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CasualBear

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About CasualBear

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    HPC Poster

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  1. CasualBear

    Btl Portfolio Dumping

    There seems to be a flood of HMOs in Brighton. Keeps on growing. I got bored after copying these, but just put in 5+ beds and you find pages.. http://www.rightmove.co.uk/s6p/35936469 http://www.rightmove.co.uk/s6p/56569379 http://www.rightmove.co.uk/s6p/57564629 http://www.rightmove.co.uk/s6p/56331779 http://www.rightmove.co.uk/s6p/54555272 http://www.rightmove.co.uk/s6p/39487971 http://www.rightmove.co.uk/s6p/53055827 http://www.rightmove.co.uk/s6p/39492606 http://www.rightmove.co.uk/s6p/55980473 Explains what is so toxic about Brighton. For every single room in a family house you have to pay student rent! Hopefully this is the beginning of the end.
  2. Looks like a soviet bread queue.
  3. CasualBear

    Offer Rejected, Wife's Friend Gave Me Some Advice...

    Mainly it was just a joke about lll. Fwiw with the anecdotal, chain still broken. I think the point of the anecdotal was that even with slighly below ridiculous valuations I haven't paid anything. Still I won't 'complain' anymore on here. Last post since it has disgusted you all. Apologies for not being true to the faith! Edit spelling
  4. CasualBear

    Offer Rejected, Wife's Friend Gave Me Some Advice...

    http://www.mouseprice.com/area-guide/house-price-index/bn1 The stats are that bn1 went bonkers from 2013 onwards http://www.mouseprice.com/area-guide/house-price-index/bn1 http://www.home.co.uk/guides/house_prices_report.htm?location=bn1&all=1 I wish it were otherwise.
  5. CasualBear

    Offer Rejected, Wife's Friend Gave Me Some Advice...

    Forgot to mention the ea claimed that the house had planning permission. They lied that it was permission to put a dormer on the front. I had to look it up, and of course it is only for the permitted dormer on the back. This is just basic errors. Is it really hard to bring a copy of the planning to the viewing?
  6. CasualBear

    Offer Rejected, Wife's Friend Gave Me Some Advice...

    It's all a bit fishy. The owner is selling 44, owns a plot at 46 (no planning requests open), and has a company registered for 48-50. I therefore wonder if they don't have the finance to carry on the chain anyway. All this made me a bit suspicious. It also had a converted garage that seemed barely legal to me.
  7. CasualBear

    Offer Rejected, Wife's Friend Gave Me Some Advice...

    I know, im an hpc splitter. I think it is imsane. But you can't really argue where the market actually is. Mortgage would have been 2x salary, but I'm well paid, I think it is priced at 20x local wage. In fact the market is way beyond that as the original buyer was willing to pay 420 ish, but fell through as there London money box had had illegal changes given its listed status. Mostly the houses in the area go to bidding wars between boomers. The only reason this hadn't is its not period.
  8. Got a call from an ea: chain had fallen through and if we could act fast we could replace the buyer. Went to look, reasonably nice house but small. Semi, but owner had removed the side access to try and build on a plot next door. No previous sale price, but (the other semi) next door went for 305000 jan 2013. Coincidentally, that was the lr average price in the postcode where the house is, in that month. Vendor asking 435,000. Offered 380,000, which is the current lr average. Rejected straight away, which is fine, I can wait. Anyway, wife discusses this with her friend who thought my reasoning was very silly. Her response was: 'your supposed to offer 5k less, don't you watch location, location, location?' I despair, this is the research that my generation does, then we're done. Wife considered her advice as from authority, 'she has bought two houses'. Little wonder.
  9. CasualBear

    MAIN HELP TO BUY MARK2 THREAD -

    I know everyone here is in full outrage mode, but given this is happening I want to know the best way to take advantage. Like any good hpcer I have around 30% deposit sitting in guns, beans, gold etc. If I could put 5% down and get 20% from the gov and get an offset mortgage, this could work quite nicely with a five year free discount on the mortgage. Unless offset mortgages are exempt?
  10. "And it’s actually really embarrassing having to rent." This is just bs designed to help people justify being in the grip of death to themselves.
  11. CasualBear

    Made Redundant. Planning To Set Up On My Own.

    Duplicate
  12. CasualBear

    Made Redundant. Planning To Set Up On My Own.

    The way I see it, unless you are working in some clean room environment, there is almost no reason why you wouldn't have had some exposure to open source. Given this, even the interaction on mailing lists, issue trackers is interesting as in belies the candidates ability to collaborate with people without direction of a manager. In fact, working at a place with a real rockstar & NIH culture I would take any open source involvement as a nice indicator that they can read other peoples code and reuse it, rather than write their own the whole time.
  13. http://www.treehugger.com/modular-design/tata-introduces-flatpack-nano-house-215-square-feet-for-720.html
  14. CasualBear

    Estate Agent Drivel

    'The table is currently set for six but it can seat eight or 10 quite comfortably. We have had some great dinner parties in there with friends from the village.' Etc ad nauseum
  15. CasualBear

    Estate Agent Drivel

    Hmmmm try this http://www.rightmove.co.uk/property-for-sale/property-36759862.html/nomsite?premiumA=true
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