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House Price Crash Forum


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Everything posted by plb

  1. And this one: "Coveted conservation area" http://www.rightmove.co.uk/property-for-sale/property-27293083.html
  2. Caught the tail end of the discussion on LBC radio on the way home. The Firefighters who were phoning in seemed to be saying "it's not about cuts, it's about their [management's] plan to close down stations in the future" or "it's not about cuts, it about not having enough cover during the evening" (i.e. not safe). Apparently, going to a balanced shift (12 hrs/12 hrs rather than 9hrs/15hrs) means that in the future stations and appliances can be got rid of and/or there will be less cover at night. The argument didn't seem to stack up. As I said, only caught the tail end of it....
  3. Quickly from RM, not scientific... Last 24 hrs - 6 Last 3 days - 13 Last 7 days - 33 Last 14 days - 45 (East Berkshire)
  4. "Doesn't include cash buyers". So cash buyers are offering more than asking price!?
  5. Didn't catch the news when I first got up and have just spent an hour in the car. I wondered why LBC did not meniton it at all!
  6. If someone has experienced a temporary blip to their finances which is recoverable then leniency is fine. But if someone is so deep into a hole that they still aren't going to escape, even with all the forbearance and government support, are they only just delaying the inevitable (and accruing unpaid debt in the process)?
  7. An opportunity for HSBC/first direct to pick ultra low risk customers.
  8. Is L4 your postcode? You seem to be speaking from experience...
  9. The implication being that people who can proceed, but at a (much?) lower price are therefore not serious buyers. That's the problem with the entrenched mindset. Someone who can proceed at a lower price is in fact a serious buyer. It's going to be a long grind changing the mindset, especially when the (cough) 'professionals' refuse to see this. Not having a pop at you Pent Up FTB, just pointing out that a massive shift in sentiment is still needed.
  10. I think it's something a gambler trader partakes in once they've lost the shirt off their back?
  11. When the goverments are being lent money, they are happy to take it, and the lenders are known as "investors". When it turns out that the investment doesn't look too good and the investor wants to get out, or demands a higher return for increased risk, they become a "speculator". Investor/speculator - one and the same.
  12. Just because some London listed companies are making profits aborad, it doesn't mean that the UK economy is not f*cked?
  13. Wonder if a related question will be asked in the Leader's Debate this week, or will the Beeb manage to swerve it? Cameron and/or Clegg had better bring it up.
  14. It was out-fecking-rageous: http://www.youtube.com/watch?v=sttc3FAPTkc I like owning a TV set, but unfotunately it means I have to fund this sort of crap through the TV license.
  15. The issuer charges an interchange fee as well as the aquirer. For issuers with large portfolios this income can be quite substantial.
  16. I'd agree. I don't think the Nationwide report is overly positive at all... It picks up on a couple of recent positives (GDP 'growth', and improved employment stats), but goes on to point out: Earnings growth is actually negative which means unaffordability is rising. Downward pressure on inflation not as high as predicted. High inflation may bring interest rises sooner rather than later.
  17. If a FTB is renting in the mean time, are they not just as likely to stop paying the rent than they are to stop paying the mortgage? Or are these GPs only planning to rent to to other GPs?
  18. You will see "You" if you are logged in. Others will see "Government Channel".
  19. What do you make of that... Are they trying to back Labour into a corner.... "You have to make public spending cuts or else you will be forced to raise interest rates, thus harming those hard working families you've been tyring to help"? Or is this just a bit of pre-elelction softening up of the voters from the Conservatives?
  20. Had two 9000's in my time. Hand-me-downs from my dad. Between them, they managed a combined 420,000-odd miles with minimal maintenance. Doubt you'd get that out of two Vectra's...
  21. FT's Alphaville have a take on the Mail story today, with an amusing analogy to house prices: Mail Tanker Outrage (Couldn't see this posted elsewhere. Apologies if it has been.)
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