Jump to content
House Price Crash Forum


  • Posts

  • Joined

  • Last visited

Posts posted by bootfair

  1. But there IS something inherently wrong with using stud walls.

    THey should be made of brick.

    Bloody shoddy putting up a bit of plasterboard, and gives NO sound insulation at all...as for the mineral wool they use. They do not use accoustic mineral wool... if they bother to line the internal studs at all...

    Reread the article-it says studded walls. Now unless they are referring to timber framed buildings then I am pretty sure they are referring only to internal partition walls which are not load bearing, are not external or even party walls between dwellings. It probably does improve acoustics between rooms somewhat, since sound travels best through the medium of air-the more dense the material, the less sound can be transmitted. As far as damp is concerned then this practice would have no detrimental effect I can assure you, since internal stud walls are protected via the DPM of the ground floor slab and the DPC installed into external envelope. There is nothing inherently wrong with the practice and is better than such waste materials being dumped into landfill imho.
  2. But i remeber VERY CLEARLY Brown saying, shortly after Labour got in, that he "WOULD NOT LET HOUSE PRICES GET OUT OF CONTROL"...

    But just recently he was on TV saying it wasn't about house prices, but affordability, ie, it didn't matter what you paid, as long as your monthly repayments were manageable...

    These are two very different things.

    My point is that his earliest statements show that he was aware of the dangers of HPI, and thus it can be seen he made a promise which, he not only broke, but MUST HAVE BEEN AWARE HE WAS BREAKING. HPI - years and years of it - happened under his "watch" and he promised us he was watching..

    and of course he was - he was watching the lovely VAT and TAX receipts roll in.....

    I believe Gordon Brown is smarter than we think. I don't think his flaws are in his IQ, they are in his personality. It is almost certain that if he was a failed politician he would be on here writing much the same as other people that are on here. I also don't think that he is a deceitful. When he said no more boom or bust, he genuinely believed that was true. Now those two statements may seem contradictory since anyone with a sound IQ must know that no more boom or bust is about as likely as David Icke being the son of god. The problem with Gordon Brown is that he had 10 years where virtually nothing went wrong for him as the chancellor. When he said recently that he had saved the world that was undoubtedly a fraudian slip - he really did believe that! Gordon Brown can't take criticism and I suspect he's surrounded by yes men who adore him. Unfortunately that's not the best environment for making good decisions and it's all backfired now big style. He is of course now playing the politician and doing anything he can to stay in power. The worst thing is that he'll know that some of his recent policies are not good for the country and solely for personal benefit. I suspect that will sit a little uncomfortably with him as he will know this!
  3. and dont forget GVT allowed it to continue, to rake off VAT and TAX,,,

    Why doesn't anyone tackle the BIGGEST VI OF ALL..

    Isn't it weird how you don't see/hear/read it straight in the media: The banks have gone bust because they created a massive poperty bubble.....

    It's that simple.

    They tripped over each other as they greedily slurped away at the trough by "lending" as much as they could to anyone that breathed so that they could cash in

    1 - With bonuses

    2 - Increasing property "prices" for all their mates - and themselves.

    No one actually SPELLS THIS OUT in the media.

    It was a monumental FEEDING FRENZY of such huge proportions that we're still taking it all in.....

    And we've had to bail them all out because they were greedy, stupid and negligent - and in many cases, downright dishonest and fraudulent...

    And - they still think that they should get bonuses?!?!???! :wacko::wacko::wacko:

  4. I really hope the mods will pin this topic, could save a lot of people a lot of grief in the months to come....

    Very interesting!

    So easy to see the same pattern of rhetoric (March 94 - house prices leap!)

    Is it just me or does it seem that so many of these headlines, present and past, seem to refer to one year ahead?

    It's always going to be better in about a year's time...

    Thanks for the post Confounded. Memories, like the corners of my mind (yes I have a square brain).

  5. Yes thanks OP. I have been one of those driven to frenzy of worry by house price headlines in recent years...THe one I remember striking fear into me was that they would go up 3x in the next 5 years..... then I realised I could never afford to get one anyway... :lol:

    Looking at this its clear they jump on any little thing to make a headline..I don't think I wil take any more financial advice from the papers,

    In the last 6 months far I have done a lot better trusting instinct and the general tone of utter cynicism on here...

    My real lesson in this was not selling my B&B shares when people on here were saying to flog them even at 27p. That was about when I joined... I held out, and lost my 250 shares 3 days later.

    .. And where's the compensation they promised :lol::lol:

    Lesson learned, do not trust banks or gvt. or newspapers, the mouthpieces of these vested interests.

    :lol: Brilliant.
  6. Wouldn't wine be one of the easiest things in the world to forge...

    just print up a label...stick it on a bottle... £6k thank you very much..

    Likely it will never be drunk so never found out..

    How do they stop this from happening?


    Nah - you store it with a company like Octavian (relative of yours? ;)), who have temperature controlled cellars.

    They charge something like £8 per case per year for storage, which includes insurance, and the likes of Christies and Sothebys recognise them as being crucial for provinence. If the wine is stored with them it will achieve top marks at auction, if it's stored under your stairs it will be detrimental to the final sale price.

  7. I never usedto read the Guardian,but I do now, online.

    I never readPolly, heard toomuch of her being quoted elsewhere to bother...

    But I do check the headline of her blog...Im waiting (and waiting) for the penny to drop with her..It's going to be so funny when it does...

    So what is this revolting woman going to contribute. She is a perennial whiner.
  8. Bank of Antigua say:

    "OUR OFFICES ARE CLOSED ... have a great day"


    Gold says, "Dig me out the ground for $350 an Ounce, then sell me off, the same year to some MUG for nearly 3 times that".

    Gold says, "Keep buying and selling to Gold dealers, I like Gold dealers,

    Gold dealers take me on all their numerous Worldwide holidays", Gold dealers like me, and Gold dealers like all the MUGS who walk into their showroom with all their smug MUG investment ideas .

    Gold dealers would scrape the words MUG in gold leaf off their MUG foreheads, but they never stand still long enough"

    Gold says, "Go out and buy me now at $1000 an Ounce so that those that brought me at $400 an Ounce can flog theirs off sharpish and make a whapping profit!!."

    Gold says, "Buy into this pyramid selling scheme"

    Gold says, "If you don't want to test the waters now at $1000 an Ounce, cause you know you are a good 2 years too late into the market and would sooner 'buy low and sell high' cause you have more sense,

    just wait a while till the price drops to half what it is now, but mind out, the ingot's will be RED HOT from all the mugs who got burnt paying $800, $900 & $1000".

    Gold says, "Don't worry if you missed out in not being part of the Housing Bubble, you can be part of the Gold bubble".

    Gold says, Become a MUG Gold buyer, "Listen to all the 'Jim Willie CB's aka the golden jackass' all the 'Errols' and all the other HPC pillocks extolling my value".

    So what if these MUGS lose you a packet, it's only your money.

  9. Similar questions have been put:

    I heard him argue its everything to do with affordability

    by which he means what We can afford to pay back to the bank RATHER than the initial price being reasonable.

    With record low debt and interest rates blah blah...

    WE KNOW THE ANSWER. "I will not let house prices get out of control" said Brown - and meant it - HE would not let them get out of HIS control..The higher the price the more money flowing through to government.

    The more "economic growth" the more excuse for projects and public expenditure on wasteful excess, and more profits for the businesses and more tax and VAT for Government.

    Paid for by the sops who just wanted to get on the ladder.

    We can see right at the start of Labours 1st term. Brown had house prices firmly in his sights. So what happened in the next 15 years

    If the question were to be asked to the great leader and saviour of the world ,Mr Global, himself --

    'Do you recognise that the historic house price increases of the past decade has been an asset bubble of alarming proportions ?'

    What would he answer ?

    After going through all his recent announcements / policys .. would conclude that he genuinely does not believe there was a bubble in house prices .. when the great leader himself is in denial, what hope do we have that he will be able to solve the resulting problems ?

    He genuinely believes that selling houses to each other at ever increasing prices is the ideal economy that the UK needs.. he genuinely believes that houses are now undervalued due to lack of 'mortgages at the right price'

    he believes 'hardworking families' should be rewarded with money for simply sitting on a pile of bricks and using it as an ATM

    In these days when saving jobs and getting the real economy back on track is the nations priority, it is still mortgages that preoccupy his muddled mind

    He genuinely believes the 'global' economy should buy the securitised mortgages of the UK as there is no sub-prime here

    He would not know if an asset bubble upped and slapped him in the face !!

    Rant over ..

  10. Chech the back of the bottle, some o that stuff you're not supposed to breathe> if you have the heating/cooling blowers on it will get sucked into the car...

    Its been working great! It comes in a big 5l bottle from Halfords and you mix it 50:50 in cold weather and about 1:10 in summer. It has a bit of a pen and ink though--meths? But it is a great antifreeze. Haven't noticed any paint damage yet. :P

    Don't forget also, Lack of garden. Which seems fine when you picture yourself coming in from work and pouring a glass of wine out....

    But when you want to fix something, break something up, burn some wood, spray paint something or store stuff... there is no room.

    land...space, freedom to make a bit of a mess compared to shoebox at mercy of management company...NO contest..

    Also management fees/upkeep fees are AT THE OWNERS DISCRETION.. THer are people owe tens of thousands because the building they bought into needs something major doing. You may think New Builds are safe from this. Not if they are shoddy as hell...just give them a few years..

    But dont mind me, I find the thought of flat dwelling, especially in a tower block (sorry executive apartment complex) in a city centre totally hellish.

    What's your aim? Somewhere to live/ an investment/ bit of both?

    New build flats have the most to lose in value terms. 25% is peanuts - quite often you will find 50% reductions at auction, volumes of these being repossesed and sold will rocket this year (BTL landlords, bought them off plan, 90% mortgage, now going bankrupt).

    In terms of living in one, quite often the build quality is poor/ lack of space is a problem. There are execeptions - only you will know if these flats are OK. Think about natural light, noise levels from surrounding flats, insulation etc.

    The quality of tenant in these new builds will start to get worse. Struggling Landlords will get less picky about who they take on as tenants. A few people are suggesting that these "yuppy" towers wil get bought in bulk by the housing associations - become the council housing of the future. Landlords also starting to let them to students more often. Can you live with that?

    Owning a flat is a hassle. Service charge/ maintenance costs/ getting the management company to resolve ANYTHING. Do your homework first and make sure you understand all of these aspects.

    At the end of the day, if you like it and you have the cash, fill your boots. But expect to lose money in the short term especially if you're only getting 25% off.

    And for gods sake, don't buy on the assumption "this will do". Nothing worse than living in an over-priced hamster-box that you don't really like, in negative equity, next door to the cast of Skins.

  12. Is that before the hyperinflation and global political meltdown timeline (in your signature) or after?

    And what does this tell us?

    It's the perfect sheeple contra indicator

    My view - Nominally 10% this year and that's it..... prices will rise rapidly

    In real terms I reckon in 10 years time we should see the bottom (around 50-60% off Aug 2007 real term prices)......... if we are 'lucky'


  13. Am I missing something here.



    THen the fact this was adhered to was used as the reason not to offer the contract to BRitish Workers!

    They stipulate one thing in the contract, then use that as an excuse NOT to hire the British when it is met.

    Offering longer lunch breaks does not fulful the Contract terms the Firms were asked to bid under..

    how is that fair, exactly?

  14. can people who'e bought let us know if there's any trouble cancelling the subscriptions, or if goods keep being sent...I se3e they stick your name on mailinglists also but you can cancel that..(although once your name is on peoples lists that may be wishful thinking)

    Im not sure if it is a cheap deal, if you get more than £30 worth of hassle its cheaper (peace of mind wise) to buy off a dealer...

  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.