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House Price Crash Forum


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Everything posted by LondonToManchester

  1. Wait a while and sell for 50K more!! Thats something the bears don't get. Why can't Bears understand that if people just hold on prices will start to rise again? Or do they think this is the end of the world or something?
  2. I agree it does neighbour some bad areas like burnage. Walking around there i get the feeling the biggest influence is footballer wifes wanna be's!
  3. Dude you never answered my question what makes Manchester any worst than any other part of the UK?
  4. I don't think it's all that good. What makes manchester worst than other parts of the uk?
  5. The other thing about council tax is that it's dependent on the number of people living there i.e single person discount. As a landlord you may not have that information. i.e tenent decides to move in partner
  6. Why do people find it hard to belive I have a place in didsbury? And quite central didsbury less than a 10 min walk to get to halifax in the village. My parents live in withington though I was bought up there school grove. So i know that area like the back of my hand
  7. Well servay was carried out today I asked the bloke what he thought told me to wait for a response from the mortgage company.
  8. I personally don't belive in a min wage. As long as you tell people how much they will get paid you should be able to pay them what you want. If they don't like it there free to find employment somewhere else. Whats wrong with this? Or are there people on this site that earn mim wage and worry there pay will drop if min wage is taken away?
  9. Lloyds Banking Group is to cut 985 jobs over the next two years, the company has confirmed. The jobs will go at a business offering car finance, which a review found was "no longer financially viable". The banking group, which is 65% owned by the government, said 200 jobs in Speke, Merseyside, could be affected, along with 340 jobs in Chester. The union Unite said it was in talks with Lloyds and would oppose any compulsory redundancies. Lloyds said it hopes as many jobs as possible will go by natural turnover. Compulsory redundancies would be a "last resort", it said. Months of talks "The decision follows a detailed review carried out last year by Bank of Scotland," said Lloyds' David Oldfield. Unite said the announcement came after months of discussion within Lloyds after the acquisition of HBOS in September. "For some months now, the employees of the company have had to live with almost daily speculation about the security of their jobs and the long-term plans for the company," Unite official Rob MacGregor. "Today the workforce must face the horrendous reality that integration will mean that some will lose their jobs." Lloyds Banking Group was formed from the merger of Halifax Bank of Scotland and Lloyds TSB late last year. These are the first major job cuts resulting from that merger, which created a banking giant employing 140,000 people. Unions fear there will be more. The affected company, Bank of Scotland Motor Finance, will not give out any new loans, Lloyds said, but it will continue to serve existing customers through its Black Horse Motor Finance brand. The announcement came as insurer Royal Sun Alliance announced it was closing a site in Bristol with the loss of 500 jobs. http://news.bbc.co.uk/1/hi/business/8014489.stm More to come? side effect of car scrappage scheme?
  10. My dad bought a house in islamabad (pakistan) for 25k around 7 years ago. He was at that point planning to retire back there. He changed his plan and sold it for 225k in october. Which is quite amazing when the average person earn around £50 a month.
  11. Dude it's a website generally two sorts of people visit it during the day. Thoses on the dole and bored IT workers
  12. I think the main problem with this site is that it attracts people who earn low wages less than 18k and are on income support. These people are angry they feel life has delt them a bad hand. They feel as though they deserve more then what they are currently getting. They also feel that anyone who earns more than them is on some sort of fiddle. For many people on this site the only way they will have get on the property ladder is if prices fall 90%. Thats why you will get so much vile on threads like this. We need to pay lecturers alot more money and improve our student to lectuer ratio. From a Software eng
  13. Again we are seeing an increase in the amount of activity that is taking place in the market. Which in the short term will help stabalise prices
  14. Ok how about giving me some direct advice. At the moment I drive a 97 yes thats 97 Mazda 323 fast comming up to 100k millage. I am planning to buy a BMW 3 series around 2005 with less than 50k on the mileage. Will I pay more for this car because of the car scrappage scheme? Is it better to buy the car sooner beofre the scheme comes around properly?
  15. What effect will the car scrappage scheme have on second hand cars less than 10 years old? For example a 3 series 2005 BMW with around 50k on the mileage (considering buying one) The other thing i was thinking is that people who have 10 year old cars are not the same people who would go out and buy a new car even if it was 2 grand cheaper.
  16. Difficult to say I personally think we have around 10% more to go (at most) but some of the bears on this site think it will be 90%. I think the general feeling at the moment though is 40% from peak.
  17. Dude stop with this already will you! How many times do I have to tell you that i think most of this stuff has already been factored into the housing market and that we are now close to the bottom. Your right buying in 2007 at the peak was a mistake if I know now what i knew then I would not have done it (I would have also shorted RBS and with the profits bought them at 10p a share) but hindsight is a wonderful thing
  18. Thats so true i have never had the experience of NE, i think i was 10 or something last time that happened. That could all change tommorow.
  19. Well if we are close to/at the bottom then now could be a good time to jump in. If not you could just finish eating all those tin can beans you bought!
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