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Everything posted by bootfair

  1. I heard Miliband a few months ago, its stuck in my mind "doing the right thing is clearly the right thing to do" they are being eaten from the inside by their own spin - sorry , propaganda. euwwww its an ugly ugly sight.
  2. What % of that lot are on £15-20k though? Quite a lot I think.
  3. http://www.ft.com/cms/s/2/cdc24a48-2078-11...144feabdc0.html Charles McDowell, a prime property consultant in London, told the Financial Times that lenders had asked some of his clients with large buy-to-let property portfolios to come up with more cash after falling prices slashed the level of their equity. NatWest had asked the owner of a £5m property portfolio in London to hand over £1m in a month to compensate for a 20 per cent drop in value, even though there was no evidence the client was likely to default on the loan. “This client has sufficient capital to pay if NatWest goes ahead,” said Mr McDowell. “But both the client and I are astonished and dismayed at the bank’s actions, particularly as the rental income on the property far exceeds the interest payments [on the mortgage].” While not commenting on the case directly, a NatWest spokeswoman said its policy allowed it to review agreements with borrowers if rental income on a property was not enough to allow the customer to service a loan. Savills Private Finance, the mortgage broker, has seen evidence of banks unexpectedly demanding cash from clients, typically those with high-value, highly geared property portfolios.
  4. Inflation forces people to chase money around..It would be nice to just forget abour savings etc, leave them in the bank, not expecting huge interest payments but expecting that when you take it out, its value has not decreased.. This would be so much more peaceful for so many... chasing interest rates, changing bank accounts, its ridicullous waste of time and energy...
  5. There is already a very simple, almost free for materials form of housing. The main materials for it can always be found on the building site so cost nothing to transport.... It stands the weather for 300 years (and counting) it is pretty, enviromentally sustainable cheap and traditioinal. It is called COB...(aka chocolate box devonshire cottages) Cob is made from mud and straw...
  6. This idea of everyone contributing towards society to make it fair is surely both left and right wing philosophy, You assume Im right wing but Im not. This is exactly the same as those charidee shows on TV, its nothing to do with politics, it a case of hypocrisy. Rich people telling poorer people to put their hands in their pockets, or vote this way or that, In the end to benefit themselves..through, at the very least, continuing free publicity.
  7. But what people forget it seems is that socialism is supposed to be about equality. What people resent, and what I did when he first came on the scene is people making obscene amounts of money regardless of talent, purely on the back of going on and on about social injustice. Bragg, like many others, has now got himself into a position where he has the money to do something about the injustice upon which he has made so much money by complaining about But he bought a nice house with it -worse - he has the gall to trot round to any publicity promising event- and STILL spout the same shite. DONT any of the so-called socialists see that this is utterly against their supposed principles. NO what is seems to me, this is not socialism or equality at all. They only wanted equality when they were poor. Now they are rich they don't like the idea of sharing out their money and living to the standards of the people they so readily preach to. We are the animals looking through the windows of the farmhouse, from face of pig to man and man to pig, and we cannot tell them apart anymore.
  8. Talentless tosser, could never stand his crap 3 chord guitar playing and out of tune whining.Oh well, hes finally got something real to worry about now (ie losing all his money/seeing its value decline in the crash).
  9. says its pre-cast though, does that affect getting mortgage/insurance....
  10. Wont go on that site, probably put a spying blip on my computer... can someone ask where is the "line by line" repudiation that the nation was promised... oh and let them know, that in the english language, line by line means you have to quote the line first - then repudiate it.
  11. Sorry i was a bit harsh, put it down to personal bitterness.. ok, the fact that she did this without letting you know, and tis a done deal, well it strikes that she will not listen to you now. HOWEVER, maybe you can appeal to her ego as a "business woman" to discuss all this with a property/business solicitor, as it is what any sensible business person would do. Try to convince her that any good business person would separate their emotions from their business and take professional advice on everything they do..Also that it is never a good idea to go into business without understanding all the pitfalls.. I don't see how HIPS people are going to be doing that well in the current market, with no properties selling. Maybe when there are more forced sellers it will pick up..However, how many people have been trained/are being trained... enough work for all? This idea has been "sold" to your mum, in whatever way, she now believes this will give her security, money etc...you need to "sell" her the upside of the alternatives...that there is more security in owning your own home outright, plus no money worries, that circumstances change but debt doesnt, that she already has discovered what it is like to pay for an empty house - that when the house is empty she is not just losing the rent, but also the mortgage repayment..and also every day that house is empty it is incurring uncovered costs towards upkeep..as well as being a worry. That when you have your own home and little debt and no business worries, even if you are on a lower income you can more easily stretch what you do have.. because your money goes straight in your pocket. If your income dries up you can cut back, but if you have debt, you cannot cut back on paying it... ESPECIALLY, you cannot just argue with blokey..no point, your mum will just think she was right not to tell you, and will naturally defend him. Love is blind and stupid, unfortunately. You could try the strategy of going through the "what ifs" on a purely business level. But you will hit a point where they say "but that won't ever happen".. 50% of a lifetimes work, and 100% indebtedness to a bloke you've been with for 3 years....no, it doesn't make sense at all.
  12. sorry, i have never seen a man do a handy deal like this for a woman out of the goodness of his heart. (Some) Men are selfish and predatory, even to the extent of being more concerned about their own legacy than their mum's security.....
  13. That was disgusting. Making accusations all over the place, and not letting the other guy speak at all. Tried to make out you need large amounts of money to write a blog "and where did it come from when you were bankrupt" So obviously untrue - plus the attempt at personal smearing... Then trying to take the argument to racism... That was awful. You can clearly see the labour attack policy in action here, mistake they made - when its given to a yappy poodle rather than a rottweiler, the holes in the mindset become too obvious... oh and as for Daily Politics.. basically said "we showed you it now (20 seconds!), you can't say we havent covered it now. we had loads of letters.... only stopped short of saying Stop writing in!!!!!
  14. check BBCs mark mardell's EuroBlog, and Nick Robinson's blog - people are all over it complaining about their lack of reporting of it.. Telegraph had it online - with the reasoning that its gone viral so that in itself is a story - its gonna be a MILLION views soon...
  15. But it wasn't obvious was it. Not quoted on the news, anywhere.... For my money the speech by Farage (UKip) was far more vitriolic and impassioned...he even begs at one point. but this is the one that hit nail on the head.. Im grateful to HPC posters for pointing out the important stuff thatis being "missed" by MSM... Now if I want to hear a load of Labour press releases, that is easy.. its ALL on the MSM - whatever policy of the day is briefly mentioned in some meeting and will never happen is debated hour after hour... If you want to complain about balance, try the BBC.
  16. whether its cold, or wet or hot call climate change and tax the lot.
  17. This is what will be these company's undoing. Its become clear that tis better always to be a shareholder rather than an investor. Its exactly the reason I bailed out of my endowment policy. If investors keep getting screwed in favour of shareholders, and management bonuses they will eventually bail out, then who is going to pay their fine dividends.
  18. I was actually very surprised yesterday - the female presenter on R4 TORE into Cameron over the Ken Clarke thing. I mean really kept on coming back at him and in quite an agressive tone too. I was impressed he wasn't rattled by it. You just don't see this with Labour, they always get one comeback to their statement, but then when they answer that, the presenter just moves on to something else. I thought it was just the presenters who are soft. Listening yesterday opened my eyes. They are like rottweilers when it suits them... EDIT TO REMOVE wrong claim, was indeed the Tories the sun referred to.
  19. If the experts had popped down to the supermarket recently this rise in inflation wouldn't have been quite so "unexpected"
  20. Your right, I should have said "much of our food", I think its about 40%.. some, of course, we can't grow here.
  21. re Purchasing power of gold, In Weimar republic gold went from 100marks to,000 marks.. and at the same time rents went down - from 30% of income to 0.2% - what I'm interested in, and cant find, is what were house prices in this time. Anyone know? http://www.nowandfutures.com/weimar.html
  22. FOOD INFLATION +12% on a specified basket, 4.7% overall... according to this.... http://www.channel4.com/news/articles/busi...t+rises/3037952 ast Modified: 19 Mar 2009 Source: PA News The cost of filling the average shopping trolley with basic items has soared, according to newly released figures. A weekly shop for basics and supermarkets' most frequently bought items now costs 12% more than it did this time last year - rising from £76.88 to £86.33. Some items have undergone particularly sharp increases, with the average price for 500g of fresh beef mince now £2.13, up 56% from £1.37. A packet of pork sausages increased by 50%, from £1.32 to £1.97, while supermarkets' own label chopped tomatoes were 33p, up 57% from 21p. The prices of items in the nation's average trolley were based on the thousands of orders handled by the comparison website mySupermarket.co.uk. By averaging prices at Sainsbury's, Tesco and Asda for groceries and non-food items, researchers said they could avoid "anomalies" caused by special offers to show the underlying cost of shopping. They also compile a food inflation index based on prices for all the food and drinks products sold in those three supermarkets, which showed a 4.7% increase for the past year. That price increase was significantly smaller than that for the average trolley, demonstrating that it is everyday staple products which have undergone the most "drastic" rises in recent months, according to researchers. Jonny Steel, spokesman for mySupermarket, said: "To combat these prices, shoppers need to keep track of the best offers and shop around." Researchers found just a handful of items dropped in price over the past year, including loose bananas - down to 71p per kilogram from 77p - and Kellogg's Crunchy Nut Cornflakes, which were on average 6p cheaper for a 750g box at £2.30.
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