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pyracantha

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Posts posted by pyracantha

  1. I would be grateful if you would give some opinion on whether an electricity substation beside your house, for example at distances of 5m, 15m and 25m, would affect your wellbeing and in knock on influence the value of your home.

    I'm ex ScottishPower corporate office. What you are suggesting carries some risk. Not all transformers blow up but when they do...

    http://www.bbc.co.uk/news/uk-england-essex-20915663

    And then you have the electric & magnetic fields issue (which even if you don't believe in, plenty of other people do) as well as the reduction in property value due to visual impact etc. How big a unit are they looking to put in? What voltage?

    I don't think I'd want a substation anywhere near me personally. If the power company have no alternative location but your yard, you could offer to sell them the whole property at say 150% market value. ;)

  2. Good work finding this.

    Later this year I will be setting up a small wordpress blog exposing the NIMBYs. I will be adding this to it. The aim of the blog will be to identify individuals like this and publicly name and shame them with a large photo, their position with council/local government, their vested interests and quotes from them.

    Now found web version of story.

    http://www.glasgowsouthandeastwoodextra.co.uk/news/local-headlines/developer-means-business-1-3362296

  3. Newton Mearns south councillor Jim Swift: "I object to building on the greenbelt when there is plenty of brown-field land available".

    The article doesn't tell us where all this brown-field land is or whether it would be suitable.

    He continues: "Building houses where they are not required would create an oversupply.."

    I doubt this, otherwise Mactaggart and Mickel (infamous land-bankers), would not be building them.

    He then reveals his true objection: "...and stimulate a reduction in local property values in the long run."

    You can see him here:

    http://www.eastrenfrewshire.gov.uk/ward5

    So where are people meant to live?

  4. Sorry if this has been asked a million times before but I really havent got a clue. I will be looking to put my property on the market at the beginning of next year, with the plan being on buying an older property and refurbishing it. Now a number of properties I have seen I would like to extend. Is there anyway of knowing whether I could get planning permission on a property to extend it before I bid/purchase it? The last thing I want to do is buy a 2 bed house with potential, get refused planning permission and then I am stuck with it

    Go and see your local council planning department. My experience is they are quite happy to give informal advice. They may be able to give you copies of local/national codes and regulations. It would probably help if you were able to take in sketches of what you had in mind.

    Good luck.

  5. Did you buy it?

    The seller's EA persuaded them to get the LOC afterall. We have verbal advice that on Friday the inspection was satisfactory - but this is a non-invasive inspection, ie not even including opening the landing door into the attic space to see where the foul pipe runs.

    I think this is as good as we'll get. The LOC seems worthless to me but is accepted by sellers, solicitors and lenders alike.

  6. List update:

    http://www.bbc.co.uk/news/business-23630027

    For me the most significant fact is not that the majority appear to be non-british nationals, it's that so many of them are listed as "failed to appear in court".

    During the riots we had special courts set up and people who were charged with receipt of stolen goods of trivial value were processed and jailed pronto.

    Seems a bit pathetic we have people who have cost this country millions of pounds in lost revenue are allowed to leave the country. Do the authorities not realise, if someone has done something criminal, they aren't exactly likely to hang about after being caught!

    It's almost an invitation for people to come to the UK to carry out crimes. "Hey don't worry if we catch you, you can always run away later".

  7. How long ago? Plans online says within last 6yrs maybe? If old enough council not going to be interested, letter or no letter. If ancient can see their side.

    Was the room the toilet in on the plans as a cupboard? How is it plumbed in as new pipework may be notifiable work. Might be plumbed into the roof downpipe or something which is against regs?

    Ultimately how much will you lower your offer by is your call. Any other buyer will do the same. It's the summer now so if you pull out they are looking at trying again in the autumn.

    Thanks for your thoughts. To answer your questions and provide some background information:

    We asked for all the planning docs and received the completion certificate & building warrant but not the plan which these doc's referred to - this is the only document to detail the scope of the works. The sellers' solicitor refused to get the plans for us but (strangely) did give us a copy of a quotation which seems to match what work has been done including supply & fit of sanitary wares in the attic. We went to the council, got a copy of the plans and noticed they were drawn up by the same building company who issued the quotation. The plans showed the space as a cupboard. The quotation was dated one month before the drawings. This tells me they always intended to have the toilet installed but chose to not tell the council. I think they got the completion certificate signed off, then had the cupboard converted to the toilet as per the quotation.

    I've spoken with the planning dept and although the works are quite old, they are after their cut-off of 1982 and so the council are interested. They advised me regulations in force at the time of the conversion still apply, hence a letter of comfort should be issued subject to a satisfactory inspection. The sellers (yes, boomers) have refused to pay the £328.50 fee. Their solicitor says that remedial works could not be enforced (even if a council inspection were to be carried out) but from a couple of conversations with the council and my reading of the building reg's this is not the case. I think they know there is a problem but have their fingers in their ears and are going "lalalalala not listening".

    Of course there is also the problem of solicitors not being able to communicate in language other than threats and bluff. Our solicitor and theirs are women - what's the female version of 'willy waving'?

    The estate agent has stepped in and we are trying to take the solicitors out of the equation. The estate agent has agreed that 99% of other potential buyers will automatically ask for a letter of comfort just as we have. This being so commonplace, we do have to ask - what are the sellers trying to hide?

  8. Hi All,

    Our offer on a house was accepted but we are having problems concluding the missives. We asked for copies of the planning approval for attic conversion works carried out some time ago. The sellers supplied some of the documents but refused to get us the plan, so we got it ourselves from the council. This showed us there is disparity between what they told the council they were going to do and what they actually did. It looks like they got a completion certificate and then did extra works inc' putting in a WC. They are refusing to pay for a letter of comfort from the council (but can afford to do so) and their solicitor is making up all sorts of nonsense about any remedial works advised by the council would not be compulsory - speaking to the council, they would be.

    I've got alarm bells going off that there is something wrong they don't want brought to light.

    Does anyone have experience of installation of toilets in conversions to help me understand what the problem might be?

    Thanks.

  9. We need to stop dancing around "race" and admit that what we don't want are illiterates from the middle-ages.

    Anyone got a problem with a black American doctor moving in next door? Anyone got a problem with an extended family of 16, only one of whom appears to work and their female children aren't allowed to talk to yours?

    Exactly. Immigrants of any country/colour/religion etc should be able to prove they have something to offer this country other than a large benefit bill.

    One of the problems is that many people don't understand the difference between race & ethnicity:

    http://www.diffen.com/difference/Ethnicity_vs_Race

    So any conversation about immigration is lazily dismissed with the racist card.

  10. lock in that debt....of course, in a market where prices are based on debt affordability, the most you are going to lock in is a capital loss.

    Genuine question - how long are you prepared to wait for prices to get to where you think they should be (% less than current)? Ie when do you see the housing market not based on debt affordability and what will change this? The can-kicking is already longer than any of us anticipated.

  11. A long term fix is 2 years. Nothing should be taken for granted after May 2015. Prior to that anything can happen if Osborne and Carnage are prepared to shrug off the consequences of another sovereign debt downgrade.

    Yes another bull deciding to buy...

    OK so why not 10 year fix now? Deals available for <4% and we plan to clear the mortgage in that time. There's a lot to be said for knowing exactly how much is going out each month.

    Yes anything could happen and while Osbourne and Carney might claim to be determined to keep rates low for as low as possible, I'm not sure they will be able to for that long.

    After years of waiting, a great house has come up in our area and our offer was accepted below valuation. Best non fee-paying school catchment in Scotland, so while not immune to HPC, the area is highly resistant. It's the right decision for us at our stage in life. Possibly a least-worst decision as I still think things are going to get 'tricky'.

  12. The great wars.....No1 37 million died, No2 60million died......Spanish flu pandemic 500 million died, we reset and recovered.

    http://en.wikipedia.org/wiki/1918_flu_pandemic

    From your link:

    "It infected 500 million people across the world... and killed 50 to 100 million of them"

    Interestingly:

    "The strong immune reactions of young adults ravaged the body, whereas the weaker immune systems of children and middle-aged adults resulted in fewer deaths among those groups".

  13. Hi,

    I'm thinking of buying a total wreck and wonder if someone can advise me on the costs:

    3 bed terrace and these are the issues:

    No boiler, so a new boiler system with piping and 6 radiators

    No washing machine, so plumbing costs for it

    Also there is a damp in the bottom corner of one of the rooms ( I know it can vary substantially, but an idea please)

    Thank you

    What have you done so far?

    Have you asked a few local builders for quotes?

    Have you searched on Google for typical costs? Typing something like "builders costs" will give you results like: http://www.buildingsheriff.com/

    Washing machine - costs depend on how close to a water source but it's a simple job.

    Damp - on what floor? Ground - you might have dpc problems. Is it near a window which might not fit well? Are there possibly leaking water pipes? Not enough information to help you really and there are better forums for your questions...

  14. Hello, I have been trying to buy an apartment in aberdeen for some time, 6 months or so, lately the good ones are coming on the market and being agreed in a week or two, I am looking at Bannermill bothwell area, there was one recently which was on at offer over £190,000, I offered £192,000 and was told there was 4 higher offers, I lost out, I cannot seem to find out what the price achieved actually was, does anyone know how I could, I know there is zoopla etc but they are always 3-5 months out of date, aberdeen seems to be bucking the trend, anyone out there have any better insight

    Cheers

    ROS prices are updated a little quicker.

    £190k seems a lot for a flat.

  15. Is now a good time to buy in Edinburgh city centre?

    Looking for a 1 or 2 bed flat for between £120,000 to £175,000 in central area and seem to be quite a few available.

    Is there much demand for letting these flats? Work commitments mean I may not always be around so would be looking to let during certain periods, or to permanently let one of the two rooms. What is the going rate for letting of a 2 bed city centre flat?

    Thanks

    You don't seem to have done any research yourself. If you are going to spend that much money on a property why have you not found out what the going rate is, or demand levels yourself?

    To save you the massive effort:

    http://www.rightmove.co.uk/property-to-rent/find.html?searchType=RENT&locationIdentifier=REGION^61464&insId=2&radius=0.0&displayPropertyType=flats&minBedrooms=&maxBedrooms=2&minPrice=&maxPrice=&maxDaysSinceAdded=&retirement=&sortByPriceDescending=&_includeLetAgreed=on&primaryDisplayPropertyType=&secondaryDisplayPropertyType=&oldDisplayPropertyType=&oldPrimaryDisplayPropertyType=&letType=&letFurnishType=&houseFlatShare=false

    If you are genuine, you seem to be lost.

  16. And he is predicting a 60% stock market collapse will strike in the next three months[/i]

    So, even if we have a "triple-top", the factors for each of the previous drops are not consistent and the responses at the time have not been the same either. I think we now know governments will kick this can as long as they can. Sure it will all come crashing down one way or another eventually. In the next six months - who knows, but IMHO not likely.

  17. Bernanke is NOT a member of the Government.

    His job is to preserve the banking system and acheive Dollar value stability.

    he has failed on both counts.

    The PsTB persist with the argument that individuals in these banks are key and prosecuting them would lead to systemic failure.

    I dont see how throwing a few hundred execs from organisations numbering millions of employees is going to lead to systemic failure...rather, it would help "persuade" those left to be legal decent honest and truthful.

    Throwing? Into jail? Off a cliff? That might focus the minds of those left..

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