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House Price Crash Forum


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About 2buyornot2buy

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  1. I'm familiar with baby steps. It's all about investing early. If you get employer matching on pension contributions it's an absolute no brainer.
  2. I personally think the people who bought it are absolute mugs. But then what do I know. I would never have convinced the OH to do it if it wasn't for covid. Plus the fact we had a mortgage free house to move to. Some fantastic stock opportunities out there at the minute. BP have been a absolutely brilliant buy for me. You should really read up on the FIRE movement. Get to the stage where you can semi/fully retire. If there's one thing this whole covid situation should have taught the world is that you can't buy time.
  3. Well I've cashed out so to speak. Sold up a few months ago in BT9. I don't want to say too much but it wasn't a traditional sale. I'll see what happens over the next 12-18 months before we decided what to do next. Just about doubled our money since we bought about 8 years ago. We've been fortunate enough in that the inlaws inherited a house that they don't need, so we've moved in while we decide what to do. It's a big house, outside the city. It needs some work but covid has made us reassess what we want from life.
  4. This is what happens when you removed SDLT. People borrow thousands more to save hundreds.
  5. It could be that. It could also be EA bias. The low base level of transactions from people returning, a massive increase last year as a percentage but a really small absolute number.
  6. Lots of talk last year about people moving here from England and pushing up prices. We have a bit more info now from the NI population estimates. Belfast had 2500 more people leave to GB than arrived. Between the year ending mid-2019 and the year ending mid-2020, the number of people leaving Northern Ireland to live in the rest of the UK increased by 1,200 people (12.0 per cent), while the number of people coming to live in Northern Ireland from the rest of the UK decreased by 1,400 people (12.3 per cent). This led to inflows of 10,000 people and outflows of 11,600 people in the year ending mid-2020 and resulted in a net UK migration loss of 1,500 peopl
  7. What I'd really like to know is if they release the full dataset to propertypal.
  8. I thought you might get a response like that. We need the LR to get online. I'd expect a copy and paste response to a 10k signature petition.
  9. I expect the reason is due to "anonymity". They obscure the data on the report when it gets to a level where you point to individual sale prices. Obviously in GB it's not an issue as individual sale price is available online via land registry. Monthly here might result in lots of useless blanks particularly during lower transaction months. If all you're after is sub-regional average then I don't see the problem. Really what should be happening is our land registry should move with the times.
  10. I think you would be better in the first instance, to fire an email off to the statistician responsible (Ciara Cunningham) for the report to ask why the report is produced quarterly. Then work from there. I genuinely wouldn't be surprised if there was a plan somewhere to move to monthly.
  11. Simpson Millar looks to be running on fumes. I'd have serious issues taking out a 100k mortgage working there. Salaried partner by the looks of it. 100k absolute tops salary if a 8 year PQE is on 36k.
  12. In reality there's no such thing as 0% finance on cars. You're getting less discount on the price or no deposit contribution. Work the numbers, but probably better to take the dealer finance and then cancel having arranged your own.
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