North Korea and Russia, all of which have sold either missile equipment, technology, or expertise. These imports have helped Iran towards self-sufficiency in missile production
  15. The UK is being turned into the Hong Kong of Europe and the Quality of Life, low though it already is by European standards, will be reduced even further for the majority (though the top few percent will do even better than before). E.g Is there any other Norther European nation where the poor a being forced to pull their own teeth out (as shown on Yorkshire TV the other day).
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