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House Price Crash Forum

theChuz

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Everything posted by theChuz

  1. Wow... still some old faces around.. not many but a few.... i cant believe its still being debated, not with the vigor it used to be but then i suppose the crash happened so whats left to talk about ha. It will be alright in the end.. if not... then its the end anyway.
  2. Just said about the same thing, they have managed to mess this right up, im done here.
  3. I dont know about new member but im done with this site, im going over to ****** and GEI, im amazed webmaster and fubra have managed to f*ck things up in such a short amount of time. Ill see some of you guys else where. I might post on here from time to time but for now this site has been degraded to the point where i just cannot be botherd supporting it anymore. Laters peeps
  4. The funny thing is, if the avergage age of a BTL landlord is 45 ( probably due to owning a home and being able to secure the BTL agaisnt thier home or MEW) and the consensus seems to be "its my pension" surely then when these people retire they will have to sell, when they sell in such high numbers it will drop the price like a stone. All hypothetical of course, very few of these people that are "in it for the long run" will actually see it through when they have a negative cashflow and the value doesnt rise.
  5. Wouldnt feel right without you taking the p*ss I knew the rules, ill live, feel free to taunt ill just do some overtime for the next couple of years
  6. Both i think, probably the central banks shaking the speculators out because as far as im concerned nothing new has happend to drop gold and silver prices like they have done. America has been raising rates every month for nearly a year and a half on inflation fears and gold has gone up nicely so im not convinced that its because IR's have gone up that gold and its mate silver has taken a nose dive. Little bit of a correction (albeit took a big chunk of my money) but i do think the banks are playing
  7. now $560 means ive lost 20% of my money on gold and silver bullion, let alone shares. Ill have to see if theres any overtime at work for the next 5 years , doh!
  8. Losing a couple of months pay is never good news
  9. I missed the BBC thing due to working hard to pay my taxes but reading that report it doesnt souond THAT bad, what am i missing? ( other than some letters from the posting area that im typing into due to the sh*t lining up of these f*cking adverts)
  10. Yep we've all called it wrongly. Way out on time scales. Maybe next year.
  11. when do i have to suffer the next enGAland match?
  12. Commentator 1 "i dont critisise referees much but this guy is giving it all to paraguay" Commentator 2 "give him both barrels" - now that was funny
  13. I dont know jack about football but england seem to be the ones who are under the most presure
  14. The guy in yellow keeps picking it up!
  15. you pillock Actually i'm not into football at all really but ive put it on now because it was mentioned on a HPC thread
  16. Yea your in good company i believe tony blair has a mortgage with the C+G. Tewkesbury Cheltenham and Gloucester are mainly what make up this area, there are other places of course but these 3 seem to be the most well known / talked about.
  17. I dont know , numbers confuse me. Tewkesbury Average Cost: £192,811 Detached: £288,738 Semi-detached: £173,839 Terraced: £145,047 Flat: £120,601 Change in last quarter: 1.5% Change in last year: 1% Sales: 369 My surrounding towns are cheltenham and gloucester Gloucester Annual Increase 0.2% Qtr Increase 0.8% Avg Price £149,965 Cheltenham Annual Increase 6% Qtr Increase 4.6% Avg Price £222,106
  18. HPC cancelled again? Or atleast put off for another year... At this rate when there is a correction it will be a waste of time. Ive watched prices for a 2 bed go through the 100K mark now up to 130K. So if the market loses 25% which is a pretty big drop in anyones books then the same 2 bed will be as equally over valued at the new price of 100K. I was thinking years ago that 100K was way to expensive now it looks like it has to be my best target, at the end of it all it looks like all we would have done is spent 5 years renting and saving just to slap it on a 'corrected' price but then the mortgages will be much more expensive. Instead of super stretching and buying at 100K a while back at a fixed rate of 4.5% for 10 years now it looks like ill have the oppotunity to put the 10K that i have spent years saving into the house as a deposit for a house of about 100K at maybe a 6% mortgage rate. Thats withstanding prices rising further which it looks like they are going to, so the 2 up 2 down could be up for 150K then with a 25% correction its down to 112K, add my 10K to the pot and im exactly where i was years ago just older. OR Should we not believe that rates will be held throughout the year. EDITED: I dont do bullish thoughts well
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