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House Price Crash Forum

PopGun

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Everything posted by PopGun

  1. Could all have been avoided way back in 2010 by removing the state props and taxing BTL, with austerity/new labour primed excuses. Oh but they’re too vested themselves, so props on top of props it was. Oh dear.
  2. the monthly rental would have to include all costs spread out over the lifetime of the house. So for example council house cost £80k (for example) to build. Divide by 25 years is £3200 a year. Divide by 12 = £267. Wack on another £150 for maintaince/admin/ interest etc. Cost to tenant: £417. Fix that in for 5, 10 years whatever. Resevaluate when properly becomes vacant. Remember biggest cost of build is the land, and gov with the will could solve that issue. So house would pay for itself in 25 years and the council has an asset beyond then to rent out to further tenants.
  3. I used to be in favour of grammar schools. Then I saw how they’re gamed to shut the poor kids (who they’re designed to help) out. Yet effectively we already have them in leu of house prices. Basically your chances in life will largely come down to your parents ability to afford an expensive house in a well regarded catchment area, or private education. Also known as debt. No point making all schools decent, no money in it for the banksters.
  4. So to recap. In previous threads, posters insist UK is more Marxist than Scandinavia, and now we have these posters appear (strangely clustered together) who insist Scandinavia is some Socialist hell hole, and if we want socialism then move there to see how long we last... love the smell of HPC cognitive dissonance in the morning..
  5. Indeed, but whatever it is/was it isn’t capitalism or socialism.
  6. lol it wasn’t socialism at all then was it? Given the redistribution of the wealth to the top 0.5% of failed crony capitalists by their state sponsored cohorts. The fact that savers and over leveraged were also bailed out was a mere bi-product. Other anticapitalist notions do exist. I agree with others that capitalism works only with state collusion. Problem that I have to accept is that instead of the best of both worlds, we tend to get the worst.
  7. Yes as I said after costs which would be spread out and paid back many times over during the buildings’ life time.
  8. There needs to be no subsidy per se. Just make Social housing rents cover costs and repairs, then let them compete in the rental market place. We would then very quickly discover the real market price. Not only would private landlords lose a segment of their housing benefit income, but would face new competition on price and standards. Which as capitalists completion would be welcome I'm sure...
  9. Absolutely. The Remnants of the economic league need kicking into touch. Also I doubt anyone objects to home ownersip, just the vast amounts of debt interest required to make it happen.
  10. Your link said they faced reduced rents, as in might etc. I've seen nothing that proves beyond conjecture that landlords will/have actually lowered rents on the back of a benefit cap. Happy to be proven wrong, but it isn't what I'm seeing.
  11. They get more money on benefits because of housing costs.... So when benefits got capped did rents reduce? Or simply did a greater proportion of claimants’ benefits go into the pockets of landlords instead, rather than spent out again into the wider economy? what happens to the economy when people have less money to spend? Business start cutting jobs... ergo more excuses for the work shy. Benefit caps etc is merely tinkering around the edges. The elephant standing in front of you is artificially high living costs.
  12. Fine, but then... ? So best to take excuses away rather then add to them....?
  13. If true, then we're on course for credit crunch/crash 2.0 Memories are forever short. Was in Fueteaventura in 2012. Whole buildings and resorts abondoned mid build..
  14. You've completely missed the point. If the cost of living wasn't so out of kilter, you wouldn't need a benefit cap and landlords wouldn't be receiving so much HB, as more people will be working (as working would again pay) so wouldn’t need to claim HB or Tax credits etc etc. Heck, people may once again be able to do things like save for their retirement, or pay down debt... Every full time job should return a sufficient income to pay for the basics of life without any state top ups. This forum exists as even with those in highly skilled employment, this has long been the case due in part to the sky high cost of shelter.
  15. Nope. Ask yourself why we're even discussing benefit caps. It's the cost of living that needs to be capped, starting with the removal of state props and handouts to the property hoarding sector. Then you'll find working becoming economically viable sorting itself out, and thus in turn curbing the £Billions gifted to private landlords.
  16. When the cost of living is more expensive when working, your system is effectivly broken. This is the issue/indicator, not Welfare per se. Time to realise this and start removing the excuses, not adding to them. Cost of living must come down, problm is the monetory system/ponzi would crash.
  17. He’s a Marxist, hard left blah blah When pressed though, few who spout this nonsense ever actually identify any concreare Marxist policy which isn’t already implemented by our more social democratic friends on the continent. My mother is the same. Yet when I asked her why, she had no answer. I helped her out a bit. I asked Was it the plans to renationalise the utilities and railways that’s hard left? ”Oh no they should never have left public ownership” I give up.
  18. Chuck the baby out with the bath water? There's terrible examples of captailism's negative effects, yet I'd suggest the vast majority would agree with you that they'd rather have more regulated capitalism than do away with it completely.
  19. Seriously fook them. Unless there’s some mass house demolishing scheme I’m the pipeline, this article is simply nonsensical click bait.
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