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Nerd

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About Nerd

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  1. Sold the two BLTs bought in 2001 ( down payment from Mewing) in 2015 and payed off mortgage on the family house, bought a Porsche Cayman cash the rest is for wasting...INIT
  2. 33% of Joint was on interest only and just moved to a straight repayment fixed, It's high because i only have 13 years left. Was sh*ting it a bit but looks "normal" somehow
  3. if I had a large gifted deposit, and I could get a cheap fixed rate. Currently cheaper than renting and interest rates are going nowhere I bought my house in 1999 a more relevant question for me is, would I upsize to a more expensive house. and the answers no, not at these prices
  4. Seem perfectly fair to me, dont agree with every thing but it seems like a fair basket ( 2013 items in Basket) . ANNEX A: CONSUMER PRICES INDEX: REPRESENTATIVE ITEMS IN 2012 . Category Sub-category Type, where relevant Item . 01.1 Food 01.1.1 Bread and Cereals Large white loaves - sliced and unsliced . 01.1 Food 01.1.1 Bread and Cereals Large wholemeal loaf . 01.1 Food 01.1.1 Bread and Cereals Garlic bread . 01.1 Food 01.1.1 Bread and Cereals Rice . 01.1 Food 01.1.1 Bread and Cereals Breakfast cereals . 01.1 Food 01.1.1 Bread and Cereals Corn based snacks . 01.1 Food 01.1.1 Bread and Cereals Sponge cakes . 01.1 Food 01.1.1 Bread and Cereals Pack of individual cakes . 01.1 Food 01.1.1 Bread and Cereals Fruit pies . 01.1 Food 01.1.1 Bread and Cereals Chocolate wafers . 01.1 Food 01.1.1 Bread and Cereals Hot oat cereal . 01.1 Food 01.1.1 Bread and Cereals Bread rolls . 01.1 Food 01.1.1 Bread and Cereals Flour . 01.1 Food 01.1.1 Bread and Cereals Pasta . 01.1 Food 01.1.1 Bread and Cereals Various selected biscuits . 01.1 Food 01.1.1 Bread and Cereals Doughnuts . 01.1 Food 01.1.1 Bread and Cereals Crackers . 01.1 Food 01.1.1 Bread and Cereals Frozen pizzas . 01.1 Food 01.1.1 Bread and Cereals Dehydrated noodles/pasta . 01.1 Food 01.1.1 Bread and Cereals Cereal bars . 01.1 Food 01.1.2 Meat Beef Rump steak . 01.1 Food 01.1.2 Meat Beef Mince . 01.1 Food 01.1.2 Meat Beef Frozen burgers . 01.1 Food 01.1.2 Meat Beef Braising steak . 01.1 Food 01.1.2 Meat Beef Topside . 01.1 Food 01.1.2 Meat Lamb Loin chops . 01.1 Food 01.1.2 Meat Lamb Leg . 01.1 Food 01.1.2 Meat Lamb Shoulder . 01.1 Food 01.1.2 Meat Pork Loin chops . 01.1 Food 01.1.2 Meat Pork Gammon . 01.1 Food 01.1.2 Meat Pork Back bacon . 01.1 Food 01.1.2 Meat Chicken Fresh/chilled whole chicken . 01.1 Food 01.1.2 Meat Chicken Frozen chicken breasts . 01.1 Food 01.1.2 Meat Chicken Fresh chicken breasts . 01.1 Food 01.1.2 Meat Chicken Rotisserie cooked hot whole chicken . 01.1 Food 01.1.2 Meat Other Meats Pork sausages . 01.1 Food 01.1.2 Meat Other Meats Cooked meats – eg ham . 01.1 Food 01.1.2 Meat Other Meats Canned meats . 01.1 Food 01.1.2 Meat Other Meats Chicken kievs . 01.1 Food 01.1.2 Meat Other Meats Meat pies . 01.1 Food 01.1.2 Meat Other Meats Fresh turkey steaks . 01.1 Food 01.1.2 Meat Other Meats Frozen chicken nuggets . 01.1 Food 01.1.2 Meat Other Meats Oven-ready joint . 01.1 Food 01.1.3 Fish Fresh white fish fillets . 01.1 Food 01.1.3 Fish Canned tuna . 01.1 Food 01.1.3 Fish Frozen prawns . 01.1 Food 01.1.3 Fish Fresh salmon fillets . 01.1 Food 01.1.3 Fish Fish fingers . 01.1 Food 01.1.3 Fish Frozen breaded/battered white fish . 01.1 Food 01.1.4 Milk, Cheese and Eggs Full-fat and semi-skimmed milk – shop-bought and delivered . 01.1 Food 01.1.4 Milk, Cheese and Eggs Fresh cream . 01.1 Food 01.1.4 Milk, Cheese and Eggs Yoghurt . 01.1 Food 01.1.4 Milk, Cheese and Eggs Cheddar – home-produced . 01.1 Food 01.1.4 Milk, Cheese and Eggs Parmesan . 01.1 Food 01.1.4 Milk, Cheese and Eggs Soft continental cheese . 01.1 Food 01.1.4 Milk, Cheese and Eggs Cheese spread . 01.1 Food 01.1.4 Milk, Cheese and Eggs Powdered baby formula . 01.1 Food 01.1.4 Milk, Cheese and Eggs Pro-biotic drink . 01.1 Food 01.1.4 Milk, Cheese and Eggs Chilled pot dessert . 01.1 Food 01.1.4 Milk, Cheese and Eggs Fromage frais . 01.1 Food 01.1.4 Milk, Cheese and Eggs Edam . 01.1 Food 01.1.4 Milk, Cheese and Eggs Other regional cheeses . 01.1 Food 01.1.4 Milk, Cheese and Eggs Various sized eggs . 01.1 Food 01.1.5 Oils and Fats Margarine/low fat spread . 01.1 Food 01.1.5 Oils and Fats Home-produced and imported butter . 01.1 Food 01.1.5 Oils and Fats Olive oil . 01.1 Food 01.1.6 Fruit Cooking apples . 01.1 Food 01.1.6 Fruit Pears . 01.1 Food 01.1.6 Fruit Strawberries . 01.1 Food 01.1.6 Fruit Oranges . 01.1 Food 01.1.6 Fruit Avocado pears . 01.1 Food 01.1.6 Fruit Kiwi fruit . 01.1 Food 01.1.6 Fruit Various canned fruits . 01.1 Food 01.1.6 Fruit Plums . 01.1 Food 01.1.6 Fruit Dried fruit . 01.1 Food 01.1.6 Fruit Dessert apples . 01.1 Food 01.1.6 Fruit Bananas . 01.1 Food 01.1.6 Fruit Grapes . 01.1 Food 01.1.6 Fruit Grapefruit . 01.1 Food 01.1.6 Fruit Peaches/nectarines . 01.1 Food 01.1.6 Fruit Organic fruit . 01.1 Food 01.1.6 Fruit Salted/roasted peanuts . 01.1 Food 01.1.6 Fruit Small oranges . 01.1 Food 01.1.6 Fruit Pineapple . 01.1 Food 01.1.7 Vegetables Loose and pre-packed potatoes – old, new and baking varieties . 01.1 Food 01.1.7 Vegetables Crisps – single and multi-packs . 01.1 Food 01.1.7 Vegetables Frozen chips . 01.1 Food 01.1.7 Vegetables Cabbage . 01.1 Food 01.1.7 Vegetables Carrots . 01.1 Food 01.1.7 Vegetables Onions . 01.1 Food 01.1.7 Vegetables Cucumbers . 01.1 Food 01.1.7 Vegetables Organic vegetables . 01.1 Food 01.1.7 Vegetables Canned tomatoes . 01.1 Food 01.1.7 Vegetables Canned sweet corn . 01.1 Food 01.1.7 Vegetables Vegetarian burger/grills . 01.1 Food 01.1.7 Vegetables Pre-packed salad . 01.1 Food 01.1.7 Vegetables Peppers . 01.1 Food 01.1.7 Vegetables Fresh tomatoes . 01.1 Food 01.1.7 Vegetables Cauliflower . 01.1 Food 01.1.7 Vegetables Mushrooms . 01.1 Food 01.1.7 Vegetables Lettuce . 01.1 Food 01.1.7 Vegetables Canned baked beans . 01.1 Food 01.1.7 Vegetables Broccoli . 01.1 Food 01.1.7 Vegetables Courgettes . 01.1 Food 01.1.7 Vegetables Frozen peas . 01.1 Food 01.1.7 Vegetables Vegetable pickle . 01.1 Food 01.1.8 Sugar, Jam, Honey, Syrups, Chocolate and Confectionery Sugar . 01.1 Food 01.1.8 Sugar, Jam, Honey, Syrups, Chocolate and Confectionery Ice cream . 01.1 Food 01.1.8 Sugar, Jam, Honey, Syrups, Chocolate and Confectionery Various selected popular brands of sweets, chocolates, gum and mints . 01.1 Food 01.1.8 Sugar, Jam, Honey, Syrups, Chocolate and Confectionery Various jams . 01.1 Food 01.1.9 Food Products (not elsewhere classified) Soup . 01.1 Food 01.1.9 Food Products (not elsewhere classified) Various sauces – eg tomato sauce, mayonnaise . 01.1 Food 01.1.9 Food Products (not elsewhere classified) Ready cooked meals . 01.2 Non - Alcoholic Beverages 01.2.1 Coffee, Tea and Cocoa Tea bags . 01.2 Non - Alcoholic Beverages 01.2.1 Coffee, Tea and Cocoa Instant coffee . 01.2 Non - Alcoholic Beverages 01.2.1 Coffee, Tea and Cocoa Ground coffee . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Various pure fruit juices . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Mineral water . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Cola . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Energy drinks . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Fruit drink . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Squashes . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Various fizzy drinks . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Lemonade . 01.2 Non - Alcoholic Beverages 01.2.2 Mineral Waters, Soft Drinks and Juices Fruit smoothie . 02.1 Alcoholic Beverages (Off Sales) 02.1.1 Spirits Whisky . 02.1 Alcoholic Beverages (Off Sales) 02.1.1 Spirits Brandy . 02.1 Alcoholic Beverages (Off Sales) 02.1.1 Spirits Vodka . 02.1 Alcoholic Beverages (Off Sales) 02.1.1 Spirits Spirit based drinks . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Bottled white wine . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Champagne . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Bottled cider . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Sparkling wine . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Bottled red wine . 02.1 Alcoholic Beverages (Off Sales) 02.1.2 Wine Fortified wine . 02.1 Alcoholic Beverages (Off Sales) 02.1.3 Beer Canned lager . 02.1 Alcoholic Beverages (Off Sales) 02.1.3 Beer Bottled lager . 02.1 Alcoholic Beverages (Off Sales) 02.1.3 Beer Canned bitter . 02.2 Tobacco Canned stout . 02.2 Tobacco Selected brand cigarettes . 02.2 Tobacco Mentholated cigarettes . 02.2 Tobacco Hand rolling tobacco . Cigars . 03.1 Clothing 03.1.2 Garments Men’s Clothing Suit . 03.1 Clothing 03.1.2 Garments Men’s Clothing Trousers - formal, casual . 03.1 Clothing 03.1.2 Garments Men’s Clothing Jumper . 03.1 Clothing 03.1.2 Garments Men’s Clothing Various shirts . 03.1 Clothing 03.1.2 Garments Men’s Clothing Tracksuit bottom . 03.1 Clothing 03.1.2 Garments Men’s Clothing Shorts . 03.1 Clothing 03.1.2 Garments Men’s Clothing Underwear . 03.1 Clothing 03.1.2 Garments Men’s Clothing Coat . 03.1 Clothing 03.1.2 Garments Men’s Clothing Casual jacket . 03.1 Clothing 03.1.2 Garments Men’s Clothing Jeans . 03.1 Clothing 03.1.2 Garments Men’s Clothing T shirt . 03.1 Clothing 03.1.2 Garments Men’s Clothing Branded sports sweatshirt . 03.1 Clothing 03.1.2 Garments Men’s Clothing Replica football team shirt . 03.1 Clothing 03.1.2 Garments Men’s Clothing Socks . 03.1 Clothing 03.1.2 Garments Women's clothing Dress . 03.1 Clothing 03.1.2 Garments Women's clothing Jeans . 03.1 Clothing 03.1.2 Garments Women's clothing Top . 03.1 Clothing 03.1.2 Garments Women's clothing Cardigan . 03.1 Clothing 03.1.2 Garments Women's clothing Coat . 03.1 Clothing 03.1.2 Garments Women's clothing Rainwear . 03.1 Clothing 03.1.2 Garments Women's clothing Underwear . 03.1 Clothing 03.1.2 Garments Women's clothing Nightwear . 03.1 Clothing 03.1.2 Garments Women's clothing Trousers - formal, casual . 03.1 Clothing 03.1.2 Garments Women's clothing T shirt . 03.1 Clothing 03.1.2 Garments Women's clothing Shorts . 03.1 Clothing 03.1.2 Garments Women's clothing Jacket - formal, casual . 03.1 Clothing 03.1.2 Garments Women's clothing Jumper . 03.1 Clothing 03.1.2 Garments Women's clothing Swimwear . 03.1 Clothing 03.1.2 Garments Women's clothing Tights . 03.1 Clothing 03.1.2 Garments Children’s Clothing Schoolwear – trousers, skirt . 03.1 Clothing 03.1.2 Garments Children’s Clothing Jumper/sweatshirt . 03.1 Clothing 03.1.2 Garments Children’s Clothing Underwear . 03.1 Clothing 03.1.2 Garments Children’s Clothing Pyjamas . 03.1 Clothing 03.1.2 Garments Children’s Clothing Babygro/sleepsuit . 03.1 Clothing 03.1.2 Garments Children’s Clothing Tops – sports and fashion . 03.1 Clothing 03.1.2 Garments Children’s Clothing Jeans . 03.1 Clothing 03.1.2 Garments Children’s Clothing Jacket . 03.1 Clothing 03.1.2 Garments Children’s Clothing Socks . 03.1 Clothing 03.1.2 Garments Children’s Clothing Trousers . 03.1 Clothing 03.1.3 Other Clothing and Clothing Accessories Man’s tie . 03.1 Clothing 03.1.3 Other Clothing and Clothing Accessories Lady’s scarf . 03.1 Clothing 03.1.3 Other Clothing and Clothing Accessories Knitting wool . 03.1 Clothing 03.1.4 Cleaning, Repair and Hire of Clothing Dry-cleaning . 03.2 Footwear Including Repairs Shoes – formal, school, casual and fashion . 03.2 Footwear Including Repairs Boots – formal, fashion and walking/hiking boot . 03.2 Footwear Including Repairs Training shoes . 03.2 Footwear Including Repairs Sandals . 04.1 Rents Private furnished rent . 04.1 Rents Local authority rent . 04.1 Rents UK holiday accommodation (self-catered) . 04.1 Rents Private unfurnished rent . 04.1 Rents Registered social landlord (RSL) rent . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Ready mixed filler . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Wallpaper paste . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Varnish . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Taps . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Shower head . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Woodscrews . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Wallpaper . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Paint . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Paintbrush . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Ceramic tiles . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Softwood . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.1 Materials for Maintenance and Repair Medium density fibreboard (MDF) . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.2 Services for Maintenance and Repair Fees charged by plumbers, electricians, carpenters and decorators . 04.3 Regular Maintenance and Repair of the Dwelling 04.3.2 Services for Maintenance and Repair Gas service charge . 04.4 Water Supply and Miscellaneous Services for the Dwelling 04.4.1 Water Supply Average water charges . 04.4 Water Supply and Miscellaneous Services for the Dwelling 04.4.3 Sewerage Collection Average sewerage and environmental charges . 04.5 Electricity, Gas and Other Fuels 04.5.1 Electricity Average of the electricity companies’ tariffs . 04.5 Electricity, Gas and Other Fuels 04.5.2 Gas Average of the gas companies’ tariffs . 04.5 Electricity, Gas and Other Fuels 04.5.2 Gas Butane gas . 04.5 Electricity, Gas and Other Fuels 04.5.3 Liquid Fuels Kerosene . 04.5 Electricity, Gas and Other Fuels 04.5.4 Solid Fuels Coal . 04.5 Electricity, Gas and Other Fuels 04.5.4 Solid Fuels Smokeless fuel . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Dining room furniture – eg table, chairs . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Bedroom furniture – eg wardrobe, beds, chest of drawers . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Living room furniture – eg armchair, sofa bed, leather settee, bookcase, table lamp . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Kitchen furniture – various kitchen units . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Office furniture – home office desk . 05.1 Furniture, Furnishings and Carpets 05.1.1 Furniture and Furnishings Outdoor furniture – patio set . 05.1 Furniture, Furnishings and Carpets 05.1.2 Carpets and Other Floor Coverings Selected carpets . 05.1 Furniture, Furnishings and Carpets 05.1.2 Carpets and Other Floor Coverings Rug . 05.1 Furniture, Furnishings and Carpets 05.1.2 Carpets and Other Floor Coverings Laminate floor covering . 05.1 Furniture, Furnishings and Carpets 05.1.2 Carpets and Other Floor Coverings Hardwood floor covering . 05.2 Household Textiles Curtains . 05.2 Household Textiles Duvet . 05.2 Household Textiles Bed sheet . 05.2 Household Textiles Fabric roller blind . 05.2 Household Textiles Duvet cover . 05.2 Household Textiles Towels . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Cooker – electric . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Fridge/freezer . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Vacuum cleaner . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Gas Fire . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Selected small appliances - eg iron, kettle, fan heater, electric fan . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Cooker – gas . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Dishwasher . 05.3 Household Appliances 05.3.1/2 All Major Appliances and Small Electrical Appliances Washing machine . 05.3 Household Appliances 05.3.3 Repair of Household Appliances Electrical service charges . 05.3 Household Appliances 05.3.3 Repair of Household Appliances Washing machine repair . 05.3 Household Appliances 05.3.3 Repair of Household Appliances Kitchen equipment – eg pans, scissors, plastic food container . 05.4 Glassware, Tableware and Household Utensils Tableware – eg crockery set, cutlery set . 05.4 Glassware, Tableware and Household Utensils Glassware – eg tumbler . 05.4 Glassware, Tableware and Household Utensils Flower vase . 05.5 Tools and Equipment for House and Garden Battery . 05.5 Tools and Equipment for House and Garden Lawnmower . 05.5 Tools and Equipment for House and Garden Power tools – eg hammer drill . 05.5 Tools and Equipment for House and Garden Door handle . 05.5 Tools and Equipment for House and Garden Hire of domestic carpet shampoo/cleaner . 05.5 Tools and Equipment for House and Garden Light bulb . 05.5 Tools and Equipment for House and Garden Other gardening equipment – eg spade . 05.5 Tools and Equipment for House and Garden Other tools – eg screwdriver . 05.5 Tools and Equipment for House and Garden Power point . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Washing powder . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Dishwasher tablets . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Bin liners . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Fabric conditioner . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Kitchen roll . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Washing-up liquid . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Aluminium foil . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Household cleaner cream/liquid . 05.6 Goods and Services for Household Maintenance 05.6.1 Non-Durable Household Goods Bleach . 05.6 Goods and Services for Household Maintenance 05.6.2 Domestic Services and Household Services Domestic help fees . 05.6 Goods and Services for Household Maintenance 05.6.2 Domestic Services and Household Services Gardeners’ fees . 05.6 Goods and Services for Household Maintenance 05.6.2 Domestic Services and Household Services Window cleaning fees . 05.6 Goods and Services for Household Maintenance 05.6.2 Domestic Services and Household Services Nanny fees . 06.1 Medical Products, Appliances and Equipment 06.1.1 Pharmaceutical Products NHS prescription charges . 06.1 Medical Products, Appliances and Equipment 06.1.1 Pharmaceutical Products Selected medicines – eg indigestion tablets, aspirin, packets of cold/flu drink powder, allergy tablets . 06.1 Medical Products, Appliances and Equipment 06.1.1 Pharmaceutical Products Multi-vitamins tablets . 06.1 Medical Products, Appliances and Equipment 06.1.2/3 Other Medical and Therapeutic Products Condoms . 06.1 Medical Products, Appliances and Equipment 06.1.2/3 Other Medical and Therapeutic Products Spectacle frames . 06.1 Medical Products, Appliances and Equipment 06.1.2/3 Other Medical and Therapeutic Products Contact lenses . 06.1 Medical Products, Appliances and Equipment 06.1.2/3 Other Medical and Therapeutic Products Plasters . 06.1 Medical Products, Appliances and Equipment 06.1.2/3 Other Medical and Therapeutic Products Prescription lenses . 06.2 Out-Patient Services 06.2.1/3 Medical Services and Paramedical Services Non NHS medical services – eg physiotherapy, chiropractic medicine . 06.2 Out-Patient Services 06.2.2 Dental Services NHS dental charges . 06.3 Hospital Services Hospital charges, including private surgery fees . 06.3 Hospital Services Nursing home fees . 06.3 Hospital Services Private dental examination . 07.1 Purchase of Vehicles 07.1.1a New Cars New cars . 07.1 Purchase of Vehicles 07.1.1b Second Hand Cars Second hand cars . 07.1 Purchase of Vehicles 07.1.2/3 Motorcycles and Bicycles Motorcycles . 07.1 Purchase of Vehicles 07.1.2/3 Motorcycles and Bicycles Bicycles . 07.2 Operation of Personal Transport Equipment 07.2.1 Spare Parts and Accessories Selected spare parts and accessories - eg wiper blade, battery, tyres . 07.2 Operation of Personal Transport Equipment 07.2.1 Spare Parts and Accessories Satellite navigation system . 07.2 Operation of Personal Transport Equipment 07.2.2 Fuels and Lubricants Ultra low sulphur petrol . 07.2 Operation of Personal Transport Equipment 07.2.2 Fuels and Lubricants Motor oil . 07.2 Operation of Personal Transport Equipment 07.2.2 Fuels and Lubricants Ultra low sulphur diesel . 07.2 Operation of Personal Transport Equipment 07.2.3 Vehicle Maintenance and Repairs Car service . 07.2 Operation of Personal Transport Equipment 07.2.3 Vehicle Maintenance and Repairs Automatic car wash . 07.2 Operation of Personal Transport Equipment 07.2.3 Vehicle Maintenance and Repairs Exhaust/brake fitting at fast fit auto centre . 07.2 Operation of Personal Transport Equipment 07.2.3 Vehicle Maintenance and Repairs Labour charge for vehicle repairs . 07.2 Operation of Personal Transport Equipment 07.2.3 Vehicle Maintenance and Repairs Roadside recovery services . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services MOT test fees . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Driving lesson fees . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Road tolls . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Vehicle excise duty . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Car park charges . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Driving test fees . 07.2 Operation of Personal Transport Equipment 07.2.4 Other Services Self-drive car and van hire charges . 07.3 Transport Services 07.3.1 Passenger Transport by Railway UK rail fares . 07.3 Transport Services 07.3.1 Passenger Transport by Railway Euro Tunnel fares . 07.3 Transport Services 07.3.1 Passenger Transport by Railway London transport fares . 07.3 Transport Services 07.3.1 Passenger Transport by Railway Other underground/metro fares . 07.3 Transport Services 07.3.2 Passenger Transport by Road Bus fares . 07.3 Transport Services 07.3.2 Passenger Transport by Road Coach fares . 07.3 Transport Services 07.3.2 Passenger Transport by Road Charge for home removals . 07.3 Transport Services 07.3.2 Passenger Transport by Road Minicab fares . 07.3 Transport Services 07.3.2 Passenger Transport by Road Taxi fares . 07.3 Transport Services 07.3.3 Passenger Transport by Air Air fares . 07.3 Transport Services 07.3.4 Passenger Transport by Sea and Inland Waterway Various ferry and sea fares . 08.1 Postal Services Postal charges . 08.2/3 Telephone and Telefax Equipment and Services Telephones . 08.2/3 Telephone and Telefax Equipment and Services Smart phone handsets . 08.2/3 Telephone and Telefax Equipment and Services Mobile phone handsets . 08.2/3 Telephone and Telefax Equipment and Services Mobile phone charges – PAYG and contract . 08.2/3 Telephone and Telefax Equipment and Services Fixed line telephone charges . 08.2/3 Telephone and Telefax Equipment and Services Subscription to the internet . 08.2/3 Telephone and Telefax Equipment and Services Bundled communication services . 08.2/3 Telephone and Telefax Equipment and Services Cost of directory enquiries . 08.2/3 Telephone and Telefax Equipment and Services Mobile phone applications . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures DVD player . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures DVD recorder . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Flat panel televisions . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Freeview Box . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Audio systems . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Digital (DAB) radio . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Personal MP4 player . 09.1 Audio-Visual Equipment and Related Products 09.1.1 Reception and Reproduction of Sound and Pictures Blu-ray disc player . 09.1 Audio-Visual Equipment and Related Products 09.1.2 Photographic, Cinematographic and Optical Equipment Digital camera . 09.1 Audio-Visual Equipment and Related Products 09.1.3 Data Processing Equipment PCs – desktop and laptop . 09.1 Audio-Visual Equipment and Related Products 09.1.3 Data Processing Equipment Digital camcorder . 09.1 Audio-Visual Equipment and Related Products 09.1.3 Data Processing Equipment Tablet computers . 09.1 Audio-Visual Equipment and Related Products 09.1.3 Data Processing Equipment PC peripherals . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media CDs, including CDs purchased over the internet . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Pre-recorded DVDs, including DVDs purchased over the internet . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Pre-recorded Blu-ray discs, including discs purchased over the internet . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Recordable CD . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Rewritable DVD . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Portable digital storage device . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Selected CD-ROMs . 09.1 Audio-Visual Equipment and Related Products 09.1.4 Recording Media Music downloads . 09.1 Audio-Visual Equipment and Related Products 09.1.5 Repair of Audio-Visual Equipment and Related Products Various electrical equipment repair charges - eg PC . 09.2 Other Major Durables for Recreation and Culture 09.2.1/2 Major Durables for In/Outdoor Recreation including Musical Instruments Caravans . 09.2 Other Major Durables for Recreation and Culture 09.2.1/2 Major Durables for In/Outdoor Recreation including Musical Instruments Acoustic guitar . 09.2 Other Major Durables for Recreation and Culture 09.2.1/2 Major Durables for In/Outdoor Recreation including Musical Instruments Water sports equipment – eg windsurfing equipment . 09.2 Other Major Durables for Recreation and Culture 09.2.1/2 Major Durables for In/Outdoor Recreation including Musical Instruments Boats . 09.2 Other Major Durables for Recreation and Culture 09.2.1/2 Major Durables for In/Outdoor Recreation including Musical Instruments Livery charges . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Various toys, including some toys purchased over the internet – eg soft toys, construction toys, activity toys, dolls . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Child’s swing . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Computer games, with and without accessories . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Computer games consoles . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Craft kit . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Child’s tricycle . 09.3 Other Recreational Items, Gardens and Pets 09.3.1 Games, Toys and Hobbies Board games . 09.3 Other Recreational Items, Gardens and Pets 09.3.2 Equipment for Sport and Open Air Recreation Sports equipment - eg golf balls, squash racquet, football, fishing rod, football boots . 09.3 Other Recreational Items, Gardens and Pets 09.3.2 Equipment for Sport and Open Air Recreation Sleeping bag . 09.3 Other Recreational Items, Gardens and Pets 09.3.3 Gardens, Plants and Flowers Selected varieties of plants, cut flowers, seeds including flowers purchased over the internet . 09.3 Other Recreational Items, Gardens and Pets 09.3.3 Gardens, Plants and Flowers Compost . 09.3 Other Recreational Items, Gardens and Pets 09.3.3 Gardens, Plants and Flowers Barbecue (gas) . 09.3 Other Recreational Items, Gardens and Pets 09.3.4/5 Pets, Related Products and Services Cat and dog food – moist and dry . 09.3 Other Recreational Items, Gardens and Pets 09.3.4/5 Pets, Related Products and Services Small pet – eg hamster . 09.3 Other Recreational Items, Gardens and Pets 09.3.4/5 Pets, Related Products and Services Dog kennel boarding fees . 09.3 Other Recreational Items, Gardens and Pets 09.3.4/5 Pets, Related Products and Services Animal cage . 09.3 Other Recreational Items, Gardens and Pets 09.3.4/5 Pets, Related Products and Services Annual booster injection . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Fees for leisure evening classes . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Charges for exercise classes . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Ten-pin bowling session . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Football match admissions . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Admission to swimming pools and other attractions . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Slimming clubs . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Private health club/gym membership . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Golf green fees . 09.4 Recreational and Cultural Services 09.4.1 Recreational and Sporting Services Horseracing admissions . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services DVD rental internet subscriptions . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services Digital TV subscriptions . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services Television licence . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services Admission to cinemas, theatres, live music, night-clubs, historic monuments and other cultural events . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services Rental of various types of TV . 09.4 Recreational and Cultural Services 09.4.2 Cultural Services Digital photo processing . 09.5 Books, Newspapers and Stationery 09.5.1 Books Adult, teenage and children’s fiction and non-fiction paperback and hardback books . 09.5 Books, Newspapers and Stationery 09.5.1 Books Reference books . 09.5 Books, Newspapers and Stationery 09.5.2 Newspapers and Periodicals National daily newspapers . 09.5 Books, Newspapers and Stationery 09.5.2 Newspapers and Periodicals Provincial newspapers . 09.5 Books, Newspapers and Stationery 09.5.2 Newspapers and Periodicals Sunday newspapers . 09.5 Books, Newspapers and Stationery 09.5.2 Newspapers and Periodicals Periodicals . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Ball point pen . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Wrapping paper . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Printer paper . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Clear sticky tape . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Envelopes . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Greeting card . 09.5 Books, Newspapers and Stationery 09.5.3/4 Miscellaneous Printed Matter, Stationery, Drawing Materials Inkjet cartridge . 09.6 Package Holidays Package holidays covering a range of foreign destinations, accommodation and holiday types, including late-booked holidays . 09.6 Package Holidays UK holidays covering a range of accommodation and holiday types but excluding self-catering . 10.0 Education Private school fees . 10.0 Education International student fees . 10.0 Education Evening classes . 10.0 Education UK university tuition fees . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants Restaurant main course . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants Restaurant cup of coffee . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants Pub cold snack . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants In store cafeteria meal . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants Restaurant sweet course . 11.1 Catering Services 11.1.1 Restaurants and Cafes Restaurants Pub hot meals . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Burger in bun – eat in . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Muffin . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Fish and chips . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Burger in bun – take-away . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Chicken and chips . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Coffee . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Ethnic take-away . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Soft drink . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Cinema popcorn . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Vending machine fizzy drink . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Crisps . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Pasty/savoury pie . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Kebab . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Tea . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Caffe latte . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Sandwich . 11.1 Catering Services 11.1.1 Restaurants and Cafes Take-Aways and Snacks Pizza delivery/take-away . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Draught bitter . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Draught stout . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Bottled lager . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Draught lager . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Draught cider . 11.1 Catering Services 11.1.1 Restaurants and Cafes Beer On Sales Bottled cider . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Whisky . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Wine . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Liqueurs . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Mixer . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Vodka . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Champagne . 11.1 Catering Services 11.1.1 Restaurants and Cafes Wines and Spirits On Sales Spirit based drink . 11.1 Catering Services 11.1.1 Restaurants and Cafes Soft drinks Fizzy drinks . 11.1 Catering Services 11.1.1 Restaurants and Cafes Soft drinks Bottled mineral water . 11.1 Catering Services 11.1.1 Restaurants and Cafes Soft drinks Fruit juice . 11.1 Catering Services 11.1.1 Restaurants and Cafes Catering Cost of catering for a function . 11.1 Catering Services 11.1.1 Restaurants and Cafes Catering On board catering . 11.1 Catering Services 11.1.2 Canteens Catering Staff restaurant main course . 11.1 Catering Services 11.1.2 Canteens Catering Staff restaurant hot snack . 11.1 Catering Services 11.1.2 Canteens Catering Staff restaurant soft drink . 11.1 Catering Services 11.1.2 Canteens Catering Prices for school meals . 11.1 Catering Services 11.1.2 Canteens Catering Staff restaurant dessert/pudding . 11.1 Catering Services 11.1.2 Canteens Catering Staff restaurant sandwich . 11.2 Accommodation Services Youth Hostel Association . 11.2 Accommodation Services Other accommodation services . 11.2 Accommodation Services Halls of residence . 12.1 Personal Care 12.1.1 Hairdressing and Personal Grooming Establishments Hairdressing fees . 12.1 Personal Care 12.1.1 Hairdressing and Personal Grooming Establishments Basic manicure . 12.1 Personal Care 12.1.1 Hairdressing and Personal Grooming Establishments Full leg wax . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Electrical hair straighteners/tongs . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Toilet roll . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Disposable nappies . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Tampons . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Various cosmetics – eg lip gloss, face cream, perfume, mascara, liquid foundation . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Toiletries – eg toothpaste, deodorant, shower gel, shampoo, hair gel, permanent hair colourant, razor cartridge blades, sunscreen cream/lotion, liquid soap, hair conditioner . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Electric razor . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Tissues . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Toothbrush . 12.1 Personal Care 12.1.2/3 Appliances and Products for Personal Care Baby wipes . 12.3 Personal Effects (not elsewhere classified) 12.3.1 Jewellery, Clocks and Watches Watch . 12.3 Personal Effects (not elsewhere classified) 12.3.1 Jewellery, Clocks and Watches Various items of personal jewellery . 12.3 Personal Effects (not elsewhere classified) 12.3.1 Jewellery, Clocks and Watches Watch battery replacement . 12.3 Personal Effects (not elsewhere classified) 12.3.2 Other Personal Effects Umbrella . 12.3 Personal Effects (not elsewhere classified) 12.3.2 Other Personal Effects Luggage – trolley case . 12.3 Personal Effects (not elsewhere classified) 12.3.2 Other Personal Effects Push chair . 12.3 Personal Effects (not elsewhere classified) 12.3.2 Other Personal Effects Handbag . 12.3 Personal Effects (not elsewhere classified) 12.3.2 Other Personal Effects Picture/photo frame . 12.4 Social Protection Residential home fees . 12.4 Social Protection Local authority supported residents in retirement homes . 12.4 Social Protection Childminder fees . 12.4 Social Protection Playgroup fees . 12.4 Social Protection In home care assistants’ fees . 12.4 Social Protection Nursery fees . 12.4 Social Protection After school club charges . 12.5 Insurance 12.5.2 House Contents Insurance Home contents insurance premiums . 12.5 Insurance 12.5.2 House Contents Insurance Household services maintenance policy . 12.5 Insurance 12.5.3 Health Insurance Dental insurance . 12.5 Insurance 12.5.3 Health Insurance Subscriptions to private medical plans . 12.5 Insurance 12.5.3 Health Insurance Pet insurance . 12.5 Insurance 12.5.4 Transport Insurance Vehicle insurance . 12.5 Insurance 12.5.4 Transport Insurance Holiday insurance . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Foreign exchange commission . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Unit trust fees and commissions . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Money transfer fees . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Mortgage arrangement fees . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Various bank charges – eg overdraft fees . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Stockbrokers’ fees . 12.6 Financial Services (not elsewhere classified) 12.6.2 Other Financial Services Credit card fees . 12.7 Other Services (not elsewhere classified) Charges for advertisements in news­papers . 12.7 Other Services (not elsewhere classified) Solicitors’ fees – including will drafting fee . 12.7 Other Services (not elsewhere classified) Fee for birth and death certificates . 12.7 Other Services (not elsewhere classified) Passport fees . 12.7 Other Services (not elsewhere classified) Flower delivery . 12.7 Other Services (not elsewhere classified) Self-storage fees . 12.7 Other Services (not elsewhere classified) Dating agency fees . 12.7 Other Services (not elsewhere classified) Marriage licences . 12.7 Other Services (not elsewhere classified) Cost of basic funeral/cremation . 12.7 Other Services (not elsewhere classified) Home delivery charges . 12.7 Other Services (not elsewhere classified) Surveyors’ fee for house valuation . 12.7 Other Services (not elsewhere classified) Trade union and professional organization subscriptions
  5. Apparently boys brought up on porn think that you should finish off like porn stars, I believe it’s called a facial  consequence is less pregnancies Also better sex education has helped together with better contraception such as implants
  6. I’d thought I’d contribute as I’ve lived in Wilmslow for the last 6 years, to be fair it was the right move for me. I live in South Wilmslow Moor Lane area, I agree the new bit of Summerfield’s estate et al you’re paying a premium and not getting real Wilmslow The best thing is easy access to the green belt area only minutes from the door. It’s within walking distance of the town centre, has one on the lowest proportion of empty shops, some nice restaurants and an even a lap dancing club which coming in handy most Wilmers hate it . The town has a Sainsbury’s and Waitrose in the centre, A couple of good pubs and a everything I need. Cheap taxi ride away from the train station only hour 1.50 to central London. No or very few chavs Easy access to M60\M56, airport, The house is too small ( 1920s semi) all we need to do is extend to fix this but we do have a massive garden, lot of older properties benefit from this. On the down side house prices are ridicules and rents and high. Despite what the perception is most people in Wilmslow are not rich, yes there is some old money knocking around and also the new footballer wealth but most people I would say are average, it’s a town like any other in many ways, in fact people you for generations been born in Wilmslow are being priced out It’s also worth noting south Wilmslow is effect by Airport noise just look at the map on google. They mostly use runway 2 and you can’t hear anything but when runway 2 is in use you can hear it in the distance if you open your windows depending which street you live. Any local info required please ask
  7. Ten year fixed at 4.7% must be the way to go if your can't be bothered to STR. Which i can't: http://www.skipton.co.uk/mortgages/fixed_rate_mortgages/10yr_75ltv.aspx That said i reakon it's more likily very low intrest rates will be a feature of the economy for the next 10 years maybe longer, Japan style. Every .25 intrest rate raise moves 8 billion from the spenders to the savers and we cant have that! We need more consumption
  8. ten year fixed at 4.7% must be the way to go if your can't be bothered to STR. Which i can't http://www.skipton.co.uk/mortgages/fixed_rate_mortgages/10yr_75ltv.aspx That said i reakon it's more likily very low intrest rates will be a feature of the economy for the next 10 years maybe longer, Japan style every .25 intrest rate raise takes 8 billion from the spenders to the savers and we cant have that we need more consumption (I'll find a linky to back that one up)
  9. Just out of intrest how far will market slide in the next 12 months? i'm going for 3500
  10. high prices keeps the chavs out the fast lane! far too many cars on the road if we can price the chavs out i'm for it.....more tax and buyem free cycles bring on 1.50
  11. Left wing?anarchis more like Property is theft! (French: La propriété, c'est le vol!) is a slogan coined by French anarchist Pierre-Joseph Proudhon in his 1840 book What is Property? Or, an Inquiry into the Principle of Right and of Government. Karl Marx, although initially favourable to Proudhon's work, later criticised, among other things, the expression "property is theft" as self-refuting and unnecessarily confusing, writing that "... 'theft' as a forcible violation of property presupposes the existence of property..." and condemning Proudhon for entangling himself in "all sorts of fantasies, obscure even to himself, about true bourgeois property
  12. Lots of talk about the British, have you looked the Argies air force made up 35 year old sky hawks and a few French bangers, the armies got a 1960's main battle tank and small army. The navey's lost most of its capital ships, including its only aircraft carrier The British have put a garrison at Stanley plus an independent local reserves bases on the isralises defence force and four euro fights, plus the RN and the subs If i were the US i'd rather have the "51st state with 50 billion of oil on its door step rather then a bunch of leftist Hugo lovers? Dassault Mirage III France Fighter/Trainer Mirage IIIEA/Mirage IIIDA 9 McDonnell Douglas A-4 Skyhawk United States Attack and fighter Attack, fighter and trainer A-4AR/OA-4AR 20 IAI Finger (Mirage 5 subtype) Israel Attack and fighter/Trainer Finger/Dagger B 6 Dassault Mirage V France Attack and fighter Mirage 5A 6
  13. delay yes, the OFT took the case on in the first place so the courts had time to deal with other stuff rather then the million plus bank cliams. It is a victory for tbanks , if they had lost the oft would have set a maxi "fair" charge. That has been set for credit card companies at £12. You could then go back over 6 years of statments and claimed the differenace from the £12 to the charge the made. Making it very easy to claim. this would of cost Bn Under UTCCR 1999 says a company can only recover it's costs, so you have to go to the small claims court to get the money back..... so the issue is'nt resloved by a long shot
  14. Banking is a cartel, how come all the charges are nearly the same? Looks like the Rothchilds' and the rest of the VI's win again On the postive side, the ruling only says the OFT can't rule on the legality of bank charges. You could still fight you own case in the small claims court under the UTCCR 1999. So in fact the bank have only won a victory not the war!
  15. Forget Ebay, i went to the shops on Saturday and coul'nt park, the shop were stacked with people......some people have money
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