Jump to content
House Price Crash Forum

Charlie Don't Surf

  • Posts

  • Joined

  • Last visited

Everything posted by Charlie Don't Surf

  1. I signed up to Funding Circle a couple of months back and have lent a bit of money out with them. I started on autobid but didn't really trust it. Picking loans by hand is very time consuming and it seems to me that the rates offered to lenders has declined markedly even since I signed up. Not only should the rates reflect the risk of default but there is also the risk on a 60 month loan that base rates are likely to be somewhat higher. That doesn't seem to be the case. Any comments?
  2. When I try phoning I get a number unavailable tone and a BT message I demand my free money!
  3. http://www.rightmove.co.uk/property-for-sale/property-39451549.html?premiumA=true Ha, ha, ha, ha.......
  4. Good news when house prices in Penzance reflect that it is not actually the desirable ancient Cornish seaside market town the EAs like to bleat on about. I actually thought houses were cheaper than that. £145k for Daniel Place and £115 for Caldwells Road. Shocking!
  5. http://www.rightmove.co.uk/property-for-sale/property-38984809.html Another spectacular Marazion property - Queen's visit to the Mount must have pushed prices up 50% ...
  6. An more Marazion magic: http://www.rightmove.co.uk/property-for-sale/property-20050791.html
  7. Here's another interesting valuation: http://www.rightmove.co.uk/property-for-sale/property-38458696.html
  8. So they paid £415k at the peak of the market, yet expect to make a 25% profit after prices have edged down for the last 5 years. Seems reasonable...
  9. And this one is trading off the Marazion factor despite being a mile inland (or at least that's the only logical explanation for the ridiculous price). http://www.rightmove.co.uk/new-homes-for-sale/property-26506284.html
  10. I saw that. Think it was mentioned on here at original price. Like I've said before it is the Marazion factor. I think the place is a stinky, depressing dump but those with properties to sell seem to think it is the new St Ives. For example: http://www.rightmove.co.uk/property-for-sale/property-38340883.html
  11. I was there a few years back taking photos for a travel website. Really had to look hard to find anything worth taking a picture of - looks like I used 4 (http://www.dorsets.co.uk/photos/gillingham-photos.htm). Stones throw in any direction from these pics it really was pretty grim.
  12. Must just be the folk I know from Porthleven then!
  13. That's a good £100k over what I'd have guessed. But then I'd have been going on the basis that Porthleven is rough as rats and all the nice houses are holiday cottages - which this one ain't!
  14. Nearly £1m - can definitely remember it being £900k I wouldn't be surprised to see it up for auction at some point.
  15. I note in the article it was a limited company. Surely if they had half a clue, at their ages, they would have bled the company for a decent pension pot at least.
  16. I'm going to start a SIPP so am looking at the best plan for the next 25/30 years. Hopefully it won't be my only source of pension but it might be a significant part of it. I'll be managing it reasonably actively, i.e. reviewing every 3-4 months. I'm happy to have individual equities, funds, ETFs and maybe a few individual bonds. As well as specific allocation amongst these asset types, I'm also thinking about how the risk profile should change over time. Initially I will be loading up on smaller companies, individual equities and some emerging markets, but I imagine this will want to change over time. So, any suggestions appreciated. Or if anyone knows of a good online resource / article then a point in the right direction would be good too. Thanks.
  17. Obviously I wouldn't condone this kind of behaviour, but wouldn't it be unfortunate if some irate local with a sense of social justice were to take vengeance on any car parked in these spaces....
  18. Wish you could get something like that for £350k down my way....
  19. Yep, but they were the original thinkers. The stuff I'm talking about is sloganistic mantras almost cut and paste from here and posted in the real world
  20. Whilst I am definitely supportive of counter-propaganda and posting comments on mainstream media articles forums etc I am often struck by the naivety / cluelessness of some of these posters. The comments and posts often come across as ranting zealots for starters but it is the trotting out of HPC idioms and colloquialisms that really doesn't help. Firstly it labels the poster as a 'HPC nutter' straight off, secondly people don't know what you're on about. E.g. ranting about 'the Ponzi scheme' may have currency on HPC, but in the rest of the world people don't have a clue. Half of them probably thing BTL is a bacon sandwich. Another great example was a poster coming onto a forum I post to with a 500 word manifesto. Use some common sense. Post in terms that other people might understand - what scores points on HPC might mean nothing in the real world
  21. Yep. Weather in Cornwall is about the worst in the UK. The main selling point is it's mild - i.e. wet and warm in the winter / wet and warm in the summer
  22. I'm sure this place in Newlyn was on about 18 months ago for £100k less? http://www.rightmove.co.uk/property-for-sale/property-38807564.html Hasn't anyone told them...
  23. Here's another seemingly expensive bungalow: http://www.rightmove.co.uk/property-for-sale/property-38735141.html Compare to this just up the road - http://www.rightmove.co.uk/property-for-sale/property-23130228.html Know which I'd have if I wanted to live out there
  24. http://www.rightmove.co.uk/property-for-sale/property-34278394.html £500k Yeah right! More deluded bungalowees
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.