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sleepwello'nights

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About sleepwello'nights

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  1. So after Brexit what duty would a british shopper have to pay for those categories of beef imported from other countries? I'm not really interested in what a French restaurant, presumably in France, would have to pay.
  2. sleepwello'nights

    Chavvy young lads in brand new top cars

    I enjoy driving my new car. I can afford it, I know it will depreciate and I know roughly how much that will be over the four or five years I choose to keep it. Why does it bother you so much that's how I choose to spend my money? What's the phrase I should use to describe you? How about inverted snob.
  3. Agree. As the cliches say: "Survival of the fittest", "It's a dog eat dog world".
  4. Of course we do depend on the cooperation of those around us. Even so I doubt a Mad Max scenario would ensue, unless the TFHatters are correct
  5. She's absolutely right with that analysis. The problem I can't grasp is what all this stored money represents after the debtor has gone and the creditor is no longer under an obligation to him. Kinda fits in well with the probate thread discussion on inheritance tax.
  6. Neither could I. I could however dig a small hole put a potato in it, maybe water it from time to time if there was no rain, and a few months later after the plant has flowered dig up some more potatoes that had miraculously grown from the original potato I had put into the hole in the ground. We may not be as helpless as we think we are.
  7. There is a healthy looking beggar who sits in our local shopping centre for hours every day, he may well be happy to do so day in day out. Would you say he has real wealth? I doubt even a monk would say that. The monks probably worked towards a purpose. The steps towards attaining that purpose could count as real wealth. Thinking about the question what is real wealth, well I would say thinking about how most people in this country go about their every day lives that we have real wealth in the infrastructure we all use and share with each other, the relative safety in which we live, the fact that most of us have enough to eat, clothes to wear, shelter, heating, education, health care, the shared society we live in.
  8. sleepwello'nights

    Probate tax merged

    A close relative of mine leads a very frugal life. She buys all her clothes from charity shops, all the food she consumes is purchased from the reduced aisle in the supermarket, she drives an old car and only drives when walking or public transport is impractical. She doesn't wear make up or have her hair done until it is absolutely necessary. She doesn't go on holiday, days out, the theatre, restaurants. She saves all the money she can. She always pleads poverty but in reality we know she must have a very large sum saved. We're sure she's the poorest multi millionaire we know. We ask why she doesn't spend some money and get some pleasure and enjoyment from it. Her reply is I must leave it to my children to make their lives easier when I'm not here. We tell her that most of her estate will be taxed at 40% when she dies. It makes no difference she simply wants to save as much as she can. She can't see the futility of her life I think it would serve her right if IHT was 100%. On the other hand I want whatever I leave my children to be untaxed.
  9. I know. It's a wonder I'm still alive, what with all the conditions I'm suffering from. Doctors have never correctly diagnosed a single one of all those life threatening conditions that a quick google throws up I'm suffering from or about to succumb to, and then...........................................................................................................................
  10. sleepwello'nights

    18 year property cycle

    Exactly what Harry Dent has been predicting for many years. Recent interview I think he's right because I've just purchased some more shares!
  11. sleepwello'nights

    18 year property cycle

    There you go: XLS Table 502: house prices from 1930, annual house price ...Your browser indicates if you've visited this link of house price inflation, it is not ideal. This is because movements in the simple average house price can ... 1950.00 1940.35 1951.00 2115.42 1952.00 https://gov.uk/government/uploads/system/uploads/attachm...
  12. sleepwello'nights

    Lloyds reports highest profit in decade

    I doubt the price will rise much above that until the share overhang is gone. Of course they could just keep them for the dividend income. That would be too pragmatic and conflict with the political dogma.
  13. sleepwello'nights, on 06 Dec 2008 - 4:37 PM, said: They are very good aren't they. I'm not surprised you keep them to read again. Have you thought about compiling them into a book. Have a word with "Wish I could afford one" he'll give you some tips on how to publish. His book is very good by the way.
  14. sleepwello'nights

    Communism now

    I think that's rather a pessimistic view. I can only speak for myself and from what I observe of people around me. I grew up under the shadow of the "A" bomb, then the "H" bomb, the world was going to end in nuclear conflagration two minutes after the button was pressed and mutually assured destruction (MAD) would occur. It didn't happen. Then we had years of industrial dispute after industrial dispute, culminating in the 3 day week with electricity rationed and only available every other day in the retail shop I worked in after leaving school. Then deregulation, the big bang, sale of council houses, the common market. More recently the great financial crash, the lowest interest rates in history, the 1%, Brexit, the so called islamic state, the invasion of the west by the arab hordes and so on and on and on. All doom and gloom. Throughout all this, the sun rose in the east every day, night turned to day, spring to summer. I sit here on my computer reading the news how Trump is going to change the world we know for the worst or better, depending on your viewpoint. Every day since I've been born I've always had a full belly, clothes to wear, somewhere to live, I've been educated, found employment, raised my children, gone on holiday. Medical treatment is available if needed. And I look around, everyone else seems to be living the same life, I see the occasional beggar usually the same person in the same spot, most people seem well nourished, properly dressed with somewhere to live, most with their own transport, new houses being built, roads being maintained. When I go overseas I see much the same. OK I haven't visited the Middle East, Africa or South America and I'm sure that they don't have the same advantages we have in the developed west and the bits of the Far East I've visited. If I bother to look I'm sure I can find statistics to show that there are world wide improvements in child mortality, standards of education, health care, housing and so on. The standard of living for most people I see is much higher than my parents had, their standard of living was higher than their parents had. Why all the pessimism?
  15. DementedTuna, on 06 Dec 2008 - 3:40 PM, said: sleepwello'nights, on 06 Dec 2008 - 4:00 PM, said: sleepwello'nights, on 06 Dec 2008 - 4:37 PM, said: More recently, and after Section 24 shock on so many BTLers.... Maybe some landlords/BTLers are more stuck than others, for income tax (S24), CGT (mewed to buy more), in the foreverHPI. sleepwello'nights, on 06 Aug 2015 - 7:50 PM, said: Hope things go okay Si1. Cool, you've saved all my posts and posted a selection. Thanks.
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