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House Price Crash Forum


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  1. It's been a long time since I've heard the phrase "Gordon Brown's economic miracle" too. Ah, the good old days I also remember the BOE lowering interest rates happily, but "adopting a wait and see approach" before raising them. How did that one work out again?
  2. Am I right in thinking that the reason this guy got jailed was because he'd persuaded his wife to lie about her income in order to get some mortgages? Wow It looks like things really are changing. All that needs to happen is that everyone else who did the same thing must now be forced to sell (all) their properties at the price they purchased them at and it's happy days!
  3. You should go for it if that's what you want to do. Despite my username, I've actually just arrived back in the country after 3 years abroad and I'm doing the same thing. The big meltdown that I was anticipating was avoided at literally the last second by gubbernmint intervention. The aim over the next few years will undoubtedly be to make things more stable rather than less stable. I also find Britain more palatable now. People seem a bit less up their own arses. And Gordon did a smashing job of making my Euro's convert very nicely into pounds. House prices ain't going up anytime soon, but in a few years the whole cycle will start again. If you've got a good business model, then you'll probably be able to get some money, and if you need to rent a business premises you've probably got a very good hand during negotiations. But yeah, when you're dealing with the Great British public, you're gonna have to accept that there is a section of said public that are rotten to the core, and you will probably have to interact with them. Good luck though!
  4. Hopefully a Tory win will also remove this ridiculous "commodity based inflation targeted interest rate setting" nonsense. It's time people who aren't up to their eyeballs in debt made some progress. Take the power away from the BOE and set interest rates to 10% asap. Let's just hope the masses are so upset at losing the current 25% off the value of their houses they vote David & co. in!
  5. Those are priceless. Putting the UK into ****'ed. "Now the recession has not been good for anyone" - Mark was one of the quotes. Talk about not being able to see both sides! On a more serious note, it's good to see that so many in banking are expecting a double dip recession. If that is the case, the gubbernmint can't do much to stop it. The bankers are expecting it, and they will therefore, collectively, make it happen. "Let's [not?] forget that while the banks might have been guilty with cheap credit, they did not exactly force consumers at gun point to take out mortgages, loans or overdrafts!" - Mark No, they just made a major contribution to making all the sheeple sh*t themselves that they were going to miss out on the opportunity to get on the housing ladder. Come on, everyone knows how daft the Great British public are!
  6. To be fair, if you've just found out that the property you were going to buy has major structural issues, it's probably £700 well spent.
  7. Lol... 38 signatures, and only one of them is a real name! Here's the first few: # aslong as it isn't cameron the con # john fisk # Gordon Brown # get stuffed, plus Brown's never been a leader # Ed Balls, Chancellor in Waiting # Faux Cough # nobody elected brown # Snot-gobbler # O B Liden # Robert Mugabe Esq # Gordon's mum # Boom AND Bust # Mrs Mugabe # Hate that Lying Jock # fat unelected lying hoon # It started in America # Winston (after re-education) Smith # Bob Roberts' hamster # Tony B Liar
  8. Hmmm... I added my name. It appeared at the bottom of the page for a short while. Now it's disappeared too!
  9. There's no point asking this question on here. There is about as much chance of a senior banker going on Newsnight as there is of a Bull admitting that they're just greedy. They probably don't even realize that is the case. They've just felt so good over the last 12 years watching their homes increase so much in value that they want it to continue. I doubt anyone that wants house prices to be high has ever really asked themselves whether it's a good idea or not.
  10. Yeah shooting is a little ott, but they really only need to be patient and wait a couple more years. There's no point in any more interference from the gubbernmint, it's too late now. Debt is the problem, not the solution. Once everyone realizes this, we will all be better off. People should be able to enjoy life, not be optimally enslaved for a large time.
  11. Chill out mate. Yes, the UK is full of idiots who don't believe prices will crash and sheep who will be pressured into buying now "or they'll never be able to." Most UKers don't care about FTB's, they just want to milk people as much as possible with their BTL's. Either that, or they're so happy because on paper they're so rich. That's why they don't see the injustice. But it's got nothing to do with them. It's high finance that has influence over what's happening, and just now they're clamping down. The economics of the situation will win out. Go to Austria, and have some fun!
  12. Yeah, life is for enjoying. You've gotta get the balance. Once I realized I was creamed by the property market in the UK I thought "sod it" and decided to move abroad at the end of 2006. Hopefully in a few years things will be back to normal. If not, I plan to live in a country with strong renting rights. There is evidence that property prices are falling. I've seen it first hand. Everything in history that has ever had a boom has always had a bust, and this will be no exception. It happens all the time. It has surprised me how long it's taken (I thought it would all be over by 2005, lol). Take the opportunity to do stuff you might not be able to once you do strap yourself to the machine with a huge mortgage. After all, whenever you buy, you're going to push yourself. You're just going to get more bang for your buck if you can hold on a few more years.
  13. It's quite useful information though, as it will help stop people time wasting. There's no point making current market price offers if the seller is probably unable to lower their price accordingly. If someone has owned the property for a long time however, they might be able to afford to sell at current market rates.
  14. I'd love to see what Krusty and Phil would have to say about it. "The house has 3 acres of ground, and benefits from having a giant phallus daubed on the roof, so when you're flying home by helicopter it will be easy to spot amongst the helipads of neighboring properties."
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