BearlyBegun

https://www.thedailymash.co.uk/news/celebrity/why-you-office-plebs-must-listen-to-advice-from-a-rich-property-developer-by-kirstie-allsopp-20200806199182

https://www.bbc.co.uk/news/business-53247066 UK house prices 'in first annual fall for eight years'

My large & local central London Sainsburys is playing their recorded message regarding "2 or 3 of each important item per customer - this includes hand sanitizer / soap / toilet roll and cleaning products" on loop - which is quite amusing as their shelves have been literally bare of of these items for more than 10 days running! Its actually completely stripped of all products now - virtually no fresh veg, no fresh meat / fish, no tinned goods, none of the key items mentioned above, no toothpaste ffs

Very interesting read - thanks for link

Ah, I see. You're specifically referring to that August 2016 cut, from 0.5% to 0.25% I didnt read the prev part of your exchange that lead to that statement

I must admit I'm really confused by this statement (my bold).... Of course there was a plan to lower rates and print before Brexit. That was the only Global plan for 10 years since GFC. In fact its still the plan from all the central banks now as the next global recession looms... Aren't central banks signalling that the next move will be down (some already started) and surely its fully expected that the "plan" started during the GFC will continue? Brexit clearly doesnt help, but I think the BoE would be following others (FED) anyway

Virgin Money seem to agree with you, considering they just launched a 15 YEAR fixed mortgage @ 2.55% (65% LTV) https://www.financialreporter.co.uk/mortgages/virgin-money-launches-15-year-fixed-rate-mortgage.html

Aside from Assured Shorthold Tenancy and this proposal for all to become Assured Tenancy, are there many other types still in use? Because I noticed just now on Rightmove in the "tenancy info" popup for a London property it said: To be paid when making an offer for an ASTHolding deposit *per tenancy - equal to one week's rentTo be paid when making an offer for a non-ASTHolding deposit *per tenancy - equal to one week's rentReferencing charge:- per individual applicant (including 'right to rent' check) and/or guarantor - £60.00- per company applicant and/or guarantor - £66.00Preparation of tenancy agreement, per tenancy - £300.00Inventory check-in, per tenancy - £130.00*Please ask to see the conditions on the holding deposit receipt form as to whether all or part of the above will be refunded should the tenancy not proceed. Is this an EA (or landlord) trying to wriggle out of the recent ban on fees, and possibly trying to sign a new tenant up to a different type of agreement... and therefore be forced to pay fees again? Or am I being too cynical?

Far from my favourite publication, but ThisIsMoney has gone with headline: 'Punishing' drop in London house prices is fastest decline since the recession, official data shows https://www.thisismoney.co.uk/money/mortgageshome/article-7225281/House-price-growth-grinds-halt-England-drop-London-prices-weighs-market.html

Probably more appropriate for current times...

Too right they would, the scumbags ... great! https://england.shelter.org.uk/housing_advice/private_renting/letting_agent_fees_for_tenants The tenant fees ban from 1 June 2019 From 1 June 2019 all upfront fees for tenants will be banned. What you can’t be asked to pay If you sign a new tenancy or renew your tenancy after 1 June, you can’t be asked to pay for: • referencing • credit and immigration checks • administration • renewing your contract What you can still be asked to pay The only fees that you can be charged will be: • for the cost of replacing a key if you lose one • if you are more than 14 days late with your rent • if you want to change your tenancy or bring it to an end

May I ask - does this mean you were charged nothing at all for the process? (aside from the deposit protection amount, and the 1month rent in advance) If so this is great news & presumably they charged the credit check and contract to the LL... I thought I read somewhere that "reasonable cost" of credit check and contract (e.g. reasonable cost of £4 and £20 respectively) might still be billable to tenant Thanks

Just hover over the users avatar on left of page for a second or so, and the popup window includes the option "Ignore User" - on the next page you will have options on what/all to ignore from them. I applied it a long time ago for the user in question...

Awesome news... both rents and house prices falling for the rest of 2019 - excellent!

Ignore function is still there for me...? I hover over an avatar on left hand side in the thread and can click to ignore user, then it takes me to the next page where I specify what to ignore (posts / direct messages etc)