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Everything posted by thombleached

  1. Maybe she's referring to household income vs the single income it used to require to secure a mortgage?
  2. It may be of benefit to find the chart that someone produced last year showing at what point one becomes a net contributor. It's also eye opening as to the effects of CTC and how much a single person needs to earn in order to level that of someone chucking sprogs out. Tax credits also have nothing to do with reversing tax. Or at least TC turbo that snot gobbler brought in isn't.
  3. It does worry me all the same. With access to information at it's easiest, it usually comes at it's lowest common denominator. Expect the special snowflakes to grow in numbers and bringing with them their inability to forge their own opinions and instead ape those they read/see in left-leaning social media circle jerks.
  4. I see the supply/demand mantra got wheeled out in the comments. Haven't we seen houses per capita increase over the last 20 years?
  5. Pretty sure that doesn't include TC's. A family member is still taking in +40k tax free (until the kids grow up, then poverty awaits)
  6. My son told me a few days ago that he wanted to be a 'youtuber' when he grows up. He got quite an earful from me.
  7. Yep, they did it the wrong way round -((332-300)/300) instead of the correct way ((300-332)/300)
  8. There's no doubt a buyer at various points on a demand curve, further down the curve, the longer you'll wait for someone who values it at the over-valued price. Depends how quickly you want it sold. Personally, if I was in your position and I was going STR, considering (although I'm theorising) your position is that HPC is inevitable in the coming months, wouldn't you want to take the first offer you can, especially in a bubbly area.
  9. Should say in the particulars "Great access for Burger King/WHSmiths & Fruit machines" For some reason I always find myself stopping at Corley services when I'm out for work.
  10. Pretty sure that's appeared on the overpriced shitholes thread. If not I've definitely seen it here before
  11. I'm certain, as said before, that she doesn't know what her shitbag of a son is up to. There's no pictures of it for a start!
  12. The weather's absolutely beautiful today. Had a great cycle with the kids earlier, relaxing with a nice cup of tea and cooking a roast dinner. I thought today couldn't get any better, then I logged on to read this thread. I'm firmly with Venger on this, no sympathy at all. "I thought I was helping people"???? No you didn't. You're a parasite, a naive one yes. But I save all my sympathy for the families who could have bought those houses at a fair market rate and our now having their income (or ours if it's HB) harvested to fund these spivs game. Scum.
  13. Very good frizzers. Simple enough for anyone to understand, please share as much as you can.
  14. From the genius legal mind that brought you "here's a screenshot of a webpage" being used as evidence in the west brom case
  15. I wonder if they only count the labour (and not the materials?) to get to their magic made up number. I don't expect 'contestants' on this show to exhibit anything other the same poor rigor in buying these (often) overpriced dumps as they do the 'profit' they make
  16. Up to you of course, but if you insist on using the tenancy deposit as the month arrears, I doubt you'll face any major repurcussions. No reference if you ever need to rent again is the main bugbear no doubt. Some will always swear by doing that anyway to make sure the landlord doesn't dip into the deposit as his/her own personal current account.
  17. I know they're mentioned it before, but how on earth are they supposed to sell that one? The internet traffic just for iplayer isn't exactly a whopping stake of all internet traffic, so what's it got to do with them? There's an easy solution; just go pay per view online and encrypt the digital tv signal.
  18. I think Sainsbury's are in a mixed boat aswel, with some egregious leasehold deals but some owned sites. But then I see they're starting to sublet a small proportion of square footage to third parties: http://retailanalysis.igd.com/Hub.aspx?id=13&tid=1&rid=14&nid=13777 Tesco must have similar clauses in their agreements as I see Costa's in quite a few stores. I suppose there's the possibility that they only do this on owned sites and their leasehold agreements expressively forbid them from subletting though... I'm certain Tesco won't have a third of the market in ten years. They'll significantly shrink their leasehold sites, pull out of any future cash deals (they've already pulled the plug on some overseas ventures to raise cash) and somehow wriggle out of as many pension commitments as it can. Or maybe they'll somehow manage to negotiate better lease deals, who knows..
  19. This. Whilst Tesco may have a higher market share and an (arguably) better supply chain, the debt on the books is astronomical compared to Morrisons. It's not quite as simplistic as saying this is because Morrisons own a larger proportion of their sites than Tesco do, but it's a leading factor why Morrisons should be better setup for the next ten years.
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