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Everything posted by Badlad1967

  1. Thanks for this.... Yep as they both have their money back it is rather moot. Regarding your point of it being nothing to do with the tenants. My point was that their money was possibly being used to fund the operating costs of the business and not being placed in the deposit protection scheme - which certainly is something to do with the tenants (morally if not legally)..... Interesting discussion - thanks all for your input. Will be great to see how this unfolds.... If anyone sees or knows more I'd grateful if they could add to this thread.
  2. OK thanks.... Obviously I have no definitive evidence other than the fact the deposits were not protected. As that the deposit disappeared into the black hole of the LA's evaporating finances, it appears more than likely that it was being used to aid "cash flow" - but as for "evidence" I would expect most of that has been shredded by now But the whole thing is rather moot now as my friend has her money back... The whole thing just highlights how inappropriately regulated the rental market is IMPO
  3. Thanks for this. Just checking the date though..... 6 May 2012? This all kicked off just before then....... (matter of weeks...)
  4. What other info do you need? And thanks for taking the time to respond. Most of the info is in the original link..... But in the case of my two friends..... Each had a difference tenancy - they both knew each other and just happened to use the same agency. Each handed over their deposits and application fee and rent was paid to the agency. They both left their respective flats and one signed up with a different agency. The other one left town. This is when the young lass who is staying in Canterbury found out about the deposit scheme and asked me what it was exactly. I explained and af
  5. Had 2 friends that got burnt by this. Two Polish women living in different properties and neither knew of the tenant deposit scheme and neither deposit had been placed in this scheme. They were both in the process of moving when all this hit the fan. Luckily, they both got their money back from their respective landlords. The also went to the police who were completely unhelpful as they said it was a "civil" matter which seemed complete billhooks. It would appear they were using the deposit money to support their business - surely this isn't a civil matter? Fraud? Anyone know? :angry:
  6. General strike in protest of austerity and various other bits and pieces..... Torygraph link
  7. Get my fags in Belgium. Fill up the car while I'm over there (fags and diesel.) Swing back to France and get some wine and have a nice meal. Save a fortune! Plus it's a nice day out. I live in the SE though - so it's a piece of cake for me. Osborne will not be getting an extra 37p a packet from me.....
  8. I think that was true some years ago..... But now we have pay day loans. Another elephant creeping into the room. These loans are not used by people who are financially secure....
  9. Very very good point. It's a shame that everyone will be dragged down: the innocent and the guilty.
  10. Cheers for that... OK - post 316 from Giant Purple Slug has answered for me. Crystal balls indeed But one factor that is being reported which really is inaccurate and which IMPO will speed up the unravelling, is that it is 26 politicians that have signed up: not their people. Seeing the fury around Europe and chatting to friends in France it is clear that people in the Eurozone have had enough. Go to a French supermarket and everything is still priced in Euros and Francs. Feeling against Sarko in France (amongst French people I know - quite a cross section TBH) is bubbling into anger.
  11. OK - so are you going to declare your vested interest here? What you appear to be offering here is your opinion - yet quoting it as fact. It's almost like listening to the BBC! I would very much like to see some links that back up your opinion, as you are making some pretty wild, and extremely one-sided, assumptions....
  12. The property is not yours until the sale has completed - although you are liable for insurance on exchange of contracts.... You are then legally obliged to complete by a certain date or the other party can sue you for breach of contract. This is not limited to the amount of your deposit - but also for any expense in re-marketing the property and any difference between the selling price agreed in your contract on and whatever the property eventually sells for. As for any damage that occurs between exchange and completion. All fixtures and fittings should be listed in the contract of sale - a
  13. Oh well done I was referring to the on-going situation rather than that particular moment...
  14. I'm really struggling to understand why the markets are putting up with this. Case of who blinks first?
  15. As quoted before, 20/30 year mortgages were the norm in the US. Some being fully portable. Then when things started getting out of control they introduced all these "innovative" products (negative amortisation????) where you paid a reduced amount of interest for a few years. When it came to paying the full rate of interest (plus catching up with previous "discount").... Well we all know what happened next.
  16. Yep - I agree with this to a point - although I feel it is more ingrained with Labour supporters. Almost like a religion. Puking out the bits they like to make a point while conveniently ignoring the "other" facts.......
  17. It's ok mate - I was being a bit thick. Yesterday was a LONG day
  18. Was that aimed at me? Sorry but misunderstood your comment... Edit: I was trying to make the point that inflation is bad.
  19. Inflation can be good for you... Not unless incomes are increasing above and beyond........ Why can't people grasp this? If the prices of goods are rising faster than incomes, the ability to service any debt you already have gets harder..... NOT EASIER! Read more at the link, but pour a glass of wine first..... Edit: Crap typing
  20. Can only advise calling the planning department stating that the extension has blocked your satellite reception. If no luck - if it's a Sky dish call and ask them to adjust it or you will cancel your sub. They will be round in nanoseconds.....
  21. I saw that interview. Eamonn looked as though he was going to EXPLODE! I have no respect for Huhne whatsoever. Arrogant and not very bright - not the best human qualities to have. Hope the CPS catches up with the precious little darling soon. Nob
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